Rio Arriba County, New Mexico Property Taxes
Property Taxes in Rio Arriba County, New Mexico
Median Rio Arriba County effective property tax rate: 0.81%, significantly lower than the national median of 1.02%.
Median Rio Arriba County home value: $21,947
Median annual Rio Arriba County tax bill: $393, $2,007 lower than the national median property tax bill of $2,400.
How are property taxes in Rio Arriba County calculated?
Property taxes in Rio Arriba County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Rio Arriba County or another part of Rio Arriba County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Rio Arriba County, New Mexico Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.81%
Estimate Property Tax Bill
$178
$165
How Does the Rio Arriba County Property Tax Calculator Work?
Use this Rio Arriba County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Rio Arriba County's median effective tax rate of 0.81% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Rio Arriba County's median tax bill is $393, compared with the national median property tax bill of $2,400 and the New Mexico median tax bill of $2,007 lower.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Rio Arriba County.
Property Tax Rates Across Rio Arriba County, New Mexico
What Are Effective Property Tax Rates Across Rio Arriba County?
Local government entities set tax rates, which vary widely across Rio Arriba County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Rio Arriba County's effective property tax rate to other counties in New Mexico or the U.S. median of 1.02%.
Rio Arriba County's median effective rate stands at 0.81%, which is lower than the national median of 1.02%. Within Rio Arriba County, the highest rate is found in Chama at 0.90%, while Dulce has the lowest at 0.56%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Rio Arriba County Tax Rate
0.81%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New Mexico Tax Rate
0.85%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Rio Arriba County, New Mexico
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Abiquiu | 0.75% | 0.81% | 0.81% | 0.83% | 0.95% |
| Alcalde | 0.76% | 0.84% | 0.84% | 0.84% | 0.92% |
| Canjilon | 0.64% | 0.80% | 0.80% | 0.81% | 0.93% |
| Canones | 0.58% | 0.59% | 0.59% | 0.63% | 0.76% |
| Cebolla | 0.71% | 0.80% | 0.80% | 0.83% | 0.92% |
| Chama | 0.80% | 0.80% | 0.90% | 0.90% | 0.99% |
| Chamisal | 0.59% | 0.83% | 0.84% | 1.05% | 1.05% |
| Chimayo | 0.69% | 0.75% | 0.77% | 0.77% | 0.83% |
| Cordova | 0.67% | 0.77% | 0.77% | 0.77% | 0.81% |
| Coyote | 0.54% | 0.59% | 0.59% | 0.67% | 0.76% |
| Dixon | 0.71% | 0.79% | 0.81% | 0.82% | 0.98% |
| Dulce | 0.53% | 0.55% | 0.56% | 0.66% | 0.75% |
| El Rito | 0.58% | 0.70% | 0.75% | 0.75% | 0.89% |
| Embudo | 0.75% | 0.81% | 0.81% | 0.85% | 0.88% |
| Espanola | 0.76% | 0.81% | 0.84% | 0.92% | 0.92% |
| Gallina | 0.55% | 0.59% | 0.59% | 0.65% | 0.76% |
| Hernandez | 0.74% | 0.81% | 0.81% | 0.81% | 0.87% |
| La Madera | 0.71% | 0.75% | 0.76% | 0.80% | 0.90% |
| Lindrith | 0.59% | 0.59% | 0.65% | 0.72% | 0.79% |
| Los Ojos | 0.71% | 0.80% | 0.80% | 0.81% | 0.97% |
| Medanales | 0.77% | 0.81% | 0.81% | 0.85% | 0.96% |
| Ohkay Owingeh | 0.70% | 0.81% | 0.81% | 0.84% | 0.89% |
| Ojo Caliente | 0.73% | 0.75% | 0.81% | 0.89% | 0.95% |
| Petaca | 0.74% | 0.75% | 0.75% | 0.75% | 0.91% |
| Tierra Amarilla | 0.80% | 0.80% | 0.80% | 0.82% | 0.93% |
| Truchas | 0.73% | 0.81% | 0.84% | 0.98% | 1.04% |
| Vallecitos | 0.65% | 0.75% | 0.75% | 0.75% | 0.95% |
| Velarde | 0.76% | 0.84% | 0.84% | 0.84% | 0.95% |
| Youngsville | 0.56% | 0.59% | 0.59% | 0.64% | 0.71% |
| Blanco | N/A | N/A | N/A | N/A | N/A |
| Cuba | N/A | N/A | N/A | N/A | N/A |
| La Jara | N/A | N/A | N/A | N/A | N/A |
| La Mesilla | N/A | N/A | N/A | N/A | N/A |
| Regina | N/A | N/A | N/A | N/A | N/A |
| San Juan Pueblo | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Rio Arriba County, New Mexico
When examining property taxes in Rio Arriba County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Rio Arriba County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Rio Arriba County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Rio Arriba County.
