White Cloud, Newaygo County, Michigan Property Taxes
Median White Cloud, MI effective property tax rate: 0.40%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median White Cloud, MI home value: $110,400
Median annual White Cloud, MI tax bill: $458, $1,942 lower than the national median property tax bill of $2,400.
How are property taxes in Newaygo calculated?
Property taxes in White Cloud, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding White Cloud’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in White Cloud, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
White Cloud, Newaygo County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.4%
Estimate Property Tax Bill
$442
$410
Property Tax Rates Across White Cloud, Newaygo County, Michigan
Local government entities are responsible for setting property tax rates, which can differ significantly within a state. This variation arises because each county, like Newaygo, determines its annual budget for public services and divides it by the total assessed value of all taxable properties within its boundaries. This calculation yields the property tax rate. Although setting tax rates and budgets involves votes and legislation, this is the essence of the yearly process.
In White Cloud, located in Newaygo County, Michigan, the effective property tax rate is notably lower than both the state and national medians. Michigan’s median property tax rate is higher than the rate in White Cloud, and the national median property tax rate is 1.02%. When comparing property tax bills, the national median is $2,400, which is significantly higher than what residents in White Cloud typically pay. This makes White Cloud an appealing location for property owners looking to reduce their annual tax expenses. Understanding these differences can help property owners make informed decisions about where to buy or invest in real estate, taking into account the long-term savings on property taxes.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective White Cloud Tax Rate
0.40%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Newaygo County Tax Rate
0.43%
Median Effective Michigan Tax Rate
1.07%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across White Cloud, Newaygo County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49349 | 0.26% | 0.33% | 0.40% | 0.49% | 0.77% |
Source: Ownwell
Property Tax Assessment Values Across White Cloud, Newaygo County, Michigan
When examining property taxes in White Cloud, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Newaygo County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Newaygo County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in White Cloud. For example, the median home price in White Cloud is $110,400, with tax bills ranging significantly across the county. Zip code 49349 has the highest median home price at $110,400.
Property Tax Assessment Values Across White Cloud, Newaygo County, Michigan
Source: Ownwell
$81,400
$150,100
$218,800
Median White Cloud Market Value
$110,400
Median Newaygo County Market Value
$143,600
Median Michigan Market Value
$177,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across White Cloud, Newaygo County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49349 | $31,200 | $62,600 | $110,400 | $172,600 | $251,460 |
Source: Ownwell
Property Tax Bills Across White Cloud, Newaygo County, Michigan
Median White Cloud Tax Bill
$458
Median Newaygo County Tax Bill
$667
Median Michigan Tax Bill
$1,795
Median United States Tax Bill
$2,400
Property Tax Bills Across White Cloud, Newaygo County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49349 | $138 | $252 | $458 | $762 | $1,198 |
Source: Ownwell