Scotch Plains, Union County, New Jersey Property Taxes
Property Taxes in Scotch Plains, New Jersey
Median Scotch Plains, New Jersey effective property tax rate: 11.42%, significantly higher than the national median of 1.02%, and higher than the New Jersey state median of 2.88%.
Median Scotch Plains, New Jersey home value: $110,400
Median annual Scotch Plains, New Jersey tax bill: $12,358, $9,958 higher than the national median property tax bill of $2,400.
How are property taxes in Union calculated?
Property taxes in Scotch Plains, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Scotch Plains's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Scotch Plains, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Scotch Plains, Union County, New Jersey Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
11.42%
Estimate Property Tax Bill
$12,608
$11,700
How Does the Scotch Plains Property Tax Calculator Work?
Use this Scotch Plains property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Scotch Plains's median effective tax rate of 11.42% — based on actual property records in Union County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Scotch Plains's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Scotch Plains: rates range from 11.42% in 07076 to 11.42% in 07076, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Scotch Plains.
About Scotch Plains Property Taxes
About Property Taxes in Scotch Plains, Union, New Jersey
Scotch Plains’s median effective property tax rate of 11.42% is higher than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Union County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Scotch Plains. Homeowners in the 07076 ZIP code carry a median effective rate of 11.42%, while those in the same ZIP also pay 11.42%. This reflects how school district boundaries and local assessment districts are drawn across Union County. Understanding which part of Scotch Plains you live in can make a meaningful difference to your annual tax bill.
Scotch Plains homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the April 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Scotch Plains, Union County, New Jersey
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Scotch Plains's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Scotch Plains Tax Rate
11.42%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Union County Tax Rate
6.67%
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Scotch Plains, Union County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07076 | 11.42% | 11.42% | 11.42% | 11.42% | 11.42% |
Source: Ownwell
Property Tax Assessment Values Across Scotch Plains, Union County, New Jersey
When examining property taxes in Scotch Plains, New Jersey, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Union County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Union County, assessment notices are sent in February each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Scotch Plains is $110,400, with tax bills ranging significantly across the county. 07076 has the highest median home price at $110,400.
Property Tax Assessment Values Across Scotch Plains, Union County, New Jersey
Source: Ownwell
$22,050
$381,925
$741,800
Median Scotch Plains Market Value
$110,400
Median Union County Market Value
$177,800
Median New Jersey Market Value
$288,200
Median United States Market Value
$235,294
Property Tax Assessment Values Across Scotch Plains, Union County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07076 | $71,700 | $85,400 | $110,400 | $160,100 | $206,100 |
Source: Ownwell
Property Tax Bills Across Scotch Plains, Union County, New Jersey
Property tax bills in Scotch Plains are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. Local taxing authorities use that assessment to determine how much each homeowner owes, and the final bill reflects the combined cost of schools, municipal services, and other local needs.
For homeowners, the amount can vary widely depending on the home’s value and the tax rate set in Union County. With a median home price of $110,400, property taxes can still be substantial, and the typical bill is far above the national median property tax bill of $2,400. In Scotch Plains, the median tax bill is $12,358 in zip code 07076, showing how much local assessments can affect annual housing costs.
Because the bill is tied to assessed value, any change in market value or assessment can change what a homeowner pays.
Median Scotch Plains Tax Bill
$12,358
Median Union County Tax Bill
$10,725
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$2,400
Property Tax Bills Across Scotch Plains, Union County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07076 | $8,097 | $9,639 | $12,358 | $17,920 | $22,842 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Union Tax Assessor | |
| Website | taxrecords-nj.com |