Fargo, St. Clair County, Michigan Property Taxes

Name: Property Tax Bills Across Fargo, St. Clair County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Fargo, MI effective property tax rate: 0.26%, significantly lower than the national median of 1.02%, and also lower than the Michigan state median of 1.07%.
Median Fargo, MI home value: $95,600
Median annual Fargo, MI tax bill: $253, $2,147 lower than the national median property tax bill of $2,400.

How are property taxes in St. Clair calculated?

Property taxes in Fargo, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Fargo’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fargo, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Fargo, St. Clair County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.23%

Estimate Property Tax Bill

$262

$244

Ownwell’s Fargo Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Fargo with just two data points. By entering your property's estimated assessed value, our calculator applies Fargo’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in St. Clair County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Fargo, St. Clair County, Michigan

Local government entities set tax rates, which can vary significantly within a state. This variation arises because each county annually estimates the budget required to provide essential services. This budget is then divided by the total value of all taxable property within the jurisdiction, resulting in the property tax rate. While votes and legislative measures play a role in setting these rates and budgets, this is the fundamental process each year.

In Fargo, located in St. Clair County, Michigan, property owners experience a notably lower effective property tax rate compared to both the state and national averages. Michigan's median property tax rate is generally higher than Fargo's, providing a distinct advantage to property owners in this city. When compared to the national median property tax rate of 1.02%, Fargo's rate presents an even more appealing scenario for homeowners. This lower rate can result in significant savings on property tax bills, making Fargo an attractive location for both current residents and prospective property buyers.

Property Tax Rates Across Fargo, St. Clair County, Michigan

Source: Ownwell

0.12%

0.64%

1.15%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Fargo Tax Rate

0.23%

Median Effective St. Clair County Tax Rate

0.72%

Median Effective Michigan Tax Rate

1.05%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Fargo, St. Clair County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
48006	0.13%	0.19%	0.23%	0.32%	0.37%

Source: Ownwell

Property Tax Assessment Values Across Fargo, St. Clair County, Michigan

When examining property taxes in Fargo, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Clair County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In St. Clair County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Fargo.

For example, the median home price in Fargo is $95,600, with tax bills ranging significantly across the county. Zip code 48006 has the highest median home price at $95,600.

Property Tax Assessment Values Across Fargo, St. Clair County, Michigan

Source: Ownwell

$54,200

$198,700

$343,200

Median Fargo Market Value

$114,100

Median St. Clair County Market Value

$214,800

Median Michigan Market Value

$213,740

Median United States Market Value

$235,294

Property Tax Assessment Values Across Fargo, St. Clair County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
48006	$94,940	$105,100	$114,100	$168,400	$184,280

Source: Ownwell

Property Tax Bills Across Fargo, St. Clair County, Michigan

In Fargo, property tax bills are calculated based on the assessed value of homes. The local assessor determines this value, which is then multiplied by the local tax rate. With a median home price of $95,600 in St. Clair County, the tax bills can vary significantly. For instance, while the 25th percentile tax bill is $200, the 75th percentile reaches up to $393, and the 90th percentile is $405. These figures are notably lower than the national median property tax bill of $2,400, making Fargo relatively affordable for homeowners. However, even with these lower rates, property taxes can still be a burden. This is where Ownwell steps in. By offering expert property tax appeal and exemption services, Ownwell helps homeowners potentially reduce their tax bills. With their guidance, homeowners can ensure that their properties are assessed fairly, and they can take advantage of any available exemptions, ultimately leading to substantial savings on their property tax expenses.

Property Tax Bills Across Fargo, St. Clair County, Michigan

Source: Ownwell

$54

$1,416

$2,777

Median Fargo Tax Bill

$287

Median St. Clair County Tax Bill

$1,650

Median Michigan Tax Bill

$2,084

Median United States Tax Bill

$2,400

Property Tax Bills Across Fargo, St. Clair County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
48006	$156	$196	$287	$412	$425

Source: Ownwell