Albany County, New York Property Taxes
Property Taxes in Albany County, New York
Median Albany County effective property tax rate: 2.16%, significantly higher than the national median of 1.02%.
Median Albany County home value: $253,659
Median annual Albany County tax bill: $5,454, higher than the national median property tax bill of $2,400.
How are property taxes in Albany County calculated?
Property taxes in Albany County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Albany County’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Albany County or another part of the county, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Albany County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.16%
Estimate Property Tax Bill
$5,479
$5,084
How Does the Albany County Property Tax Calculator Work?
Use this Albany County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Albany County's median effective tax rate of 2.16% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Albany County's median property tax bill is $5,454, which is higher than the New York median tax bill by $3,054 and above the national median property tax rate of 1.02%.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Albany County.
Property Tax Rates Across Albany County, New York
What Are Effective Property Tax Rates Across Albany County?
Local government entities set tax rates, which vary widely across Albany County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Albany County's effective property tax rate to other counties in New York or the U.S. median of 1.02%.
Albany County's median effective rate stands at 2.16%, which is higher than the national median of 1.02%. Within Albany County, the highest rate is found in Troy at 2.73%, while Delanson has the lowest at 1.58%.
These variations reflect differences in local school district levies, special district levies assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Albany County Tax Rate
2.16%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Albany County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Albany | 1.89% | 2.03% | 2.26% | 2.51% | 2.72% |
| Alcove | 1.61% | 1.85% | 1.98% | 2.13% | 2.13% |
| Altamont | 1.59% | 1.91% | 2.11% | 2.19% | 2.33% |
| Berne | 1.24% | 1.55% | 1.73% | 1.86% | 2.11% |
| Clarksville | 1.60% | 1.97% | 2.14% | 2.27% | 2.38% |
| Coeymans | 1.41% | 1.85% | 2.12% | 2.12% | 2.12% |
| Coeymans Hollow | 1.39% | 1.86% | 2.02% | 2.13% | 2.13% |
| Cohoes | 1.48% | 1.75% | 1.92% | 2.00% | 2.09% |
| Colonie | 1.92% | 1.92% | 2.21% | 2.25% | 2.32% |
| Delanson | 1.19% | 1.40% | 1.58% | 1.67% | 1.67% |
| Delmar | 1.86% | 2.15% | 2.29% | 2.32% | 2.33% |
| East Berne | 1.33% | 1.65% | 1.85% | 1.86% | 1.86% |
| Feura Bush | 1.52% | 1.85% | 2.01% | 2.17% | 2.26% |
| Glenmont | 1.92% | 2.16% | 2.30% | 2.33% | 2.37% |
| Greenville | 1.78% | 1.97% | 2.05% | 2.05% | 2.08% |
| Guilderland | 2.20% | 2.32% | 2.35% | 2.40% | 2.43% |
| Guilderland Center | 2.29% | 2.34% | 2.37% | 2.39% | 2.41% |
| Hannacroix | 1.85% | 2.05% | 2.10% | 2.10% | 2.10% |
| Latham | 1.90% | 1.95% | 2.01% | 2.05% | 2.08% |
| Loudonville | 1.94% | 2.00% | 2.05% | 2.14% | 2.17% |
| Medusa | 2.03% | 2.14% | 2.16% | 2.16% | 2.16% |
| Menands | 1.76% | 2.00% | 2.04% | 2.45% | 2.73% |
| Middleburgh | 1.72% | 1.99% | 2.14% | 2.20% | 2.20% |
| Newtonville | 1.96% | 1.98% | 2.01% | 2.03% | 2.04% |
| Niskayuna | 2.14% | 2.14% | 2.62% | 2.75% | 2.76% |
| Oak Hill | 1.49% | 1.62% | 1.62% | 1.64% | 2.15% |
| Preston Hollow | 1.62% | 2.02% | 2.15% | 2.20% | 2.21% |
| Ravena | 1.35% | 1.78% | 1.99% | 2.13% | 2.39% |
| Rensselaerville | 1.84% | 2.13% | 2.14% | 2.20% | 2.24% |
| Schenectady | 2.09% | 2.18% | 2.27% | 2.32% | 2.38% |
| Selkirk | 1.59% | 1.95% | 2.14% | 2.18% | 2.37% |
| Slingerlands | 0.75% | 1.97% | 2.24% | 2.35% | 2.36% |
| South Bethlehem | 1.55% | 1.83% | 1.94% | 2.12% | 2.12% |
| Troy | 2.69% | 2.73% | 2.73% | 2.73% | 2.73% |
| Voorheesville | 1.61% | 1.86% | 2.05% | 2.07% | 2.22% |
| Watervliet | 1.90% | 2.00% | 2.17% | 2.36% | 2.51% |
| Westerlo | 1.30% | 1.63% | 1.82% | 1.97% | 2.05% |
| Dormansville | N/A | N/A | N/A | N/A | N/A |
| Green Island | N/A | N/A | N/A | N/A | N/A |
| Knox | N/A | N/A | N/A | N/A | N/A |
| Schoharie | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Albany County, New York
When examining property taxes in Albany County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Albany County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Albany County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Albany County.
