Oscoda County, Michigan Property Taxes
Property Taxes in Oscoda County, Michigan
Median Oscoda County effective property tax rate: 1.15%, significantly higher than the national median of 1.02%.
Median Oscoda County home value: $93,600
Median annual Oscoda County tax bill: $981, $1,419 lower than the national median property tax bill of $2,400.
How are property taxes in Oscoda County calculated?
Property taxes in Oscoda County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Oscoda County or another part of Oscoda County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Oscoda County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.15%
Estimate Property Tax Bill
$1,076
$999
How Does the Oscoda County Property Tax Calculator Work?
Use this Oscoda County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Oscoda County's median effective tax rate of 1.15% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessor assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Oscoda County's median effective tax rate is higher than the national median property tax rate of 1.02% and higher than the state median tax rate of 1.05%.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Oscoda County.
Property Tax Rates Across Oscoda County, Michigan
What Are Effective Property Tax Rates Across Oscoda County?
Local government entities set tax rates, which vary widely across Oscoda County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Oscoda County's effective property tax rate to other counties in Michigan or the U.S. median of 1.02%.
Oscoda County's median effective rate stands at 1.15%, which is higher than the national median of 1.02%. Within Oscoda County, the highest rate is found in SOUTH BRANCH at 1.35%, while COMINS has the lowest at 0.96%.
These variations reflect differences in local school district levies, Tax increment finance districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Oscoda County Tax Rate
1.15%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Oscoda County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Comins | 0.59% | 0.67% | 0.96% | 1.26% | 1.65% |
| Curran | 0.76% | 0.99% | 1.15% | 1.46% | 1.78% |
| Fairview | 0.65% | 0.77% | 0.97% | 1.46% | 1.78% |
| Lewiston | 0.66% | 0.83% | 1.16% | 1.44% | 1.63% |
| Luzerne | 0.71% | 0.84% | 1.18% | 1.49% | 1.67% |
| Mio | 0.72% | 0.84% | 1.14% | 1.49% | 1.72% |
| Rose City | 0.79% | 0.90% | 1.33% | 1.55% | 1.81% |
| South Branch | 0.88% | 1.02% | 1.35% | 1.47% | 1.62% |
Source: Ownwell
Property Tax Assessment Values Across Oscoda County, Michigan
When examining property taxes in Oscoda County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Oscoda County assessing office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Oscoda County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Oscoda County is $981, compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Tax bills range significantly across the county, with Lewiston at $1,251 and Luzerne at $867.
Median Oscoda County Market Value
$93,600
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Oscoda County, Michigan
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Comins | $16,580 | $52,950 | $97,400 | $164,550 | $263,160 |
| Curran | $31,160 | $46,600 | $75,400 | $182,900 | $333,920 |
| Fairview | $26,000 | $68,700 | $113,600 | $188,100 | $254,400 |
| Lewiston | $29,720 | $58,200 | $117,800 | $207,600 | $328,960 |
| Luzerne | $28,800 | $45,800 | $77,400 | $137,200 | $224,800 |
| Mio | $27,440 | $48,800 | $82,400 | $138,000 | $208,960 |
| Rose City | $7,700 | $42,350 | $85,200 | $154,250 | $220,000 |
| South Branch | $33,620 | $60,150 | $91,800 | $138,650 | $256,140 |
Source: Ownwell
Property Tax Bills Across Oscoda County, Michigan
Property tax bills in Oscoda County are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the county’s tax rate to that assessed value, and the final bill can also reflect school, county, and municipal levies. For homeowners, this means two similar homes can receive different tax bills if their assessed values or local millage rates differ.
With a median home price of $93,600, property taxes in the county can still vary widely. The 25th percentile tax bill is $570, while the 75th percentile is $1,662 and the 90th percentile reaches $2,762. That range shows how location, property characteristics, and assessment decisions can affect what a homeowner owes.
A higher assessment usually means a higher bill, which can put pressure on household budgets. Because property taxes are recurring, even small changes in assessed value can have a lasting impact on annual housing costs.
Median Oscoda County Tax Bill
$981
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Oscoda County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Comins | $265 | $559 | $944 | $1,589 | $2,654 |
| Curran | $316 | $546 | $886 | $1,701 | $4,694 |
| Fairview | $405 | $737 | $1,113 | $1,741 | $2,482 |
| Lewiston | $349 | $653 | $1,251 | $2,195 | $3,463 |
| Luzerne | $331 | $504 | $867 | $1,449 | $2,262 |
| Mio | $339 | $541 | $886 | $1,465 | $2,293 |
| Rose City | $145 | $533 | $946 | $1,539 | $2,611 |
| South Branch | $521 | $758 | $1,203 | $1,481 | $2,569 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 3 |
Links | |
|---|---|
| Oscoda Tax Assessor | |
| Website | bsaonline.com |