Sturgis, St. Joseph County, Michigan Property Taxes
Median Sturgis, MI effective property tax rate: 0.53%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Sturgis, MI home value: $145,000
Median annual Sturgis, MI tax bill: $1,163, $1,237 lower than the national median property tax bill of $2,400.
How are property taxes in St. Joseph calculated?
Property taxes in Sturgis, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Sturgis’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Sturgis, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Sturgis, St. Joseph County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.46%
Estimate Property Tax Bill
$769
$714
Property Tax Rates Across Sturgis, St. Joseph County, Michigan
Local government entities set tax rates, which can vary widely within Michigan. Each year, counties estimate their required budget to provide essential services and divide that by the total value of all taxable property within their jurisdiction. This process determines the property tax rate. Although votes and laws play a role in setting these rates and budgets, this is essentially the annual procedure.
In Sturgis, located in St. Joseph County, the effective property tax rate is 0.53%. Compared to the national median property tax rate of 1.02%, Sturgis offers a more affordable rate. This rate is consistent across the county, making it one of the more favorable areas for property owners in Michigan. With the national median property tax bill at $2,400, residents in Sturgis benefit from lower property tax expenses. This makes Sturgis an attractive option for potential homeowners looking for affordable living without compromising on essential services.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sturgis Tax Rate
0.46%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Joseph County Tax Rate
0.41%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Sturgis, St. Joseph County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49091 | 0.28% | 0.33% | 0.46% | 1.21% | 1.62% |
Source: Ownwell
Property Tax Assessment Values Across Sturgis, St. Joseph County, Michigan
When examining property taxes in Sturgis, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Joseph County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In St. Joseph County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Sturgis.
For example, the median home price in Sturgis is $145,000, with tax bills ranging significantly across the county. 49091 has the highest median home price at $145,000.
Property Tax Assessment Values Across Sturgis, St. Joseph County, Michigan
Source: Ownwell
$130,000
$181,350
$232,700
Median Sturgis Market Value
$167,200
Median St. Joseph County Market Value
$166,000
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Sturgis, St. Joseph County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49091 | $84,400 | $116,600 | $167,200 | $265,000 | $445,320 |
Source: Ownwell
Property Tax Bills Across Sturgis, St. Joseph County, Michigan
In Sturgis, located in St. Joseph County, Michigan, property tax bills are calculated based on the assessed value of a property, which is typically a percentage of its market value. The median home price in the area is $145,000. Homeowners in Sturgis can expect property tax bills ranging from $641 at the 25th percentile to $2,548 at the 90th percentile, with the median tax bill being $1,163. This is notably lower than the national median property tax bill of $2,400. Factors influencing these bills include the property's assessed value and local tax rates. For homeowners, understanding these elements is crucial, as they directly affect annual financial obligations.
Ownwell offers valuable assistance to homeowners by providing property tax appeal and exemption services, potentially lowering their tax bills. By analyzing market trends and property assessments, Ownwell identifies opportunities for tax reductions, ensuring homeowners pay only what is necessary. This not only eases financial burdens but also maximizes savings, allowing homeowners to make the most of their investment.
Median Sturgis Tax Bill
$1,225
Median St. Joseph County Tax Bill
$874
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Sturgis, St. Joseph County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49091 | $386 | $680 | $1,225 | $1,891 | $2,741 |
Source: Ownwell