Algonac, St. Clair County, Michigan Property Taxes

Name: Property Tax Bills Across Algonac, St. Clair County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Algonac, MI effective property tax rate: 1.24%, significantly higher than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Algonac, MI home value: $158,200
Median annual Algonac, MI tax bill: $1,990, $410 lower than the national median property tax bill of $2,400.

How are property taxes in St. Clair calculated?

Property taxes in Algonac, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Algonac’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Algonac, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Algonac, St. Clair County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.24%

Estimate Property Tax Bill

$1,962

$1,820

Ownwell’s Algonac Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Algonac with just two data points. By entering your property's estimated assessed value, our calculator applies Algonac’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in St. Clair County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Algonac, St. Clair County, Michigan

Local government entities set tax rates, which can vary widely within a state. This variation occurs because each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. Although votes and laws play a role in setting these rates and budgets, this is essentially the annual process.

In Algonac, located in St. Clair County, Michigan, the effective property tax rate is representative of the broader trends within the state. Michigan's median property tax rate stands at 1.24%, which is higher than the national median of 1.02%. This difference highlights how local governance and regional needs can influence tax rates. Algonac's tax rate aligns with the state median, showcasing a consistent approach to property taxation within the region. Comparing Algonac's rate to the broader U.S. median, it becomes evident that Michigan residents, including those in Algonac, may experience higher property tax bills than the national average. Understanding these local nuances is crucial for property owners seeking to navigate their tax obligations effectively.

Property Tax Rates Across Algonac, St. Clair County, Michigan

Source: Ownwell

0.26%

0.78%

1.30%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Algonac Tax Rate

1.24%

Median Effective St. Clair County Tax Rate

0.78%

Median Effective Michigan Tax Rate

1.07%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Algonac, St. Clair County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
48001	0.68%	0.95%	1.24%	1.60%	1.93%

Source: Ownwell

Property Tax Assessment Values Across Algonac, St. Clair County, Michigan

When examining property taxes in Algonac, Michigan, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Clair County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In St. Clair County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Algonac.

For example, the median home price in Algonac is $158,200, with tax bills ranging significantly across the county. Zip code 48001 has the highest median home price at $158,200.

Property Tax Assessment Values Across Algonac, St. Clair County, Michigan

Source: Ownwell

$35,200

$161,900

$288,600

Median Algonac Market Value

$158,200

Median St. Clair County Market Value

$181,600

Median Michigan Market Value

$177,800

Median United States Market Value

$235,294

Property Tax Assessment Values Across Algonac, St. Clair County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
48001	$66,700	$117,200	$158,200	$226,400	$350,300

Source: Ownwell

Property Tax Bills Across Algonac, St. Clair County, Michigan

In Algonac, property tax bills are determined by assessing the property's market value and applying the local tax rate. The median home price in the area is $158,200, which influences the assessed value and subsequently the tax bill. Homeowners in Algonac typically face a property tax bill around $1,990, which is below the national median of $2,400. Factors such as the property's location within St. Clair County and any applicable exemptions can impact the final tax amount. While the 25th percentile tax bill is $1,293, the 75th percentile reaches $2,853, and the 90th percentile can be as high as $4,131. These figures highlight the variability in tax bills based on property values and other considerations. Ownwell can assist homeowners by identifying potential savings through property tax appeals and exemptions. By leveraging their expertise, homeowners may reduce their tax burden, ensuring they only pay what is necessary. This service can lead to significant savings, particularly for those facing higher tax assessments.

Property Tax Bills Across Algonac, St. Clair County, Michigan

Source: Ownwell

$144

$1,386

$2,627

Median Algonac Tax Bill

$1,990

Median St. Clair County Tax Bill

$1,504

Median Michigan Tax Bill

$1,795

Median United States Tax Bill

$2,400

Property Tax Bills Across Algonac, St. Clair County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
48001	$641	$1,293	$1,990	$2,853	$4,131

Source: Ownwell