Whitmore Lake, Livingston County, Michigan Property Taxes
Median WHITMORE LAKE, MI effective property tax rate: 1.05%, slightly higher than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median WHITMORE LAKE, MI home value: $299,860
Median annual WHITMORE LAKE, MI tax bill: $3,235, $835 higher than the national median property tax bill of $2,400.
How are property taxes in Livingston calculated?
Property taxes in WHITMORE LAKE, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding WHITMORE LAKE’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in WHITMORE LAKE, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Whitmore Lake, Livingston County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.05%
Estimate Property Tax Bill
$3,149
$2,922
Property Tax Rates Across Whitmore Lake, Livingston County, Michigan
Local government entities are responsible for setting tax rates, which can differ significantly within a state. Each year, counties estimate the budget necessary to provide essential services and divide this by the total value of all taxable property within their jurisdiction, resulting in the property tax rate. While votes and laws play a role in determining tax rates and budgets, this process is the core of how property tax rates are established annually.
In Whitmore Lake, located in Livingston County, the effective property tax rate is a reflection of this process. When comparing Whitmore Lake's property tax rate to other cities in Michigan and the national median, it's notable that Michigan's median property tax rate is slightly above the national median of 1.02%. This comparison can help property owners in Whitmore Lake understand how their property tax obligations align with other areas within the state and across the country. Understanding these rates is crucial for property owners seeking to manage their tax responsibilities effectively.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Whitmore Lake Tax Rate
1.05%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Livingston County Tax Rate
0.91%
Median Effective Michigan Tax Rate
1.07%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Whitmore Lake, Livingston County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48189 | 0.79% | 0.91% | 1.05% | 1.24% | 1.53% |
Source: Ownwell
Property Tax Assessment Values Across Whitmore Lake, Livingston County, Michigan
When examining property taxes in Whitmore Lake, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Livingston County Equalization Department estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Livingston County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Whitmore Lake.
For example, the median home price in Whitmore Lake is $299,860, with tax bills ranging significantly across the county. Zip code 48189 has the highest median home price at $299,860.
Property Tax Assessment Values Across Whitmore Lake, Livingston County, Michigan
Source: Ownwell
$181,400
$324,900
$468,400
Median Whitmore Lake Market Value
$299,860
Median Livingston County Market Value
$315,781
Median Michigan Market Value
$177,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Whitmore Lake, Livingston County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48189 | $66,152 | $201,320 | $299,860 | $400,940 | $573,568 |
Source: Ownwell
Property Tax Bills Across Whitmore Lake, Livingston County, Michigan
In Whitmore Lake, located in Livingston County, MI, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The median home price in the area is $299,860, and the property tax rate is applied to this assessed value to determine the tax bill. Factors influencing the tax bill include the home's location, size, and any improvements made to the property. With a median property tax bill of $3,235, Whitmore Lake homeowners face a tax burden slightly above the national median of $2,400. However, some homeowners may see tax bills as low as $2,371 or as high as $6,613, depending on their property's specifics.
Ownwell assists homeowners by reviewing their property assessments to ensure they are fair and accurate. By identifying discrepancies or overvaluations, Ownwell can file appeals to potentially lower tax obligations, helping homeowners save money. This service is particularly beneficial for those in Whitmore Lake dealing with higher-than-average property tax bills.
Property Tax Bills Across Whitmore Lake, Livingston County, Michigan
Source: Ownwell
$1,213
$3,133
$5,053
Median Whitmore Lake Tax Bill
$3,235
Median Livingston County Tax Bill
$2,949
Median Michigan Tax Bill
$1,795
Median United States Tax Bill
$2,400
Property Tax Bills Across Whitmore Lake, Livingston County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48189 | $1,662 | $2,371 | $3,235 | $4,570 | $6,613 |
Source: Ownwell