China, St. Clair County, Michigan Property Taxes
Property Taxes in China, Michigan
Median China, Michigan effective property tax rate: 0.55%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median China, Michigan home value: $343,200
Median annual China, Michigan tax bill: $1,933, $467 lower than the national median property tax bill of $2,400.
How are property taxes in St. Clair calculated?
Property taxes in China, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding China's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in China, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
China, St. Clair County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.55%
Estimate Property Tax Bill
$1,888
$1,752
How Does the China Property Tax Calculator Work?
Use this China property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies China’s median effective tax rate of 0.55% — based on actual property records in St. Clair County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies China’s median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within China: rates range from 0.55% in 48054 to 0.55% in 48054, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across China.
About China Property Taxes
About Property Taxes in China, St. Clair, Michigan
China’s median effective property tax rate of 0.55% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the St. Clair County base levy combined with local school district levies and tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across China. Homeowners in the 48054 ZIP code carry a median effective rate of 0.55%, while those in the lowest ZIP also pay 0.55%. This reflects how school district boundaries and local assessment districts are drawn across St. Clair County. Understanding which part of China you live in can make a meaningful difference to your annual tax bill.
China homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before March 9, 2026.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across China, St. Clair County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare China's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective China Tax Rate
0.55%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Clair County Tax Rate
0.72%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across China, St. Clair County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48054 | 0.46% | 0.50% | 0.55% | 0.64% | 0.79% |
Source: Ownwell
Property Tax Assessment Values Across China, St. Clair County, Michigan
When examining property taxes in China, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Clair County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In St. Clair County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in China.
For example, the median home price in China is $343,200, with tax bills ranging significantly across the county. 48054 has the highest median home price at $343,200.
Property Tax Assessment Values Across China, St. Clair County, Michigan
Source: Ownwell
$54,200
$198,700
$343,200
Median China Market Value
$343,200
Median St. Clair County Market Value
$214,800
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across China, St. Clair County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48054 | $207,860 | $262,900 | $343,200 | $433,150 | $530,760 |
Source: Ownwell
Property Tax Bills Across China, St. Clair County, Michigan
Property tax bills in China are based on the assessed value of a home, not its market price. Local taxing authorities apply the property tax rate to that assessed value to determine the annual bill, so homes with higher assessments generally owe more. Factors such as location, home characteristics, and any changes to the property can influence the assessment and, in turn, the tax bill.
For homeowners, this means the amount due can vary widely even within the same city. In China, the median home price is $343,200, while the median property tax bill is $1,933. Bills in the area also show a broad range, with the 25th percentile at $1,471 and the 75th percentile at $2,608, rising to $3,404 at the 90th percentile. These differences can affect monthly housing costs and long-term affordability, especially when assessments increase faster than expected.
Median China Tax Bill
$1,933
Median St. Clair County Tax Bill
$1,650
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across China, St. Clair County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48054 | $1,106 | $1,471 | $1,933 | $2,608 | $3,404 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| St. Clair Tax Assessor | |
| Website | www.stclaircounty.org |