Cedar, Leelanau County, Michigan Property Taxes
Property Taxes in Cedar, Michigan
Median Cedar, Michigan effective property tax rate: 0.57%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Cedar, Michigan home value: $417,000
Median annual Cedar, Michigan tax bill: $2,372, lower than the national median property tax bill of $2,400.
How are property taxes in Leelanau calculated?
Property taxes in Cedar, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cedar's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cedar, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cedar, Leelanau County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.57%
Estimate Property Tax Bill
$2,377
$2,206
How Does the Cedar Property Tax Calculator Work?
Use this Cedar property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cedar's median effective tax rate of 0.57% — based on actual property records in Leelanau County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cedar's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cedar: rates range from 0.57% in 49621 to 0.57% in 49621, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cedar.
About Cedar Property Taxes
About Property Taxes in Cedar, Leelanau, Michigan
Cedar’s median effective property tax rate of 0.57% is lower than the Leelanau County median and higher than the Michigan state median of 1.05%. This rate reflects the Leelanau County base levy combined with local school district levies and tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Cedar. Homeowners in the 49621 ZIP code carry a median effective rate of 0.57%, while those in the same ZIP code pay 0.57%. This spread reflects how school district boundaries and local assessment districts are drawn across Leelanau County. Understanding which part of Cedar you live in can make a meaningful difference to your annual tax bill.
Cedar homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 6, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cedar, Leelanau County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cedar's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cedar Tax Rate
0.57%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Leelanau County Tax Rate
0.63%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cedar, Leelanau County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49621 | 0.36% | 0.45% | 0.57% | 0.77% | 1.02% |
Source: Ownwell
Property Tax Assessment Values Across Cedar, Leelanau County, Michigan
When examining property taxes in Cedar, Michigan, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Leelanau County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Leelanau County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Cedar is $417,000, with tax bills ranging significantly across the county. Zip code 49621 has the highest median home price at $417,000.
Property Tax Assessment Values Across Cedar, Leelanau County, Michigan
Source: Ownwell
$417,000
$786,300
$1,155,600
Median Cedar Market Value
$417,000
Median Leelanau County Market Value
$534,300
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cedar, Leelanau County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49621 | $192,760 | $277,000 | $417,000 | $624,200 | $929,520 |
Source: Ownwell
Property Tax Bills Across Cedar, Leelanau County, Michigan
Property tax bills in Cedar are based on the assessed value of a home and the local tax rate set by taxing authorities. For a median-priced home of $417,000, the bill reflects how the property is valued for tax purposes, not what a homeowner originally paid for it. Local budgets, school funding, and other public services all help shape the final amount.
The median property tax bill in Cedar is $2,372, which is close to the national median property tax bill of $2,400. That means homeowners here often see bills that are near the national norm, though individual bills can vary widely. In fact, the 25th percentile bill is $1,473, while the 75th percentile is $3,918, and the 90th percentile reaches $6,299.
For homeowners, this means property taxes can have a meaningful impact on monthly housing costs and long-term affordability.
Median Cedar Tax Bill
$2,372
Median Leelanau County Tax Bill
$3,416
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Cedar, Leelanau County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49621 | $970 | $1,473 | $2,372 | $3,918 | $6,299 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 6 |
Links | |
|---|---|
| Leelanau Tax Assessor | |
| Website | www.leelanau.gov |