Saint Ignace, Mackinac County, Michigan Property Taxes
Property Taxes in Saint Ignace, Michigan
Median Saint Ignace, Michigan effective property tax rate: 0.86%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Saint Ignace, Michigan home value: $150,000
Median annual Saint Ignace, Michigan tax bill: $1,174, lower than the national median property tax bill of $2,400.
How are property taxes in Mackinac calculated?
Property taxes in Saint Ignace, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Saint Ignace's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saint Ignace, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Saint Ignace, Mackinac County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.86%
Estimate Property Tax Bill
$1,290
$1,197
How Does the Saint Ignace Property Tax Calculator Work?
Use this Saint Ignace property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Saint Ignace's median effective tax rate of 0.86% — based on actual property records in Mackinac County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Saint Ignace's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Saint Ignace: rates range from 0.86% in 49781 to 0.86% in 49781, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Saint Ignace.
About Saint Ignace Property Taxes
About Property Taxes in Saint Ignace, Mackinac, Michigan
Saint Ignace’s median effective property tax rate of 0.86% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Mackinac County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Saint Ignace. Homeowners in the 49781 ZIP code carry a median effective rate of 0.86%, while those in the same ZIP code pay 0.86%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Mackinac County. Understanding which part of Saint Ignace you live in can make a meaningful difference to your annual tax bill.
Saint Ignace homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Saint Ignace, Mackinac County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Saint Ignace's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Saint Ignace Tax Rate
0.86%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mackinac County Tax Rate
0.87%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Saint Ignace, Mackinac County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49781 | 0.32% | 0.40% | 0.86% | 1.15% | 1.46% |
Source: Ownwell
Property Tax Assessment Values Across Saint Ignace, Mackinac County, Michigan
When examining property taxes in Saint Ignace, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Mackinac County tax authority estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices: In Mackinac County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Saint Ignace, the median home price is $150,000, and the median tax bill is $1,174, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. The highest median home price in the area is in 49781 at $150,000.
Property Tax Assessment Values Across Saint Ignace, Mackinac County, Michigan
Source: Ownwell
$6,000
$241,250
$476,500
Median Saint Ignace Market Value
$150,000
Median Mackinac County Market Value
$137,800
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Saint Ignace, Mackinac County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49781 | $53,320 | $100,400 | $150,000 | $214,200 | $311,760 |
Source: Ownwell
Property Tax Bills Across Saint Ignace, Mackinac County, Michigan
Property tax bills in Saint Ignace are based on the assessed value of a home, which is tied to its market value. Local tax rates are then applied to that assessed value to determine the amount owed each year. For a home with a median home price of $150,000, the bill can vary widely depending on neighborhood, property characteristics, and any local taxing jurisdictions that apply.
In Saint Ignace, the 25th percentile tax bill is $576, while the 75th percentile tax bill is $1,998 and the 90th percentile tax bill is $2,853. The median tax bill is $1,174 in ZIP code 49781, which is also the highest and lowest median tax bill reported for the city. For homeowners, this means property taxes can take a meaningful share of housing costs, especially when assessed values rise or local rates change.
Median Saint Ignace Tax Bill
$1,174
Median Mackinac County Tax Bill
$1,091
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Saint Ignace, Mackinac County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49781 | $292 | $576 | $1,174 | $1,998 | $2,853 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Mackinac Tax Assessor | |
| Website | bsaonline.com |