Howard City, Montcalm County, Michigan Property Taxes

Name: Property Tax Bills Across Howard City, Montcalm County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Howard City, MI effective property tax rate: 0.74%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Howard City, MI home value: $225,400
Median annual Howard City, MI tax bill: $1,600, $800 lower than the national median property tax bill of $2,400.

How are property taxes in Montcalm County calculated?

Property taxes in Howard City, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Howard City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Howard City, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Howard City, Montcalm County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.74%

Estimate Property Tax Bill

$1,668

$1,548

Ownwell’s Howard City Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Howard City with just two data points.

By entering your property's estimated assessed value, our calculator applies Howard City’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Montcalm County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Howard City, Montcalm County, Michigan

Local government entities set tax rates, which can vary widely within a state. This is because each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting these tax rates and budgets, this is the core of the annual process.

Howard City in Montcalm County, Michigan, stands out with a property tax rate of 0.74%. This rate is lower than the national median of 1.02%, offering residents a more affordable tax burden compared to the national average. The property tax rate in Howard City is consistent with the lowest and highest in Michigan, both at 0.74%, indicating a uniformity in tax rates within this specific area. With a median property tax bill lower than the national average of $2,400, Howard City provides a cost-effective environment for property owners. This lower tax rate can be an attractive factor for potential homeowners looking to benefit from reduced property tax expenses while enjoying the amenities and services provided by the local government.

Property Tax Rates Across Howard City, Montcalm County, Michigan

Source: Ownwell

0.68%

0.88%

1.07%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Howard City Tax Rate

0.74%

Median Effective Montcalm County Tax Rate

0.91%

Median Effective Michigan Tax Rate

1.05%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Howard City, Montcalm County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
49329	0.50%	0.61%	0.74%	0.94%	1.20%

Source: Ownwell

Property Tax Assessment Values Across Howard City, Montcalm County, Michigan

When examining property taxes in Howard City, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montcalm County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Montcalm County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Howard City. For example, the median home price in Howard City is $225,400, with tax bills ranging significantly across the county. Zip code 49329 has the highest median home price at $225,400.

Property Tax Assessment Values Across Howard City, Montcalm County, Michigan

Source: Ownwell

$97,300

$180,550

$263,800

Median Howard City Market Value

$225,400

Median Montcalm County Market Value

$183,200

Median Michigan Market Value

$213,740

Median United States Market Value

$235,294

Property Tax Assessment Values Across Howard City, Montcalm County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
49329	$96,620	$143,400	$225,400	$309,800	$402,940

Source: Ownwell

Property Tax Bills Across Howard City, Montcalm County, Michigan

In Howard City, located in Montcalm County, MI, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. Homeowners in Howard City face a median property tax bill of $1,600, which aligns with the highest and lowest median tax bills in the area. This figure is significantly lower than the national median property tax bill of $2,400. Factors such as property size, location, and market conditions can influence the assessed value, impacting the final tax bill. For homeowners, these taxes represent a significant financial commitment, potentially affecting their overall budget and long-term financial planning. Ownwell offers valuable assistance by helping homeowners appeal their property tax assessments and identify potential exemptions. By leveraging their expertise, homeowners can potentially reduce their tax bills, ensuring they only pay their fair share and freeing up resources for other financial priorities.

Property Tax Bills Across Howard City, Montcalm County, Michigan

Source: Ownwell

$804

$1,666

$2,527

Median Howard City Tax Bill

$1,600

Median Montcalm County Tax Bill

$1,657

Median Michigan Tax Bill

$2,084

Median United States Tax Bill

$2,400

Property Tax Bills Across Howard City, Montcalm County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
49329	$659	$1,038	$1,600	$2,465	$3,574

Source: Ownwell