Cottonwood County, Minnesota Property Taxes
Property Taxes in Cottonwood County, Minnesota
Median Cottonwood County effective property tax rate: 1.40%, significantly higher than the national median of 1.02%.
Median Cottonwood County home value: $118,000
Median annual Cottonwood County tax bill: $1,556, $844 lower than the national median property tax bill of $2,400.
How are property taxes in Cottonwood County calculated?
Property taxes in Cottonwood County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Cottonwood County or another part of Cottonwood County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cottonwood County, Minnesota Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.4%
Estimate Property Tax Bill
$1,652
$1,533
How Does the Cottonwood County Property Tax Calculator Work?
Use this Cottonwood County property tax calculator to estimate your annual property tax bill. Enter your property’s assessed value and our calculator applies Cottonwood County’s median effective tax rate of 1.40% to generate your estimate.
Enter your property’s estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property.
Cottonwood County’s median effective tax rate is higher than Minnesota’s 1.13% median tax rate and above the national median property tax rate of 1.02%. The county’s median property tax bill is $1,556, which is $844 lower than the Minnesota median bill and below the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Cottonwood County.
Property Tax Rates Across Cottonwood County, Minnesota
What Are Effective Property Tax Rates Across Cottonwood County?
Local government entities set tax rates, which vary widely across Cottonwood County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Cottonwood County's effective property tax rate to other counties in Minnesota or the U.S. median of 1.02%.
Cottonwood County's median effective rate stands at 1.40%, which is higher than the national median of 1.02%. Within Cottonwood County, the highest rate is found in Westbrook at 1.78%, while Comfrey has the lowest at 0.70%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cottonwood County Tax Rate
1.40%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Minnesota Tax Rate
1.13%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cottonwood County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bingham Lake | 0.85% | 0.99% | 1.13% | 1.37% | 1.47% |
| Comfrey | 0.61% | 0.66% | 0.70% | 1.07% | 1.87% |
| Heron Lake | 0.66% | 0.75% | 0.85% | 1.11% | 1.28% |
| Jeffers | 0.76% | 1.18% | 1.32% | 1.75% | 2.04% |
| Lamberton | 0.53% | 0.66% | 0.81% | 1.11% | 1.40% |
| Mountain Lake | 1.18% | 1.46% | 1.72% | 1.89% | 2.18% |
| Revere | 0.53% | 0.81% | 0.90% | 1.58% | 1.82% |
| Sanborn | 0.56% | 0.68% | 0.71% | 0.75% | 1.08% |
| Storden | 0.83% | 1.04% | 1.13% | 1.50% | 1.64% |
| Walnut Grove | 0.62% | 0.79% | 0.84% | 1.00% | 1.19% |
| Westbrook | 0.88% | 1.58% | 1.78% | 2.25% | 2.61% |
| Windom | 0.96% | 1.16% | 1.32% | 1.49% | 1.82% |
| Butterfield | N/A | N/A | N/A | N/A | N/A |
| Fulda | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Cottonwood County, Minnesota
When examining property taxes in Cottonwood County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cottonwood County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cottonwood County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cottonwood County.
For example, the median tax bill in Cottonwood County is $1,556, with tax bills ranging significantly across the county. Sanborn has the highest median home price at $213,000.
Property Tax Assessment Values Across Cottonwood County, Minnesota
Source: Ownwell
$71,300
$142,150
$213,000
Median Cottonwood County Market Value
$118,000
Median Minnesota Market Value
$304,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cottonwood County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bingham Lake | $6,720 | $76,400 | $152,100 | $261,300 | $357,300 |
| Comfrey | $1,930 | $31,800 | $117,350 | $207,950 | $275,360 |
| Heron Lake | $97,060 | $121,325 | $161,250 | $193,800 | $248,850 |
| Jeffers | $11,900 | $40,525 | $78,000 | $124,150 | $186,750 |
| Lamberton | $75,260 | $166,100 | $181,700 | $220,200 | $247,260 |
| Mountain Lake | $4,350 | $55,575 | $113,450 | $180,225 | $248,550 |
| Revere | $142,300 | $155,850 | $194,600 | $338,700 | $387,800 |
| Sanborn | $73,220 | $163,950 | $213,000 | $245,050 | $293,920 |
| Storden | $5,180 | $36,825 | $71,300 | $113,475 | $157,690 |
| Walnut Grove | $88,040 | $135,150 | $162,400 | $194,300 | $229,200 |
| Westbrook | $15,780 | $45,550 | $85,100 | $147,150 | $215,580 |
| Windom | $30,500 | $79,800 | $134,400 | $197,800 | $276,600 |
| Butterfield | N/A | N/A | N/A | N/A | N/A |
| Fulda | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Cottonwood County, Minnesota
Property tax bills in Cottonwood County are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The county’s median home price is $118,000, so the assessed value is a major factor in what a homeowner owes each year. Local taxing authorities also consider budgets for schools, county services, and other public needs when setting the final bill.
For many homeowners, the tax bill can vary widely depending on where the property is located and how it is assessed. In Cottonwood County, the 25th percentile tax bill is $834, while the 75th percentile is $2,562. At the higher end, the 90th percentile reaches $3,734. That means a homeowner with a higher assessed value or a less favorable tax rate may pay much more than the median bill, which can affect monthly housing costs and overall affordability.
Median Cottonwood County Tax Bill
$1,556
Median Minnesota Tax Bill
$3,364
Median United States Tax Bill
$2,400
Property Tax Bills Across Cottonwood County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bingham Lake | $85 | $752 | $1,669 | $2,886 | $4,515 |
| Comfrey | $12 | $222 | $996 | $1,860 | $2,618 |
| Heron Lake | $751 | $1,074 | $1,612 | $1,948 | $2,117 |
| Jeffers | $145 | $582 | $989 | $1,526 | $2,291 |
| Lamberton | $354 | $1,170 | $1,698 | $2,296 | $3,416 |
| Mountain Lake | $90 | $875 | $1,772 | $2,962 | $4,225 |
| Revere | $1,236 | $1,819 | $3,024 | $3,335 | $3,840 |
| Sanborn | $402 | $868 | $1,466 | $2,085 | $2,927 |
| Storden | $74 | $399 | $788 | $1,270 | $1,830 |
| Walnut Grove | $730 | $955 | $1,372 | $1,781 | $2,019 |
| Westbrook | $325 | $837 | $1,330 | $2,259 | $3,422 |
| Windom | $342 | $978 | $1,722 | $2,621 | $3,732 |
| Butterfield | N/A | N/A | N/A | N/A | N/A |
| Fulda | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 30 |
Links | |
|---|---|
| Cottonwood Tax Assessor | |
| Website | beacon.schneidercorp.com |