Union, Essex County, New Jersey Property Taxes

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Property Taxes in Union, New Jersey

Median Union, New Jersey effective property tax rate: 2.52%, significantly higher than the national median of 1.02%, and lower than the New Jersey state median of 2.88%.
Median Union, New Jersey home value: $434,900
Median annual Union, New Jersey tax bill: $11,052, higher than the national median property tax bill of $2,400.

How are property taxes in Essex calculated?

Property taxes in Union, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Union's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Union, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Union, Essex County, New Jersey Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.52%

Estimate Property Tax Bill

$10,959

$10,170

How Does the Union Property Tax Calculator Work?

Use this Union property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Union's median effective property tax rate of 2.52% — based on actual property records in Essex County — to generate your estimate.

Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Union's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Union: rates range by local district and assessment differences, which can affect your final estimate.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Union.

About Union Property Taxes

About Property Taxes in Union, Essex, New Jersey

Union's median effective property tax rate of 2.52% is lower than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Essex County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Union. Homeowners in the highest ZIP code carry a median effective rate of 2.52%, while those in the lowest pay 2.52%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Essex County. Understanding which part of Union you live in can make a meaningful difference to your annual tax bill.

Union homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 1, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Union, Essex County, New Jersey

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Union's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.

Property Tax Rates Across Union, Essex County, New Jersey

Source: Ownwell

1.72%

3.89%

6.07%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Union Tax Rate

2.52%

Median Effective Essex County Tax Rate

3.27%

Median Effective New Jersey Tax Rate

2.88%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Union, Essex County, New Jersey

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
07083	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Union, Essex County, New Jersey

When examining property taxes in Union, New Jersey, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Essex County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Essex County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Union.

For example, the median home price in Union is $434,900, with tax bills ranging significantly across the county. The median tax bill is $11,052, compared with the national median property tax bill of $2,400 and national median property tax rate of 1.02%.

Property Tax Assessment Values Across Union, Essex County, New Jersey

Source: Ownwell

$145,150

$750,800

$1,356,450

Median Union Market Value

$434,900

Median Essex County Market Value

$366,500

Median New Jersey Market Value

$288,200

Median United States Market Value

$235,294

Property Tax Assessment Values Across Union, Essex County, New Jersey

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
07083	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Union, Essex County, New Jersey

How Are Property Tax Bills Calculated in Union?

Property tax bills in Union are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s assessed value rises, the tax bill can increase even if the homeowner’s income does not change. For Union homeowners, that means the bill is tied directly to how local officials value the property in relation to the market.

Several factors affect the final amount, including the home’s assessed value, local budgets, and any exemptions a homeowner may qualify for. With a median home price of $434,900, property tax bills in Union are substantial, and many homeowners see bills that are far above the national median property tax bill of $2,400.

For many households, this can make property taxes one of the largest recurring housing costs. Understanding how the bill is calculated can help homeowners anticipate changes and better evaluate whether their assessment reflects current market conditions.

Property Tax Bills Across Union, Essex County, New Jersey

Source: Ownwell

$5,681

$17,807

$29,932

Median Union Tax Bill

$11,052

Median Essex County Tax Bill

$11,737

Median New Jersey Tax Bill

$8,638

Median United States Tax Bill

$2,400

Property Tax Bills Across Union, Essex County, New Jersey

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
07083	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	April 1

Links
Essex Tax Assessor
Website	www.taxdatahub.com

Frequently Asked Property Tax Questions in Union, New Jersey

How are property taxes calculated in Union, New Jersey?

Property taxes in Union, New Jersey are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Union, New Jersey?

To appeal your property taxes in Union, New Jersey, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Union, New Jersey?

Common property tax exemptions in Union, New Jersey include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Union, New Jersey?

Property tax deadlines in Union, New Jersey vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Union, New Jersey?

Ownwell provides professional property tax appeal services in Union, New Jersey. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.