Springfield, Union County, New Jersey Property Taxes
Property Taxes in Springfield, New Jersey
Median Springfield, New Jersey effective property tax rate: 2.34%, significantly lower than the national median of 1.02%, and lower than the New Jersey state median of 2.88%.
Median Springfield, New Jersey home value: $516,000
Median annual Springfield, New Jersey tax bill: $12,065, higher than the national median property tax bill of $2,400.
How are property taxes in Union calculated?
Property taxes in Springfield, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Springfield's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Springfield, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Springfield, Union County, New Jersey Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.34%
Estimate Property Tax Bill
$12,074
$11,205
How Does the Springfield Property Tax Calculator Work?
Use this Springfield property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Springfield's median effective tax rate of 2.34% — based on actual property records in Union County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Springfield's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Springfield: rates range from 2.34% in 07081 to 2.34% in 07081, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Springfield.
About Springfield Property Taxes
About Property Taxes in Springfield, Union, New Jersey
Springfield’s median effective property tax rate of 2.34% is lower than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Union County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Springfield. Homeowners in the 07081 ZIP code carry a median effective rate of 2.34%, while those in the same ZIP code also pay 2.34%. This spread reflects how school district boundaries and local assessment districts are drawn across Union County. Understanding which part of Springfield you live in can make a meaningful difference to your annual tax bill.
Springfield homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the April 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Springfield, Union County, New Jersey
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Springfield's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Springfield Tax Rate
2.34%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Union County Tax Rate
6.67%
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Springfield, Union County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07081 | 2.34% | 2.34% | 2.34% | 2.34% | 2.34% |
Source: Ownwell
Property Tax Assessment Values Across Springfield, Union County, New Jersey
When examining property taxes in Springfield, New Jersey, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Union County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Union County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Springfield homeowners, the median home price is $516,000, and the median tax bill is $12,065, well above the national median property tax bill of $2,400. The highest median home price in the county is in 07081 at $516,000.
Property Tax Assessment Values Across Springfield, Union County, New Jersey
Source: Ownwell
$22,050
$381,925
$741,800
Median Springfield Market Value
$516,000
Median Union County Market Value
$177,800
Median New Jersey Market Value
$288,200
Median United States Market Value
$235,294
Property Tax Assessment Values Across Springfield, Union County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07081 | $312,600 | $432,000 | $516,000 | $625,200 | $755,600 |
Source: Ownwell
Property Tax Bills Across Springfield, Union County, New Jersey
Property tax bills in Springfield are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessment, and the final bill can also reflect exemptions or other adjustments set by the taxing authorities. For homeowners in Union County, this means two similar homes can still receive different tax bills if their assessed values or tax treatments differ.
With a median home price of $516,000, Springfield’s property taxes are well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. The typical tax burden is substantial, with the 25th percentile at $10,101, the 75th percentile at $14,560, and the 90th percentile at $17,630. The median tax bill in ZIP code 07081 is $12,065.
For homeowners, these high bills can significantly affect monthly housing costs and long-term affordability.
Median Springfield Tax Bill
$12,065
Median Union County Tax Bill
$10,725
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$2,400
Property Tax Bills Across Springfield, Union County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07081 | $7,578 | $10,101 | $12,065 | $14,560 | $17,630 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Union Tax Assessor | |
| Website | taxrecords-nj.com |