Chemung County, New York Property Taxes
Property Taxes in Chemung County, New York
Median Chemung County effective property tax rate: 2.57%, significantly higher than the national median of 1.02%.
Median Chemung County home value: $119,700
Median annual Chemung County tax bill: $3,358, $958 higher than the national median property tax bill of $2,400.
How are property taxes in Chemung County calculated?
Property taxes in Chemung County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why are property taxes in Chemung County higher than the national median? Chemung County’s effective property tax rate is 2.57%, compared with the national median of 1.02%, and the median annual tax bill is $3,358. That means homeowners here typically pay more than the national average, even though the median home value is $119,700.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Chemung or another part of Chemung County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Chemung County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.57%
Estimate Property Tax Bill
$3,076
$2,855
How Does the Chemung County Property Tax Calculator Work?
Use this Chemung County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Chemung County's median effective tax rate of 2.57% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is often lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Chemung County's median property tax rate is higher than New York's 1.90% and well above the national median property tax rate of 1.02%. The county's median property tax bill is $3,358, compared with the $2,400 national median property tax bill.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Chemung County.
Property Tax Rates Across Chemung County, New York
What Are Effective Property Tax Rates Across Chemung County?
Local government entities set tax rates, which vary widely across Chemung County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Chemung County's effective property tax rate to other counties in New York or the U.S. median of 1.02%.
Chemung County's median effective rate stands at 2.57%, which is higher than the national median of 1.02%. Within Chemung County, the highest rate is found in Elmira at 3.02%, while Cayuta has the lowest at 1.78%.
These variations reflect differences in local school district levies, special district levies assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chemung County Tax Rate
2.57%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Chemung County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alpine | 1.52% | 1.60% | 1.82% | 2.12% | 2.41% |
| Beaver Dams | 1.59% | 2.34% | 2.76% | 3.08% | 3.21% |
| Big Flats | 2.09% | 2.44% | 2.72% | 2.72% | 2.81% |
| Breesport | 1.53% | 1.89% | 2.17% | 2.44% | 2.65% |
| Cayuta | 1.21% | 1.49% | 1.78% | 2.07% | 2.38% |
| Chemung | 1.20% | 1.67% | 1.94% | 2.04% | 2.95% |
| Corning | 2.15% | 2.37% | 2.82% | 3.28% | 3.29% |
| Elmira | 1.91% | 2.40% | 3.02% | 4.34% | 4.97% |
| Erin | 1.65% | 2.13% | 2.41% | 2.67% | 2.70% |
| Horseheads | 1.78% | 2.14% | 2.38% | 2.72% | 2.84% |
| Lockwood | 1.67% | 1.91% | 2.16% | 2.53% | 2.88% |
| Lowman | 1.39% | 1.95% | 2.32% | 2.59% | 2.59% |
| Millport | 1.58% | 1.86% | 2.38% | 2.55% | 4.09% |
| Pine City | 1.50% | 1.93% | 2.19% | 2.36% | 2.40% |
| Pine Valley | 1.28% | 1.93% | 2.32% | 2.53% | 3.23% |
| Van Etten | 1.80% | 2.28% | 2.67% | 2.81% | 3.74% |
| Waverly | 1.24% | 1.70% | 1.89% | 2.04% | 2.56% |
| Wellsburg | 1.48% | 1.96% | 2.35% | 2.56% | 2.87% |
| Elmira Heights | N/A | N/A | N/A | N/A | N/A |
| Newfield | N/A | N/A | N/A | N/A | N/A |
| Spencer | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Chemung County, New York
When examining property taxes in Chemung County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chemung County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Chemung County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Chemung County.
For example, the median tax bill in Chemung County is $3,358, with tax bills ranging significantly across the county. Big Flats has the highest median home price at $189,600.
