Oshkosh, Garden County, Nebraska Property Taxes
Property Taxes in Oshkosh, Nebraska
Median Oshkosh, Nebraska effective property tax rate: 1.06%, significantly lower than the national median of 1.02%, and lower than the Nebraska state median of 1.39%.
Median Oshkosh, Nebraska home value: $78,347
Median annual Oshkosh, Nebraska tax bill: $759, lower than the national median property tax bill of $2,400.
How are property taxes in Garden calculated?
Property taxes in Oshkosh, Nebraska are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Oshkosh's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Oshkosh, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Oshkosh, Garden County, Nebraska Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.06%
Estimate Property Tax Bill
$830
$771
How Does the Oshkosh Property Tax Calculator Work?
Use this Oshkosh property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Oshkosh's median effective tax rate of 1.06% — based on actual property records in Garden County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Oshkosh's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Oshkosh: rates range from 1.06% in 69154 to 1.06% in 69154, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Oshkosh.
About Oshkosh Property Taxes
About Property Taxes in Oshkosh, Garden, Nebraska
Oshkosh’s median effective property tax rate of 1.06% is lower than the Nebraska state median of 1.39% and higher than the national median of 1.02%. This rate reflects the Garden County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Oshkosh. Homeowners in the 69154 ZIP code carry a median effective rate of 1.06%, while those in the same ZIP code also pay 1.06%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Garden County. Understanding which part of Oshkosh you live in can make a meaningful difference to your annual tax bill.
Oshkosh homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before June 30, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Oshkosh, Garden County, Nebraska
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Oshkosh's effective property tax rate to other cities in Nebraska and the median property tax rates in Nebraska and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Oshkosh Tax Rate
1.06%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Garden County Tax Rate
1.00%
Median Effective Nebraska Tax Rate
1.39%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Oshkosh, Garden County, Nebraska
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 69154 | 0.75% | 0.76% | 1.06% | 1.06% | 1.07% |
Source: Ownwell
Property Tax Assessment Values Across Oshkosh, Garden County, Nebraska
When examining property taxes in Oshkosh, Nebraska, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Garden County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Garden County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of June.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Oshkosh is $78,347, with tax bills ranging significantly across the county. 69154 has the highest median home price at $78,347.
Property Tax Assessment Values Across Oshkosh, Garden County, Nebraska
Source: Ownwell
$72,735
$251,743
$430,750
Median Oshkosh Market Value
$78,347
Median Garden County Market Value
$84,422
Median Nebraska Market Value
$199,100
Median United States Market Value
$235,294
Property Tax Assessment Values Across Oshkosh, Garden County, Nebraska
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 69154 | $19,260 | $40,239 | $78,347 | $140,302 | $246,376 |
Source: Ownwell
Property Tax Bills Across Oshkosh, Garden County, Nebraska
Oshkosh Property Tax Bills
Property tax bills in Oshkosh are based on the assessed value of a home and the local tax rate set for Garden County. The assessed value is compared with the market value of the property, and that figure is used to calculate how much a homeowner owes each year. Factors such as home value, local budgets, and taxing district rates all play a role in determining the final bill.
For homeowners in Oshkosh, this means a higher assessed value can lead to a higher property tax bill, while a lower assessed value can reduce it. Based on local data, the median home price is $78,347, and tax bills vary widely across the area. The 25th percentile tax bill is $369, the 75th percentile is $1,346, and the 90th percentile is $2,050. The highest and lowest median tax bill is $759 in ZIP code 69154.
Median Oshkosh Tax Bill
$759
Median Garden County Tax Bill
$783
Median Nebraska Tax Bill
$2,896
Median United States Tax Bill
$2,400
Property Tax Bills Across Oshkosh, Garden County, Nebraska
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 69154 | $150 | $369 | $759 | $1,346 | $2,050 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 30 |
Links | |
|---|---|
| Garden Tax Assessor | |
| Website | garden.gworks.com |