Sackets Harbor, Jefferson County, New York Property Taxes

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Property Taxes in Sackets Harbor, New York

Median Sackets Harbor, New York effective property tax rate: 1.77%, significantly higher than the national median of 1.02%, and lower than the New York state median of 1.90%.
Median Sackets Harbor, New York home value: $224,725
Median annual Sackets Harbor, New York tax bill: $4,055, $1,655 higher than the national median property tax bill of $2,400.

How are property taxes in Jefferson calculated?

Property taxes in Sackets Harbor, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Sackets Harbor's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Sackets Harbor, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Sackets Harbor, Jefferson County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.77%

Estimate Property Tax Bill

$3,978

$3,691

How Does the Sackets Harbor Property Tax Calculator Work?

Use this Sackets Harbor property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Sackets Harbor's median effective tax rate of 1.77% — based on actual property records in Jefferson County — to generate your estimate.

Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Sackets Harbor's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Sackets Harbor: rates range from 1.77% in 13685 to 1.77% in 13685, primarily due to differences in school district levies and local assessment districts. Sackets Harbor's median property tax bill of $4,055 is higher than the New York median of 1.90% and the national median property tax bill of $2,400, with a $1,655 difference from the state tax bill.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Sackets Harbor.

About Sackets Harbor Property Taxes

About Property Taxes in Sackets Harbor, Jefferson, New York

Sackets Harbor’s median effective property tax rate of 1.77% is lower than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Jefferson County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.

Property tax rates are not uniform across Sackets Harbor. Homeowners in ZIP code 13685 carry a median effective rate of 1.77%, while those in the same ZIP code also pay 1.77%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Jefferson County. Understanding which part of Sackets Harbor you live in can make a meaningful difference to your annual tax bill.

Sackets Harbor homeowners who believe their assessed value is too high can file a formal appeal with the local Assessment Review Commission before the May 26, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Sackets Harbor, Jefferson County, New York

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Sackets Harbor's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.

Property Tax Rates Across Sackets Harbor, Jefferson County, New York

Source: Ownwell

1.05%

1.72%

2.39%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Sackets Harbor Tax Rate

1.77%

Median Effective Jefferson County Tax Rate

1.66%

Median Effective New York Tax Rate

1.90%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Sackets Harbor, Jefferson County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
13685	1.51%	1.66%	1.77%	1.88%	2.10%

Source: Ownwell

Property Tax Assessment Values Across Sackets Harbor, Jefferson County, New York

When examining property taxes in Sackets Harbor, New York, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jefferson County assessment office estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Jefferson County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Sackets Harbor.

For example, the median home price in Sackets Harbor is $224,725, with tax bills ranging significantly across the county. 13685 has the highest median home price at $224,725.

Property Tax Assessment Values Across Sackets Harbor, Jefferson County, New York

Source: Ownwell

$36,585

$315,168

$593,750

Median Sackets Harbor Market Value

$224,725

Median Jefferson County Market Value

$160,549

Median New York Market Value

$312,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Sackets Harbor, Jefferson County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
13685	$79,088	$163,791	$224,725	$318,214	$419,627

Source: Ownwell

Property Tax Bills Across Sackets Harbor, Jefferson County, New York

Property tax bills in Sackets Harbor are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. Local taxing authorities use that assessment to determine how much each homeowner owes, so a higher assessed value generally leads to a larger bill. Factors such as location, property characteristics, and local budgets all influence the final amount.

For a home with a median market value of $224,725, the property tax bill can vary widely. The 25th percentile bill is $2,810, while the 75th percentile reaches $5,656. At the 90th percentile, homeowners pay $7,661, showing how quickly taxes can rise for higher-valued or more heavily taxed properties.

For homeowners, this means property taxes can have a major impact on annual housing costs. In Jefferson County, understanding how your assessment affects your bill is essential, especially when local tax burdens differ from home to home.

Property Tax Bills Across Sackets Harbor, Jefferson County, New York

Source: Ownwell

$519

$4,655

$8,791

Median Sackets Harbor Tax Bill

$4,055

Median Jefferson County Tax Bill

$2,930

Median New York Tax Bill

$5,420

Median United States Tax Bill

$2,400

Property Tax Bills Across Sackets Harbor, Jefferson County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
13685	$1,380	$2,810	$4,055	$5,656	$7,661

Source: Ownwell

Don't miss the deadline to file a grievance!

Dates
Appeal Deadline	May 26

Links
Jefferson Assessment Review Commission
Website	jefferson.sdgnys.com

Frequently Asked Property Tax Questions in Sackets Harbor, New York

How are property taxes calculated in Sackets Harbor, New York?

Property taxes in Sackets Harbor, New York are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Sackets Harbor, New York?

To appeal your property taxes in Sackets Harbor, New York, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Sackets Harbor, New York?

Common property tax exemptions in Sackets Harbor, New York include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Sackets Harbor, New York?

Property tax deadlines in Sackets Harbor, New York vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Sackets Harbor, New York?

Ownwell provides professional property tax appeal services in Sackets Harbor, New York. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.