For example, the median tax bill in Rio Arriba County is $393, well below the national median property tax bill of $2400. LINDRITH has the highest median home price at $62,235.
Property Tax Assessment Values Across Rio Arriba County, New Mexico
Source: Ownwell
$12,791
$37,513
$62,235
Median Rio Arriba County Market Value
$21,947
Median New Mexico Market Value
$129,686
Median United States Market Value
$235,294
Property Tax Assessment Values Across Rio Arriba County, New Mexico
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Abiquiu | $5,946 | $11,322 | $31,667 | $79,074 | $197,737 |
| Alcalde | $6,013 | $14,461 | $42,384 | $74,025 | $132,496 |
| Canjilon | $1,171 | $7,816 | $18,060 | $54,531 | $95,588 |
| Canones | $6,316 | $9,496 | $15,794 | $52,145 | $121,397 |
| Cebolla | $7,980 | $13,767 | $26,907 | $70,352 | $155,982 |
| Chama | $7,391 | $13,537 | $32,884 | $91,915 | $267,589 |
| Chamisal | $12,300 | $14,905 | $29,641 | $41,862 | $105,442 |
| Chimayo | $5,063 | $10,262 | $31,425 | $67,208 | $129,489 |
| Cordova | $8,654 | $16,103 | $33,974 | $60,798 | $113,312 |
| Coyote | $6,036 | $9,811 | $15,435 | $45,360 | $118,699 |
| Dixon | $8,563 | $16,990 | $37,237 | $79,148 | $138,859 |
| Dulce | $3,322 | $10,279 | $26,883 | $67,076 | $110,934 |
| El Rito | $4,516 | $11,688 | $24,114 | $59,040 | $100,907 |
| Embudo | $5,429 | $8,350 | $23,539 | $101,083 | $161,310 |
| Espanola | $4,230 | $8,446 | $21,704 | $57,600 | $127,036 |
| Gallina | $5,840 | $9,920 | $19,402 | $43,802 | $106,514 |
| Hernandez | $5,506 | $11,745 | $36,639 | $69,378 | $134,880 |
| La Madera | $7,027 | $15,547 | $28,271 | $77,493 | $163,616 |
| Lindrith | $5,191 | $10,954 | $62,235 | $172,565 | $394,780 |
| Los Ojos | $9,410 | $16,658 | $45,336 | $86,637 | $167,230 |
| Medanales | $7,624 | $20,547 | $40,248 | $71,708 | $136,337 |
| Ohkay Owingeh | $6,931 | $18,058 | $39,698 | $78,494 | $133,826 |
| Ojo Caliente | $20,034 | $28,809 | $51,688 | $95,139 | $142,007 |
| Petaca | $5,610 | $6,963 | $12,791 | $52,898 | $100,765 |
| Tierra Amarilla | $4,777 | $11,574 | $29,964 | $92,148 | $221,912 |
| Truchas | $7,180 | $16,632 | $27,927 | $43,840 | $94,951 |
| Vallecitos | $5,281 | $9,442 | $19,314 | $68,837 | $108,985 |
| Velarde | $7,479 | $17,618 | $42,738 | $63,784 | $126,196 |
| Youngsville | $4,088 | $10,321 | $27,749 | $62,484 | $207,310 |
| Blanco | N/A | N/A | N/A | N/A | N/A |
| Cuba | N/A | N/A | N/A | N/A | N/A |
| La Jara | N/A | N/A | N/A | N/A | N/A |
| La Mesilla | N/A | N/A | N/A | N/A | N/A |
| Regina | N/A | N/A | N/A | N/A | N/A |
| San Juan Pueblo | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Rio Arriba County, New Mexico
Property tax bills in Rio Arriba are calculated by applying the local tax rate to a home’s assessed value, which is based on the property’s market value and any applicable exemptions or classifications. The assessed value is the starting point for the bill, so changes in a home’s market value can directly affect what a homeowner owes each year.
