Property Taxes in Clayton, New York
Median Clayton, New York effective property tax rate: 1.46%, significantly higher than the national median of 1.02%, and lower than the New York state median of 1.90%.
Median Clayton, New York home value: $244,792
Median annual Clayton, New York tax bill: $3,939, $1,539 higher than the national median property tax bill of $2,400.
How are property taxes in Jefferson calculated?
Property taxes in Clayton, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Clayton's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Clayton, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Clayton Property Tax Calculator Work?
Use this Clayton property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Clayton's median effective tax rate of 1.46% — based on actual property records in Jefferson County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Clayton's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Clayton's median effective tax rate is lower than New York's 1.90% state median tax rate, but the median property tax bill is $3,939, which is $1,539 higher than the state median bill. Your bill may vary by ZIP code within Clayton, with 13624 showing the highest and lowest median property tax bill at $3,939.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Clayton.
About Clayton Property Taxes
About Property Taxes in Clayton, Jefferson, New York
Clayton’s median effective property tax rate of 1.46% is lower than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Jefferson County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Clayton. Homeowners in the 13624 ZIP code carry a median effective rate of 1.46%, while those in the lowest ZIP also pay 1.46%. This spread reflects how school district boundaries and local assessment districts are drawn across Jefferson County. Understanding which part of Clayton you live in can make a meaningful difference to your annual tax bill.
Clayton homeowners who believe their assessed value is too high can file a formal appeal with the local Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Clayton, Jefferson County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Clayton's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clayton Tax Rate
1.46%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Jefferson County Tax Rate
1.66%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Clayton, Jefferson County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13624 | 1.26% | 1.40% | 1.46% | 1.91% | 1.99% |
Source: Ownwell
Property Tax Assessment Values Across Clayton, Jefferson County, New York
When examining property taxes in Clayton, New York, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jefferson County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Jefferson County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Clayton.
For example, the median home price in Clayton is $244,792, with tax bills ranging significantly across the county. ZIP code 13624 has the highest median home price at $244,792.
Property Tax Assessment Values Across Clayton, Jefferson County, New York
Source: Ownwell
$36,585
$315,168
$593,750
Median Clayton Market Value
$244,792
Median Jefferson County Market Value
$160,549
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Clayton, Jefferson County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13624 | $89,041 | $164,583 | $244,792 | $380,208 | $575,342 |
Source: Ownwell
Property Tax Bills Across Clayton, Jefferson County, New York
Property tax bills in Clayton are based on the assessed value of a home and the local tax rate set for Jefferson County and other taxing authorities. When a property’s assessed value rises, the tax bill can increase, even if the homeowner has not made changes to the home. Local budgets, school funding, and municipal services all play a role in determining the final amount.
With a median home price of $244,792, homeowners in Clayton should expect property taxes to reflect how their home is valued relative to similar properties. The 25th percentile tax bill is $2,341, while the 75th percentile reaches $6,013 and the 90th percentile climbs to $9,133. The median tax bill in the area is $3,939, which is above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
For homeowners, this means property taxes can be a significant part of annual housing costs and may affect affordability over time.
Median Clayton Tax Bill
$3,939
Median Jefferson County Tax Bill
$2,930
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Clayton, Jefferson County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13624 | $1,297 | $2,341 | $3,939 | $6,013 | $9,133 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Jefferson Assessment Review Commission | |
| Website | jefferson.sdgnys.com |