For example, the median tax bill in Albany County is $5,454, compared with the national median property tax bill of $2,400. Tax bills range significantly across the county, with the 25th percentile at $4,022 and the 75th percentile at $7,452. Slingerlands has the highest median home price at $457,746, while Coeymans has the lowest median tax bill at $3,435.
Property Tax Assessment Values Across Albany County, New York
Source: Ownwell
$130,000
$293,873
$457,746
Median Albany County Market Value
$253,659
Median New York Market Value
$312,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Albany County, New York
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Albany | $134,854 | $186,000 | $238,542 | $302,083 | $392,000 |
| Alcove | $127,778 | $197,840 | $293,827 | $337,963 | $435,186 |
| Altamont | $189,069 | $235,366 | $307,108 | $415,854 | $551,220 |
| Berne | $100,482 | $165,149 | $231,928 | $325,060 | $395,284 |
| Clarksville | $129,260 | $178,600 | $226,900 | $285,900 | $334,449 |
| Coeymans | $115,555 | $143,210 | $175,926 | $220,370 | $302,469 |
| Coeymans Hollow | $130,938 | $184,568 | $244,444 | $324,074 | $379,012 |
| Cohoes | $155,202 | $187,607 | $225,981 | $290,566 | $479,167 |
| Colonie | $147,959 | $163,229 | $184,375 | $216,615 | $237,687 |
| Delanson | $151,053 | $212,237 | $289,474 | $353,221 | $434,211 |
| Delmar | $236,602 | $282,183 | $345,070 | $436,620 | $542,254 |
| East Berne | $36,049 | $139,759 | $224,096 | $316,867 | $402,632 |
| Feura Bush | $167,270 | $219,441 | $278,657 | $373,640 | $497,820 |
| Glenmont | $234,029 | $295,775 | $381,549 | $472,113 | $583,099 |
| Greenville | $137,100 | $177,400 | $226,500 | $290,300 | $362,295 |
| Guilderland | $193,902 | $241,463 | $317,073 | $396,646 | $462,195 |
| Guilderland Center | $196,585 | $215,549 | $245,732 | $297,256 | $348,927 |
| Hannacroix | $124,074 | $158,950 | $219,136 | $304,012 | $360,462 |
| Latham | $187,500 | $217,708 | $258,333 | $329,167 | $468,458 |
| Loudonville | $199,083 | $218,750 | $259,584 | $323,438 | $422,855 |
| Medusa | $101,547 | $164,961 | $222,090 | $297,548 | $402,095 |
| Menands | $112,600 | $150,000 | $183,333 | $206,000 | $224,400 |
| Middleburgh | $83,027 | $154,725 | $216,867 | $298,795 | $360,434 |
| Newtonville | $235,625 | $264,583 | $292,708 | $332,552 | $404,000 |
| Niskayuna | $275,000 | $326,250 | $350,000 | $408,333 | $434,792 |
| Oak Hill | $154,011 | $235,658 | $310,878 | $388,479 | $494,406 |
| Preston Hollow | $70,459 | $125,684 | $182,100 | $271,721 | $352,999 |
| Ravena | $143,457 | $176,543 | $213,580 | $264,198 | $325,679 |
| Rensselaerville | $95,215 | $150,202 | $219,234 | $318,972 | $420,757 |
| Schenectady | $170,833 | $228,049 | $293,902 | $402,083 | $519,512 |
| Selkirk | $151,779 | $208,451 | $277,887 | $363,380 | $480,282 |
| Slingerlands | $240,244 | $306,099 | $457,746 | $549,296 | $678,861 |
| South Bethlehem | $176,540 | $205,634 | $226,056 | $250,282 | $292,845 |
| Troy | $121,690 | $140,704 | $155,493 | $173,944 | $232,535 |
| Voorheesville | $196,471 | $254,900 | $306,000 | $388,225 | $589,086 |
| Watervliet | $139,501 | $170,317 | $198,805 | $253,484 | $502,083 |
| Westerlo | $104,800 | $161,300 | $209,700 | $274,200 | $350,800 |
| Dormansville | N/A | N/A | N/A | N/A | N/A |
| Green Island | N/A | N/A | N/A | N/A | N/A |
| Knox | N/A | N/A | N/A | N/A | N/A |
| Schoharie | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Albany County, New York
Property tax bills in Albany County are based on a home’s assessed value, not its market price alone. Local taxing authorities apply tax rates to that assessed value to determine the final bill, so two homes with similar market values can still owe different amounts if their assessments or local rates differ. Factors such as location, property characteristics, and how the home is classified can all influence the amount a homeowner pays.
