Hemlock, Saginaw County, Michigan Property Taxes

Name: Property Tax Bills Across Hemlock, Saginaw County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Hemlock, MI effective property tax rate: 0.43%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Hemlock, MI home value: $184,800
Median annual Hemlock, MI tax bill: $734, $1,666 lower than the national median property tax bill of $2,400.

How are property taxes in Saginaw calculated?

Property taxes in Hemlock, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Hemlock’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hemlock, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Hemlock, Saginaw County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.43%

Estimate Property Tax Bill

$795

$737

Ownwell’s Hemlock Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Hemlock with just two data points. By entering your property's estimated assessed value, our calculator applies Hemlock’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Saginaw County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Hemlock, Saginaw County, Michigan

Local government entities set tax rates, which can vary widely within a state. This happens because each county annually estimates its budgetary needs for providing services and divides that by the total value of all taxable property within its jurisdiction. This process determines the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the core of the annual procedure.

In Hemlock, located in Saginaw County, Michigan, the effective property tax rate is something to consider when comparing it to other cities within the state and the broader U.S. context. Michigan's median property tax rate is lower than the national median rate of 1.02%. This means that residents in Hemlock may experience a lighter tax burden compared to many other areas across the country. Understanding how these rates are determined and how they compare can be crucial for property owners considering a tax appeal or exemption. By staying informed, property owners can make better decisions and potentially reduce their tax liabilities.

Property Tax Rates Across Hemlock, Saginaw County, Michigan

Source: Ownwell

0.28%

1.21%

2.14%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Hemlock Tax Rate

0.43%

Median Effective Saginaw County Tax Rate

0.78%

Median Effective Michigan Tax Rate

1.07%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Hemlock, Saginaw County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
48626	0.20%	0.36%	0.43%	0.47%	0.52%

Source: Ownwell

Property Tax Assessment Values Across Hemlock, Saginaw County, Michigan

When examining property taxes in Hemlock, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Saginaw County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Saginaw County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hemlock.

For example, the median home price in Hemlock is $184,800, with tax bills ranging significantly across the county. ZIP code 48626 has the highest median home price at $184,800.

Property Tax Assessment Values Across Hemlock, Saginaw County, Michigan

Source: Ownwell

$24,800

$143,100

$261,400

Median Hemlock Market Value

$184,800

Median Saginaw County Market Value

$119,800

Median Michigan Market Value

$177,800

Median United States Market Value

$235,294

Property Tax Assessment Values Across Hemlock, Saginaw County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
48626	$89,000	$125,600	$184,800	$256,400	$365,960

Source: Ownwell

Property Tax Bills Across Hemlock, Saginaw County, Michigan

In Hemlock, located in Saginaw County, MI, property tax bills are calculated by multiplying the assessed value of a property by the local tax rate. The assessed value is typically a percentage of the property's market value. In this region, the median home price is $184,800. Homeowners see a range of tax bills, with the 25th percentile at $462 and the 75th percentile at $1,048. At the 90th percentile, tax bills can reach $1,505, which is below the national median property tax bill of $2,400. This suggests that Hemlock residents generally benefit from lower property tax obligations compared to the national average. However, for those looking to reduce their tax burden further, Ownwell offers valuable assistance. By leveraging expertise in property tax appeals and exemptions, Ownwell can help homeowners potentially lower their assessed values and, consequently, their tax bills. This can lead to significant savings, ensuring residents in Hemlock pay only what is fair and equitable for their property taxes.

Property Tax Bills Across Hemlock, Saginaw County, Michigan

Source: Ownwell

$204

$1,093

$1,982

Median Hemlock Tax Bill

$734

Median Saginaw County Tax Bill

$894

Median Michigan Tax Bill

$1,795

Median United States Tax Bill

$2,400

Property Tax Bills Across Hemlock, Saginaw County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
48626	$295	$462	$734	$1,048	$1,505

Source: Ownwell