Athens, St. Joseph County, Michigan Property Taxes

Name: Property Tax Bills Across Athens, St. Joseph County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Athens, MI effective property tax rate: 0.34%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Athens, MI home value: $123,200
Median annual Athens, MI tax bill: $382, $2,018 lower than the national median property tax bill of $2,400.

How are property taxes in St. Joseph calculated?

Property taxes in Athens, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Athens’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Athens, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Athens, St. Joseph County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.32%

Estimate Property Tax Bill

$443

$411

Ownwell’s Athens Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Athens with just two data points. By entering your property's estimated assessed value, our calculator applies Athens’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in St. Joseph County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Athens, St. Joseph County, Michigan

Local government entities in Michigan are responsible for setting property tax rates, and these can differ significantly across the state. Each year, counties like St. Joseph estimate the budget they need to provide essential services. They then divide this budget by the total value of all taxable property in their jurisdiction, resulting in the property tax rate. Although votes and laws play a role in determining tax rates and budgets, this is essentially the annual process.

Athens in St. Joseph County has an effective property tax rate that can be compared to other cities in Michigan. The median property tax rate in Michigan is 0.34%, which is significantly lower than the national median property tax rate of 1.02%. This means that residents in Athens benefit from a lower property tax rate compared to many other parts of the country. Understanding these differences can help property owners make informed decisions about where to live and invest.

Property Tax Rates Across Athens, St. Joseph County, Michigan

Source: Ownwell

0.32%

0.39%

0.46%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Athens Tax Rate

0.32%

Median Effective St. Joseph County Tax Rate

0.41%

Median Effective Michigan Tax Rate

1.05%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Athens, St. Joseph County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
49011	0.12%	0.22%	0.32%	0.37%	0.50%

Source: Ownwell

Property Tax Assessment Values Across Athens, St. Joseph County, Michigan

When examining property taxes in Athens, Michigan, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Joseph County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In St. Joseph County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Athens. For example, the median home price in Athens is $123,200, with tax bills ranging significantly across the county. 49011 has the highest median home price at $123,200.

Property Tax Assessment Values Across Athens, St. Joseph County, Michigan

Source: Ownwell

$130,000

$181,350

$232,700

Median Athens Market Value

$138,400

Median St. Joseph County Market Value

$166,000

Median Michigan Market Value

$213,740

Median United States Market Value

$235,294

Property Tax Assessment Values Across Athens, St. Joseph County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
49011	$35,240	$69,600	$138,400	$234,600	$329,840

Source: Ownwell

Property Tax Bills Across Athens, St. Joseph County, Michigan

In Athens, located in St. Joseph County, MI, property tax bills are calculated based on the assessed value of a home, which is determined by local tax assessors. This value is typically a percentage of the home's market value. With a median home price of $123,200 in the area, homeowners can expect tax bills to vary significantly. The tax bill at the 25th percentile is $239, while at the 75th percentile, it reaches $710, and at the 90th percentile, it rises to $846. These figures illustrate a wide range of tax liabilities that can impact homeowners differently. Compared to the national median property tax bill of $2,400, Athens residents generally experience lower tax burdens. However, ensuring that your property is accurately assessed can lead to substantial savings. Ownwell specializes in property tax appeal and exemption services, helping homeowners in Athens potentially reduce their tax bills by verifying assessments and identifying eligible exemptions, ensuring that they pay only their fair share.

Property Tax Bills Across Athens, St. Joseph County, Michigan

Source: Ownwell

$401

$813

$1,225

Median Athens Tax Bill

$401

Median St. Joseph County Tax Bill

$874

Median Michigan Tax Bill

$2,084

Median United States Tax Bill

$2,400

Property Tax Bills Across Athens, St. Joseph County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
49011	$89	$251	$401	$745	$888

Source: Ownwell