For many homeowners, the result is a bill that can vary widely across the county. The 25th percentile tax bill is $4,022, while the 75th percentile is $7,452 and the 90th percentile reaches $10,379. The highest median tax bill is $9,375 in Slingerlands, while the lowest median tax bill is $3,435 in Coeymans. With a median home price of $253,659, these bills can represent a significant ongoing cost for homeowners.
Median Albany County Tax Bill
$5,454
Median New York Tax Bill
$5,420
Median United States Tax Bill
$2,400
Property Tax Bills Across Albany County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Albany | $2,729 | $3,912 | $5,353 | $7,016 | $9,003 |
| Alcove | $2,565 | $3,434 | $5,274 | $6,407 | $8,835 |
| Altamont | $3,485 | $4,685 | $6,353 | $8,709 | $11,704 |
| Berne | $1,473 | $2,748 | $3,903 | $5,395 | $6,662 |
| Clarksville | $2,269 | $3,398 | $4,779 | $6,149 | $7,517 |
| Coeymans | $1,750 | $2,650 | $3,435 | $4,439 | $6,187 |
| Coeymans Hollow | $2,038 | $3,335 | $4,762 | $6,283 | $7,816 |
| Cohoes | $2,579 | $3,409 | $4,187 | $5,458 | $9,585 |
| Colonie | $3,100 | $3,475 | $3,976 | $4,501 | $5,141 |
| Delanson | $1,671 | $3,073 | $4,180 | $5,576 | $6,950 |
| Delmar | $4,643 | $6,068 | $7,694 | $9,911 | $12,571 |
| East Berne | $650 | $2,010 | $3,705 | $5,378 | $6,836 |
| Feura Bush | $2,785 | $4,146 | $5,564 | $7,612 | $10,385 |
| Glenmont | $4,846 | $6,250 | $8,368 | $10,875 | $13,675 |
| Greenville | $2,651 | $3,645 | $4,560 | $5,712 | $7,289 |
| Guilderland | $4,614 | $5,756 | $7,367 | $9,206 | $10,703 |
| Guilderland Center | $4,798 | $5,154 | $5,756 | $6,946 | $8,208 |
| Hannacroix | $2,594 | $3,070 | $4,530 | $5,618 | $7,174 |
| Latham | $3,810 | $4,397 | $5,175 | $6,484 | $8,986 |
| Loudonville | $4,183 | $4,595 | $5,356 | $6,430 | $8,096 |
| Medusa | $1,960 | $3,450 | $4,788 | $6,420 | $8,562 |
| Menands | $1,906 | $3,006 | $3,755 | $4,760 | $5,385 |
| Middleburgh | $1,827 | $3,164 | $4,111 | $5,940 | $7,410 |
| Newtonville | $4,734 | $5,292 | $5,849 | $6,646 | $7,998 |
| Niskayuna | $6,384 | $7,150 | $8,294 | $11,183 | $11,832 |
| Oak Hill | $2,501 | $3,826 | $5,181 | $6,802 | $8,020 |
| Preston Hollow | $1,377 | $2,355 | $3,668 | $5,628 | $7,322 |
| Ravena | $2,234 | $3,297 | $4,282 | $5,431 | $6,738 |
| Rensselaerville | $1,859 | $3,220 | $4,666 | $6,711 | $8,647 |
| Schenectady | $3,865 | $5,088 | $6,623 | $9,123 | $11,604 |
| Selkirk | $2,653 | $4,041 | $5,524 | $7,833 | $10,656 |
| Slingerlands | $3,070 | $5,403 | $9,375 | $12,257 | $15,071 |
| South Bethlehem | $3,390 | $3,904 | $4,327 | $4,918 | $5,665 |
| Troy | $3,291 | $3,825 | $4,247 | $4,728 | $6,349 |
| Voorheesville | $3,289 | $4,739 | $6,082 | $7,911 | $12,227 |
| Watervliet | $2,770 | $3,738 | $4,538 | $5,640 | $9,972 |
| Westerlo | $1,447 | $2,544 | $3,674 | $4,970 | $6,430 |
| Dormansville | N/A | N/A | N/A | N/A | N/A |
| Green Island | N/A | N/A | N/A | N/A | N/A |
| Knox | N/A | N/A | N/A | N/A | N/A |
| Schoharie | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Albany Assessment Review Commission | |
| Website | albany.sdgnys.com |
Frequently Asked Property Tax Questions in Albany County, New York
How are property taxes calculated in Albany County, New York?
How do I appeal my property taxes in Albany County, New York?
What property tax exemptions are available in Albany County, New York?
When are property taxes due in Albany County, New York?
How can Ownwell help reduce my property taxes in Albany County, New York?
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