Cortland County, New York Property Taxes
Property Taxes in Cortland County, New York
Median Cortland County effective property tax rate: 1.45%, significantly higher than the national median of 1.02%.
Median Cortland County home value: $151,639
Median annual Cortland County tax bill: $2,581, higher than the national median property tax bill of $2,400.
How are property taxes in Cortland County calculated?
Property taxes in Cortland County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Cortland or another part of Cortland County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cortland County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.45%
Estimate Property Tax Bill
$2,199
$2,040
How Does the Cortland County Property Tax Calculator Work?
Use this Cortland County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cortland County's median effective tax rate of 1.45% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessor assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Cortland County's median tax rate is higher than the national median property tax rate of 1.02% and below New York's state median tax rate of 1.90%. The median property tax bill is $2,581, compared with the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Cortland County.
Property Tax Rates Across Cortland County, New York
What Are Effective Property Tax Rates Across Cortland County?
Local government entities set tax rates, which vary widely across Cortland County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Cortland County's effective property tax rate to other counties in New York or the U.S. median of 1.02%.
Cortland County's median effective rate stands at 1.45%, which is higher than the national median of 1.02%. Within Cortland County, the highest rate is found in Cortland at 1.93%, while Homer has the lowest at 1.26%.
These variations reflect differences in local school district levies, special district levies assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cortland County Tax Rate
1.45%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cortland County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cincinnatus | 1.28% | 1.41% | 1.48% | 1.72% | 2.80% |
| Cortland | 1.30% | 1.43% | 1.93% | 2.35% | 2.42% |
| De Ruyter | 1.37% | 1.54% | 1.54% | 1.54% | 1.72% |
| Dryden | 1.28% | 1.32% | 1.32% | 1.55% | 1.55% |
| Harford | 1.44% | 1.55% | 1.55% | 1.55% | 2.74% |
| Homer | 1.14% | 1.14% | 1.26% | 1.33% | 1.35% |
| Little York | 1.26% | 1.26% | 1.33% | 1.33% | 1.38% |
| Marathon | 1.22% | 1.26% | 1.44% | 1.52% | 1.72% |
| Mc Graw | 1.26% | 1.27% | 1.43% | 1.43% | 1.72% |
| Preble | 0.99% | 1.32% | 1.32% | 1.32% | 1.38% |
| Richford | 1.50% | 1.55% | 1.55% | 1.55% | 1.55% |
| Truxton | 1.25% | 1.49% | 1.49% | 1.54% | 2.62% |
| Tully | 1.24% | 1.32% | 1.32% | 1.32% | 1.49% |
| Willet | 1.50% | 1.55% | 1.55% | 1.55% | 3.01% |
| Blodgett Mills | N/A | N/A | N/A | N/A | N/A |
| Cuyler | N/A | N/A | N/A | N/A | N/A |
| Pitcher | N/A | N/A | N/A | N/A | N/A |
| Smithville Flats | N/A | N/A | N/A | N/A | N/A |
| Whitney Point | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Cortland County, New York
When examining property taxes in Cortland County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cortland County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cortland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cortland County.
For example, the median tax bill in Cortland County is $2,581, with tax bills ranging significantly across the county. Tully has the highest median home price at $229,230.
Property Tax Assessment Values Across Cortland County, New York
Source: Ownwell
$96,984
$163,107
$229,230
Median Cortland County Market Value
$151,639
Median New York Market Value
$312,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cortland County, New York
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cincinnatus | $39,755 | $69,136 | $114,847 | $171,605 | $258,182 |
| Cortland | $100,000 | $125,000 | $155,385 | $214,000 | $300,769 |
| De Ruyter | $43,971 | $74,544 | $117,500 | $174,297 | $241,074 |
| Dryden | $81,095 | $133,264 | $197,308 | $257,357 | $309,104 |
| Harford | $24,118 | $53,176 | $97,059 | $134,118 | $194,118 |
| Homer | $93,478 | $130,435 | $169,420 | $222,301 | $297,101 |
| Little York | $113,478 | $149,682 | $191,594 | $246,258 | $353,831 |
| Marathon | $56,423 | $97,647 | $131,972 | $190,704 | $276,676 |
| Mc Graw | $65,692 | $97,154 | $130,769 | $181,070 | $246,154 |
| Preble | $73,672 | $136,885 | $175,902 | $236,705 | $353,180 |
| Richford | $64,647 | $93,971 | $130,588 | $176,471 | $274,706 |
| Truxton | $39,692 | $71,765 | $126,885 | $186,885 | $280,707 |
| Tully | $113,640 | $161,557 | $229,230 | $330,861 | $437,279 |
| Willet | $41,349 | $61,746 | $96,984 | $135,714 | $189,604 |
| Blodgett Mills | N/A | N/A | N/A | N/A | N/A |
| Cuyler | N/A | N/A | N/A | N/A | N/A |
| Pitcher | N/A | N/A | N/A | N/A | N/A |
| Smithville Flats | N/A | N/A | N/A | N/A | N/A |
| Whitney Point | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Cortland County, New York
Property tax bills in Cortland County are based on a home’s assessed value and the local tax rate set by taxing authorities. When a property’s assessed value rises, the tax bill can increase unless the rate changes or exemptions reduce the amount owed. Homeowners in the county should also expect differences from one town to another, since local budgets and levies affect the final bill.
With a median home price of $151,639, the county’s tax burden can vary widely. The 25th percentile tax bill is $1,717, while the 75th percentile reaches $3,580 and the 90th percentile climbs to $4,650. Tully has the highest median tax bill at $3,167, while Harford has the lowest at $1,535. Compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400, many homeowners in Cortland County may pay more or less depending on location and assessment.
Median Cortland County Tax Bill
$2,581
Median New York Tax Bill
$5,420
Median United States Tax Bill
$2,400
Property Tax Bills Across Cortland County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cincinnatus | $656 | $1,134 | $1,780 | $2,702 | $3,993 |
| Cortland | $1,582 | $2,329 | $3,157 | $3,960 | $5,036 |
| De Ruyter | $705 | $1,210 | $1,802 | $2,749 | $3,731 |
| Dryden | $1,066 | $1,855 | $2,739 | $3,443 | $4,462 |
| Harford | $479 | $972 | $1,535 | $2,182 | $2,965 |
| Homer | $1,122 | $1,557 | $2,099 | $2,896 | $4,008 |
| Little York | $1,445 | $1,982 | $2,490 | $3,380 | $5,027 |
| Marathon | $893 | $1,442 | $2,002 | $2,847 | $3,920 |
| Mc Graw | $935 | $1,305 | $1,848 | $2,720 | $3,696 |
| Preble | $930 | $1,793 | $2,329 | $3,132 | $4,447 |
| Richford | $1,095 | $1,452 | $2,055 | $2,837 | $4,179 |
| Truxton | $609 | $1,182 | $1,974 | $2,861 | $4,280 |
| Tully | $1,630 | $2,221 | $3,167 | $4,379 | $5,739 |
| Willet | $688 | $1,010 | $1,640 | $2,328 | $3,269 |
| Blodgett Mills | N/A | N/A | N/A | N/A | N/A |
| Cuyler | N/A | N/A | N/A | N/A | N/A |
| Pitcher | N/A | N/A | N/A | N/A | N/A |
| Smithville Flats | N/A | N/A | N/A | N/A | N/A |
| Whitney Point | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Cortland Assessment Review Commission | |
| Website | beacon.schneidercorp.com |