Saint Louis, Stone County, Missouri Property Taxes

Name: Property Tax Bills Across Saint Louis, Stone County, Missouri
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Saint Louis, MO effective property tax rate: 0.93%, significantly lower than the national median of 1.02%, but lower than the Missouri state median of 1.20%. Median Saint Louis, MO home value: $31,900. Median annual Saint Louis, MO tax bill: $296, $2,104 lower than the national median property tax bill of $2,400.

How are property taxes in Stone calculated?

Property taxes in Saint Louis, MO are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding Saint Louis’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saint Louis, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Saint Louis, Stone County, Missouri Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.93%

Estimate Property Tax Bill

$297

$275

Ownwell’s Saint Louis Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Saint Louis with just two data points. By entering your property's estimated assessed value, our calculator applies Saint Louis’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in 29209. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Saint Louis, Stone County, Missouri

Local government entities determine tax rates, and these can differ significantly within a state. The process involves each county estimating its required budget for services annually and dividing that by the total assessed value of all taxable property in its jurisdiction, resulting in the property tax rate. Though votes and laws play a role in setting these rates and budgets, this is the basic annual process.

In Saint Louis, located in St. Louis County, Missouri, the property tax rate is a key factor for homeowners to consider. The effective property tax rate in Saint Louis is 1.38%, which is higher than Missouri's median property tax rate of 0.93%. The median property tax bill for the area is $2,290, slightly below the national median of $2,400. When comparing Saint Louis to other cities in Missouri, it becomes clear that property tax rates can vary widely, impacting the overall cost of homeownership. For property owners in Saint Louis, understanding these rates and how they compare to state and national medians is crucial for managing property expenses effectively.

Property Tax Rates Across Saint Louis, Stone County, Missouri

Source: Ownwell

0.86%

0.98%

1.11%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saint Louis Tax Rate

0.93%

Median Effective Stone County Tax Rate

0.93%

Median Effective Missouri Tax Rate

1.25%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saint Louis, Stone County, Missouri

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
63104	N/A	N/A	N/A	N/A	N/A
63105	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Saint Louis, Stone County, Missouri

When examining property taxes in Saint Louis, MO, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Stone County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Stone County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint Louis. For example, the median home price in Saint Louis is $31,900, with tax bills ranging significantly across the county.

Property Tax Assessment Values Across Saint Louis, Stone County, Missouri

Source: Ownwell

$16,000

$83,700

$151,400

Median Saint Louis Market Value

$31,900

Median Stone County Market Value

$50,300

Median Missouri Market Value

$136,526

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saint Louis, Stone County, Missouri

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
63104	N/A	N/A	N/A	N/A	N/A
63105	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Saint Louis, Stone County, Missouri

In Saint Louis, MO, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The assessed value is then multiplied by the local tax rate, which varies across different regions within the county. For homeowners in Saint Louis, the median home price is $31,900. The property tax bill for the 25th percentile is $223, while it rises to $370 at the 75th percentile and $415 at the 90th percentile. Compared to the national median property tax bill of $2,400, homeowners in Saint Louis generally face lower tax bills. However, these costs can still be significant, especially when considering other living expenses. This is where Ownwell can make a difference. By offering property tax appeal and exemption services, Ownwell helps homeowners potentially reduce their tax burden. Through expert analysis and personalized strategies, Ownwell ensures that homeowners pay only what is fair, maximizing savings and providing peace of mind.

Property Tax Bills Across Saint Louis, Stone County, Missouri

Source: Ownwell

$151

$914

$1,677

Median Saint Louis Tax Bill

$296

Median Stone County Tax Bill

$458

Median Missouri Tax Bill

$1,684

Median United States Tax Bill

$2,400

Property Tax Bills Across Saint Louis, Stone County, Missouri

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
63104	N/A	N/A	N/A	N/A	N/A
63105	N/A	N/A	N/A	N/A	N/A

Source: Ownwell