Property Tax Assessment Values Across Chemung County, New York
Source: Ownwell
$75,100
$132,350
$189,600
Median Chemung County Market Value
$119,700
Median New York Market Value
$312,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Chemung County, New York
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alpine | $83,560 | $109,500 | $173,000 | $321,600 | $464,060 |
| Beaver Dams | $28,000 | $85,225 | $108,150 | $177,425 | $266,860 |
| Big Flats | $74,580 | $122,000 | $189,600 | $249,400 | $297,160 |
| Breesport | $77,560 | $110,950 | $155,700 | $203,800 | $284,420 |
| Cayuta | $56,200 | $113,100 | $158,800 | $231,750 | $296,600 |
| Chemung | $47,560 | $81,300 | $118,800 | $168,800 | $244,000 |
| Corning | $79,300 | $126,600 | $171,300 | $235,000 | $303,220 |
| Elmira | $52,500 | $68,900 | $90,200 | $132,500 | $201,500 |
| Erin | $55,920 | $94,950 | $144,850 | $198,300 | $268,620 |
| Horseheads | $91,810 | $129,600 | $173,100 | $235,425 | $343,990 |
| Lockwood | $48,600 | $74,400 | $125,000 | $175,000 | $273,200 |
| Lowman | $47,500 | $82,600 | $128,750 | $181,225 | $250,540 |
| Millport | $44,990 | $78,450 | $124,100 | $182,100 | $255,190 |
| Pine City | $85,900 | $124,400 | $169,150 | $223,100 | $288,880 |
| Pine Valley | $37,100 | $89,550 | $127,000 | $181,800 | $270,100 |
| Van Etten | $43,890 | $82,050 | $120,400 | $168,600 | $218,880 |
| Waverly | $59,400 | $108,475 | $149,450 | $212,050 | $321,300 |
| Wellsburg | $64,200 | $99,100 | $133,900 | $178,900 | $214,800 |
| Elmira Heights | N/A | N/A | N/A | N/A | N/A |
| Newfield | N/A | N/A | N/A | N/A | N/A |
| Spencer | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Chemung County, New York
Property tax bills in Chemung County are based on the assessed value of a home, which is then multiplied by the local tax rate. That means the market value of a property, local budgets, and school district levies all play a role in what a homeowner ultimately owes. A higher assessed value usually leads to a higher tax bill, while a lower assessment can reduce it.
For homeowners, these taxes can have a meaningful impact on monthly housing costs and long-term affordability. In Chemung County, the median home price is $119,700, and tax bills vary widely across the county. The 25th percentile tax bill is $2,333, the 75th percentile is $4,635, and the 90th percentile reaches $6,639. The lowest median tax bill is $2,255 in Chemung, while the highest median tax bill is $4,952 in Big Flats.
Median Chemung County Tax Bill
$3,358
Median New York Tax Bill
$5,420
Median United States Tax Bill
$2,400
Property Tax Bills Across Chemung County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alpine | $1,516 | $2,343 | $2,980 | $6,092 | $9,193 |
| Beaver Dams | $518 | $1,850 | $2,925 | $4,546 | $6,935 |
| Big Flats | $1,577 | $2,984 | $4,952 | $6,574 | $8,134 |
| Breesport | $1,432 | $2,303 | $3,310 | $4,768 | $7,131 |
| Cayuta | $930 | $1,701 | $2,718 | $4,347 | $5,759 |
| Chemung | $850 | $1,416 | $2,255 | $3,281 | $4,915 |
| Corning | $1,706 | $3,212 | $4,541 | $6,336 | $8,722 |
| Elmira | $1,540 | $2,230 | $3,119 | $4,089 | $5,551 |
| Erin | $1,171 | $2,126 | $3,409 | $4,938 | $6,769 |
| Horseheads | $2,018 | $2,956 | $4,150 | $5,798 | $8,687 |
| Lockwood | $883 | $1,594 | $2,842 | $4,193 | $5,852 |
| Lowman | $840 | $1,639 | $2,764 | $4,059 | $5,810 |
| Millport | $1,002 | $1,854 | $2,825 | $4,173 | $5,990 |
| Pine City | $1,571 | $2,418 | $3,572 | $4,884 | $6,432 |
| Pine Valley | $600 | $1,865 | $2,870 | $4,123 | $6,800 |
| Van Etten | $1,115 | $1,895 | $3,065 | $4,286 | $5,533 |
| Waverly | $891 | $1,773 | $2,852 | $4,233 | $6,285 |
| Wellsburg | $1,298 | $2,108 | $3,110 | $4,147 | $5,093 |
| Elmira Heights | N/A | N/A | N/A | N/A | N/A |
| Newfield | N/A | N/A | N/A | N/A | N/A |
| Spencer | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Chemung Assessment Review Commission | |
| Website | www.arcgis.com |