St. Joseph County, Michigan Property Taxes
Property Taxes in St. Joseph County, Michigan
Median St. Joseph County effective property tax rate: 0.41%, significantly lower than the national median of 1.02%.
Median St. Joseph County home value: $166,000
Median annual St. Joseph County tax bill: $874, $1,526 lower than the national median property tax bill of $2,400.
How are property taxes in St. Joseph County calculated?
Property taxes in St. Joseph County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in St. Joseph County or another part of St. Joseph County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
St. Joseph County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.41%
Estimate Property Tax Bill
$681
$632
How Does the St. Joseph County Property Tax Calculator Work?
Use this St. Joseph County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies St. Joseph County's median effective tax rate of 0.41% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. St. Joseph County's median tax bill is $874, which is lower than the Michigan median tax rate of 1.05% and the national median property tax rate of 1.02%.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across St. Joseph County.
Property Tax Rates Across St. Joseph County, Michigan
What Are Effective Property Tax Rates Across St. Joseph County?
Local government entities set tax rates, which vary widely across St. Joseph County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare St. Joseph County's effective property tax rate to other counties in Michigan or the U.S. median of 1.02%.
St. Joseph County's median effective rate stands at 0.41%, which is lower than the national median of 1.02%. Within St. Joseph County, the highest rate is found in Sturgis at 0.46%, while Centreville has the lowest at 0.41%.
These variations reflect differences in local school district levies, Tax increment finance districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Joseph County Tax Rate
0.41%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across St. Joseph County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Athens | 0.12% | 0.22% | 0.32% | 0.37% | 0.50% |
| Burr Oak | 0.24% | 0.31% | 0.39% | 0.76% | 1.17% |
| Centreville | 0.26% | 0.30% | 0.41% | 0.71% | 0.87% |
| Colon | 0.26% | 0.32% | 0.45% | 0.71% | 0.96% |
| Constantine | 0.27% | 0.32% | 0.39% | 0.74% | 0.94% |
| Leonidas | 0.21% | 0.26% | 0.32% | 0.35% | 0.46% |
| Marcellus | 0.22% | 0.28% | 0.33% | 0.41% | 0.45% |
| Mendon | 0.22% | 0.28% | 0.35% | 0.53% | 0.71% |
| Sturgis | 0.28% | 0.33% | 0.46% | 1.21% | 1.62% |
| Three Rivers | 0.27% | 0.32% | 0.40% | 0.83% | 1.16% |
| Vicksburg | 0.18% | 0.28% | 0.33% | 0.39% | 0.46% |
| White Pigeon | 0.26% | 0.30% | 0.38% | 0.53% | 0.69% |
| Fulton | N/A | N/A | N/A | N/A | N/A |
| Nottawa | N/A | N/A | N/A | N/A | N/A |
| Schoolcraft | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across St. Joseph County, Michigan
When examining property taxes in St. Joseph County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Joseph County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In St. Joseph County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in St. Joseph County.
For example, the median tax bill in St. Joseph County is $874, well below the national median property tax bill of $2,400. Vicksburg has the highest median home price at $232,700.
Property Tax Assessment Values Across St. Joseph County, Michigan
Source: Ownwell
$130,000
$181,350
$232,700
Median St. Joseph County Market Value
$166,000
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across St. Joseph County, Michigan
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Athens | $35,240 | $69,600 | $138,400 | $234,600 | $329,840 |
| Burr Oak | $42,840 | $92,350 | $141,400 | $229,650 | $342,120 |
| Centreville | $89,400 | $128,050 | $179,600 | $261,350 | $364,600 |
| Colon | $18,000 | $59,750 | $137,400 | $230,750 | $337,600 |
| Constantine | $76,040 | $111,500 | $157,800 | $218,800 | $307,880 |
| Leonidas | $54,700 | $93,850 | $130,000 | $195,150 | $317,800 |
| Marcellus | $91,040 | $159,400 | $231,000 | $303,300 | $406,080 |
| Mendon | $55,800 | $102,800 | $155,800 | $229,600 | $323,680 |
| Sturgis | $84,400 | $116,600 | $167,200 | $265,000 | $445,320 |
| Three Rivers | $64,800 | $110,200 | $170,000 | $264,800 | $419,400 |
| Vicksburg | $116,980 | $150,150 | $232,700 | $304,500 | $433,520 |
| White Pigeon | $80,940 | $122,000 | $176,400 | $276,700 | $466,340 |
| Fulton | N/A | N/A | N/A | N/A | N/A |
| Nottawa | N/A | N/A | N/A | N/A | N/A |
| Schoolcraft | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across St. Joseph County, Michigan
Property tax bills in St. Joseph County are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the county’s tax rate to that assessed value to determine the annual bill, so two homes with similar market values can still owe different amounts if their assessments or local levies differ.
For a county with a median home price of $166,000, property taxes can vary widely. The 25th percentile tax bill is $526, while the 75th percentile is $1,404 and the 90th percentile reaches $2,142. That range shows how location, home characteristics, and assessment differences can affect what homeowners pay. In Sturgis, the highest median tax bill is $1,225, while Athens has the lowest median tax bill at $401.
For homeowners, this means property taxes can be a significant part of housing costs, and even modest changes in assessed value can affect the final bill.
Median St. Joseph County Tax Bill
$874
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across St. Joseph County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Athens | $89 | $251 | $401 | $745 | $888 |
| Burr Oak | $190 | $418 | $726 | $1,085 | $1,537 |
| Centreville | $332 | $580 | $857 | $1,260 | $1,791 |
| Colon | $134 | $367 | $689 | $1,076 | $1,617 |
| Constantine | $281 | $485 | $729 | $1,082 | $1,513 |
| Leonidas | $166 | $279 | $418 | $659 | $1,063 |
| Marcellus | $273 | $483 | $744 | $1,004 | $1,354 |
| Mendon | $176 | $378 | $611 | $908 | $1,284 |
| Sturgis | $386 | $680 | $1,225 | $1,891 | $2,741 |
| Three Rivers | $271 | $554 | $880 | $1,330 | $1,919 |
| Vicksburg | $397 | $498 | $661 | $883 | $1,281 |
| White Pigeon | $300 | $470 | $747 | $1,151 | $1,877 |
| Fulton | N/A | N/A | N/A | N/A | N/A |
| Nottawa | N/A | N/A | N/A | N/A | N/A |
| Schoolcraft | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| St. Joseph Tax Assessor | |
| Website | bsaonline.com |