For homeowners, this means a higher assessed value can lead to a larger tax bill, while a lower assessed value can reduce it. In Rio Arriba, the median home price is $21,947, and tax bills vary widely across the county. The 25th percentile tax bill is $239, the 75th percentile is $771, and the 90th percentile reaches $1,423. That range shows how location, property characteristics, and assessment differences can create very different outcomes for similar homes.
Median Rio Arriba County Tax Bill
$393
Median New Mexico Tax Bill
$1,249
Median United States Tax Bill
$2,400
Property Tax Bills Across Rio Arriba County, New Mexico
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Abiquiu | $57 | $118 | $324 | $815 | $1,841 |
| Alcalde | $259 | $339 | $462 | $874 | $1,331 |
| Canjilon | $30 | $71 | $158 | $351 | $656 |
| Canones | $47 | $59 | $114 | $374 | $923 |
| Cebolla | $49 | $88 | $173 | $510 | $1,530 |
| Chama | $79 | $181 | $361 | $950 | $2,857 |
| Chamisal | $61 | $138 | $194 | $383 | $443 |
| Chimayo | $174 | $266 | $409 | $796 | $1,319 |
| Cordova | $115 | $164 | $327 | $507 | $983 |
| Coyote | $48 | $66 | $91 | $215 | $450 |
| Dixon | $154 | $278 | $431 | $827 | $1,398 |
| Dulce | $19 | $43 | $135 | $428 | $802 |
| El Rito | $76 | $140 | $230 | $504 | $741 |
| Embudo | $275 | $383 | $798 | $1,266 | $2,097 |
| Espanola | $210 | $337 | $474 | $900 | $1,554 |
| Gallina | $40 | $61 | $120 | $303 | $494 |
| Hernandez | $177 | $295 | $419 | $806 | $1,360 |
| La Madera | $111 | $133 | $324 | $888 | $2,006 |
| Lindrith | $65 | $232 | $828 | $2,064 | $3,095 |
| Los Ojos | $79 | $170 | $433 | $686 | $1,399 |
| Medanales | $223 | $288 | $376 | $743 | $1,344 |
| Ohkay Owingeh | $171 | $274 | $391 | $730 | $1,191 |
| Ojo Caliente | $162 | $222 | $405 | $725 | $1,158 |
| Petaca | $49 | $54 | $86 | $395 | $776 |
| Tierra Amarilla | $42 | $104 | $316 | $744 | $2,731 |
| Truchas | $85 | $192 | $254 | $427 | $828 |
| Vallecitos | $50 | $67 | $106 | $194 | $611 |
| Velarde | $240 | $314 | $392 | $641 | $1,269 |
| Youngsville | $23 | $69 | $163 | $460 | $1,448 |
| Blanco | N/A | N/A | N/A | N/A | N/A |
| Cuba | N/A | N/A | N/A | N/A | N/A |
| La Jara | N/A | N/A | N/A | N/A | N/A |
| La Mesilla | N/A | N/A | N/A | N/A | N/A |
| Regina | N/A | N/A | N/A | N/A | N/A |
| San Juan Pueblo | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Rio Arriba Tax Assessor | |
| Website | rac-ew-asr.rio-arriba.org |