Milaca, Mille Lacs County, Minnesota Property Taxes
Property Taxes in Milaca, Minnesota
Median Milaca, Minnesota effective property tax rate: 1.11%, significantly lower than the national median of 1.02%, and slightly lower than the Minnesota state median of 1.13%.
Median Milaca, Minnesota home value: $261,650
Median annual Milaca, Minnesota tax bill: $2,764, higher than the national median property tax bill of $2,400.
How are property taxes in Mille Lacs calculated?
Property taxes in Milaca, Minnesota are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Milaca's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Milaca, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Milaca, Mille Lacs County, Minnesota Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.11%
Estimate Property Tax Bill
$2,904
$2,695
How Does the Milaca Property Tax Calculator Work?
Use this Milaca property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Milaca's median effective tax rate of 1.11% — based on actual property records in Mille Lacs County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Milaca's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Milaca: rates range from 1.11% in 56353 to 1.11% in 56353, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Milaca.
About Milaca Property Taxes
About Property Taxes in Milaca, Mille Lacs, Minnesota
Milaca's median effective property tax rate of 1.11% is lower than the Minnesota state median of 1.13% and higher than the national median of 1.02%. This rate reflects the Mille Lacs County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Milaca. Homeowners in the 56353 ZIP code carry a median effective rate of 1.11%, while those in the same ZIP code pay 1.11%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Mille Lacs County. Understanding which part of Milaca you live in can make a meaningful difference to your annual tax bill.
Milaca homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the April 30, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Milaca, Mille Lacs County, Minnesota
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Milaca's effective property tax rate to other cities in Minnesota and the median property tax rates in Minnesota and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Milaca Tax Rate
1.11%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mille Lacs County Tax Rate
1.06%
Median Effective Minnesota Tax Rate
1.13%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Milaca, Mille Lacs County, Minnesota
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 56353 | 0.70% | 0.93% | 1.11% | 1.21% | 1.28% |
Source: Ownwell
Property Tax Assessment Values Across Milaca, Mille Lacs County, Minnesota
When examining property taxes in Milaca, Minnesota, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Mille Lacs County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Mille Lacs County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Milaca, the median home price is $261,650, with a median tax bill of $2,764. The 25th percentile tax bill is $1,921, while the 75th percentile is $3,719 and the 90th percentile is $4,822.
Property Tax Assessment Values Across Milaca, Mille Lacs County, Minnesota
Source: Ownwell
$89,000
$209,900
$330,800
Median Milaca Market Value
$261,650
Median Mille Lacs County Market Value
$243,400
Median Minnesota Market Value
$304,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Milaca, Mille Lacs County, Minnesota
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 56353 | $124,580 | $185,825 | $261,650 | $359,600 | $464,400 |
Source: Ownwell
Property Tax Bills Across Milaca, Mille Lacs County, Minnesota
Property tax bills in Milaca are based on the assessed market value of a home and the local tax rate set by the county, city, and other taxing authorities. For a home with a median market value of $261,650, the bill reflects how that value is taxed after exemptions or other adjustments are applied.
The amount a homeowner owes can vary widely. In Milaca, the 25th percentile tax bill is $1,921, while the 75th percentile is $3,719 and the 90th percentile is $4,822. The median tax bill in the city is $2,764, which is above the national median property tax bill of $2,400 and higher than the national median property tax rate of 1.02%.
Because taxes are tied to assessed value, homeowners with higher-value properties usually pay more. This makes property taxes an important part of long-term housing costs in Milaca.
Median Milaca Tax Bill
$2,764
Median Mille Lacs County Tax Bill
$2,650
Median Minnesota Tax Bill
$3,364
Median United States Tax Bill
$2,400
Property Tax Bills Across Milaca, Mille Lacs County, Minnesota
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 56353 | $1,004 | $1,921 | $2,764 | $3,719 | $4,822 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 30 |
Links | |
|---|---|
| Mille Lacs Tax Assessor | |
| Website | www.millelacs.mn.gov |