Fair Haven, St. Clair County, Michigan Property Taxes
Median Fair Haven, MI effective property tax rate: 1.10%, significantly higher than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Fair Haven, MI home value: $35,200
Median annual Fair Haven, MI tax bill: $144, $2,256 lower than the national median property tax bill of $2,400.
How are property taxes in St. Clair calculated?
Property taxes in Fair Haven, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Fair Haven’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fair Haven, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Fair Haven, St. Clair County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.1%
Estimate Property Tax Bill
$387
$359
Property Tax Rates Across Fair Haven, St. Clair County, Michigan
Local government entities in Michigan set property tax rates, which can vary widely across the state. Annually, each county, including St. Clair, estimates the budget needed to provide essential services. This budget is then divided by the total assessed value of all taxable properties within the county to determine the property tax rate. Although votes and laws influence the setting of tax rates and budgets, this is the basic process followed each year.
In Fair Haven, located in St. Clair County, the effective property tax rate can be compared to other cities in Michigan, alongside the state's median property tax rate and the national average. Michigan's median property tax rate is slightly above the national median of 1.02%. Fair Haven's rate aligns with the highest and lowest rates within its ZIP code, indicating uniformity in this area. This comparison highlights how Fair Haven's property tax rates relate to broader state and national trends, providing valuable insights for homeowners considering property tax appeals or exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Fair Haven Tax Rate
1.10%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Clair County Tax Rate
0.78%
Median Effective Michigan Tax Rate
1.07%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Fair Haven, St. Clair County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48023 | 0.12% | 0.12% | 1.10% | 1.89% | 1.89% |
Source: Ownwell
Property Tax Assessment Values Across Fair Haven, St. Clair County, Michigan
When examining property taxes in Fair Haven, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Clair County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In St. Clair County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Fair Haven. For example, the median home price in Fair Haven is $35,200, with tax bills ranging significantly across the county. Zip code 48023 has the highest median home price at $35,200.
Property Tax Assessment Values Across Fair Haven, St. Clair County, Michigan
Source: Ownwell
$35,200
$161,900
$288,600
Median Fair Haven Market Value
$35,200
Median St. Clair County Market Value
$181,600
Median Michigan Market Value
$177,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Fair Haven, St. Clair County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48023 | $6,600 | $7,600 | $35,200 | $50,000 | $330,220 |
Source: Ownwell
Property Tax Bills Across Fair Haven, St. Clair County, Michigan
In Fair Haven, located in St. Clair County, Michigan, property tax bills are determined by the assessed value of a home, which is a percentage of its market value. The median home price in this area is $35,200, significantly lower than the national median. The property tax rate in Michigan is applied to this assessed value to calculate the tax bill. Factors such as local government budgets and school district funding requirements also influence the final amount. Homeowners in Fair Haven might find their tax bills vary significantly, with the 25th percentile at $51 and the 75th percentile at $288. However, a small percentage of homeowners face much higher bills, with the 90th percentile reaching $2,512.
Ownwell can assist homeowners by reviewing their property assessments to identify potential inaccuracies and filing appeals to ensure fair taxation. By leveraging expertise in local tax regulations, Ownwell helps homeowners potentially reduce their tax burden, ensuring they pay only what is necessary. This service can be particularly beneficial in areas like Fair Haven, where disparities in tax bills can be substantial.
Median Fair Haven Tax Bill
$144
Median St. Clair County Tax Bill
$1,504
Median Michigan Tax Bill
$1,795
Median United States Tax Bill
$2,400
Property Tax Bills Across Fair Haven, St. Clair County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48023 | $51 | $51 | $144 | $288 | $2,512 |
Source: Ownwell