Holderness, Belknap County, New Hampshire Property Taxes

$774 avg. annual savings

No Upfront Costs

You only pay if we save

Property Taxes in Holderness, New Hampshire

Median Holderness, New Hampshire effective property tax rate: 1.07%, significantly lower than the national median of 1.02%, and lower than the New Hampshire state median of 1.82%.
Median Holderness, New Hampshire home value: $288,610
Median annual Holderness, New Hampshire tax bill: $3,086, higher by $686 than the national median property tax bill of $2,400.

How are property taxes in Belknap calculated?

Property taxes in Holderness, New Hampshire are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Holderness's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Holderness, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Holderness, Belknap County, New Hampshire Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.07%

Estimate Property Tax Bill

$3,088

$2,866

How Does the Holderness Property Tax Calculator Work?

Use this Holderness property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Holderness's median effective tax rate of 1.07% — based on actual property records in Belknap County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Holderness's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Holderness: rates range from the lowest to the highest, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Holderness.

About Holderness Property Taxes

About Property Taxes in Holderness, Belknap, New Hampshire

Holderness’s median effective property tax rate of 1.07% is lower than the New Hampshire state median of 1.82% and higher than the national median of 1.02%. This rate reflects the Belknap County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Holderness. Homeowners in the highest ZIP code carry a median effective rate of 1.07%, while those in the lowest ZIP code pay 1.07%. This spread reflects how school district boundaries and local assessment districts are drawn across Belknap County. Understanding which part of Holderness you live in can make a meaningful difference to your annual tax bill.

Holderness homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before September 1, 2026.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Holderness, Belknap County, New Hampshire

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Holderness's effective property tax rate to other cities in New Hampshire and the median property tax rates in New Hampshire and the U.S.

Property Tax Rates Across Holderness, Belknap County, New Hampshire

Source: Ownwell

1.03%

1.33%

1.63%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Holderness Tax Rate

1.07%

Median Effective Belknap County Tax Rate

1.32%

Median Effective New Hampshire Tax Rate

1.82%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Holderness, Belknap County, New Hampshire

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
03245	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Holderness, Belknap County, New Hampshire

When examining property taxes in Holderness, New Hampshire, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Belknap County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Belknap County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Holderness.

For example, the median home price in Holderness is $288,610, with tax bills ranging significantly across the county. The median tax bill is $3,086, which is above the national median property tax bill of $2,400 and above the national median property tax rate of 1.02%.

Property Tax Assessment Values Across Holderness, Belknap County, New Hampshire

Source: Ownwell

$270,700

$394,850

$519,000

Median Holderness Market Value

$288,610

Median Belknap County Market Value

$378,800

Median New Hampshire Market Value

$360,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Holderness, Belknap County, New Hampshire

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
03245	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Holderness, Belknap County, New Hampshire

How Are Property Tax Bills Calculated in Holderness?

Property tax bills in Holderness are based on the assessed value of a home and the local property tax rate set for Belknap County. When a property’s assessed value rises, the tax bill can increase even if the homeowner’s income stays the same. Local taxing authorities use the assessed value to determine how much tax is owed, and that amount helps fund public services in the area.

For a home with a median value of $288,610, the property tax bill can vary widely depending on the assessment and the applicable rate. In Holderness, the 25th percentile tax bill is $2,665, while the 75th percentile is $3,506 and the 90th percentile is $3,759. These figures show how property taxes can affect homeowners differently based on where their home falls in the local market. Compared with the national median property tax bill of $2,400, many homeowners in Holderness pay more than the national average.

Property Tax Bills Across Holderness, Belknap County, New Hampshire

Source: Ownwell

$3,514

$5,028

$6,541

Median Holderness Tax Bill

$3,086

Median Belknap County Tax Bill

$4,987

Median New Hampshire Tax Bill

$6,530

Median United States Tax Bill

$2,400

Property Tax Bills Across Holderness, Belknap County, New Hampshire

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
03245	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	March 1

Links
Belknap Tax Assessor
Website	gis.vgsi.com

Frequently Asked Property Tax Questions in Holderness, New Hampshire

How are property taxes calculated in Holderness, New Hampshire?

Property taxes in Holderness, New Hampshire are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Holderness, New Hampshire?

To appeal your property taxes in Holderness, New Hampshire, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Holderness, New Hampshire?

Common property tax exemptions in Holderness, New Hampshire include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Holderness, New Hampshire?

Property tax deadlines in Holderness, New Hampshire vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Holderness, New Hampshire?

Ownwell provides professional property tax appeal services in Holderness, New Hampshire. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.