Imlay City, St. Clair County, Michigan Property Taxes
Median Imlay City, MI effective property tax rate: 0.35%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Imlay City, MI home value: $199,400
Median annual Imlay City, MI tax bill: $670, $1,730 lower than the national median property tax bill of $2,400.
How are property taxes in St. Clair calculated?
Property taxes in Imlay City, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Imlay City’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Imlay City, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Imlay City, St. Clair County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.33%
Estimate Property Tax Bill
$692
$642
Property Tax Rates Across Imlay City, St. Clair County, Michigan
Local government entities set tax rates, and these can vary significantly even within the same state. This variation is due to the annual process where each county estimates its budget to provide necessary services. The total budget is then divided by the total assessed value of all taxable property within the county, resulting in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially how the process works each year.
In Imlay City, located in St. Clair County, the effective property tax rate is notably lower than the national median, offering potential savings for homeowners. While the national median property tax rate stands at 1.02%, St. Clair County's rate is significantly below this figure. This comparison highlights the potential financial benefits of owning property in Imlay City, especially when contrasted with other U.S. cities and even other parts of Michigan. Homeowners in Imlay City can enjoy not only the charm of the area but also a more favorable property tax environment compared to many other locations nationwide.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Imlay City Tax Rate
0.33%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Clair County Tax Rate
0.72%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Imlay City, St. Clair County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48444 | 0.25% | 0.27% | 0.33% | 0.43% | 0.71% |
Source: Ownwell
Property Tax Assessment Values Across Imlay City, St. Clair County, Michigan
When examining property taxes in Imlay City, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Clair County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In St. Clair County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Imlay City.
For example, the median home price in Imlay City is $199,400, with tax bills ranging significantly across the county. Zip code 48444 has the highest median home price at $199,400.
Property Tax Assessment Values Across Imlay City, St. Clair County, Michigan
Source: Ownwell
$54,200
$198,700
$343,200
Median Imlay City Market Value
$209,600
Median St. Clair County Market Value
$214,800
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Imlay City, St. Clair County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48444 | $123,200 | $139,900 | $209,600 | $295,700 | $470,600 |
Source: Ownwell
Property Tax Bills Across Imlay City, St. Clair County, Michigan
In Imlay City, located in St. Clair County, MI, property tax bills are determined based on the assessed value of a home, which is a percentage of its market value. With a median home price of $199,400, local tax rates are applied to this assessed value to calculate the annual tax bill. Homeowners in this area face a median property tax bill of $670, which is significantly lower than the national median of $2,400. However, tax bills can vary, with the 25th percentile at $484 and the 90th percentile reaching $1,564. These variations reflect differences in property values and the specific tax rates applied.
Homeowners may find these tax bills burdensome, affecting their overall financial planning. This is where Ownwell can make a difference. Ownwell provides expert property tax appeal services, helping homeowners potentially lower their tax bills by ensuring their property is not over-assessed. By leveraging local expertise and data-driven insights, Ownwell assists in navigating the complexities of property tax assessments, ultimately aiming to save homeowners money.
Median Imlay City Tax Bill
$706
Median St. Clair County Tax Bill
$1,650
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Imlay City, St. Clair County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48444 | $389 | $506 | $706 | $1,427 | $1,991 |
Source: Ownwell