Property Taxes in Three Mile Bay, New York
Median Three Mile Bay, New York effective property tax rate: 2.12%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Three Mile Bay, New York home value: $165,658
Median annual Three Mile Bay, New York tax bill: $3,493, higher than the national median property tax bill of $2,400.
How are property taxes in Jefferson County calculated?
Property taxes in Three Mile Bay, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Three Mile Bay's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Three Mile Bay, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Three Mile Bay Property Tax Calculator Work?
Use this Three Mile Bay property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Three Mile Bay's median effective tax rate of 2.12% — based on actual property records in Jefferson County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Three Mile Bay's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Three Mile Bay: rates range from 2.12% in 13693 to 2.12% in 13693, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Three Mile Bay.
About Three Mile Bay Property Taxes
About Property Taxes in Three Mile Bay, Jefferson, New York
Three Mile Bay’s median effective property tax rate of 2.12% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Jefferson County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Three Mile Bay. Homeowners in ZIP code 13693 carry a median effective rate of 2.12%, while those in the same ZIP code also pay 2.12%. This reflects how school district boundaries and local assessment districts are drawn across Jefferson County. Understanding where you live in Three Mile Bay can make a meaningful difference to your annual tax bill.
Three Mile Bay homeowners who believe their assessed value is too high can file a formal appeal with the local Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Three Mile Bay, Jefferson County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Three Mile Bay's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Three Mile Bay Tax Rate
2.12%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Jefferson County Tax Rate
1.66%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Three Mile Bay, Jefferson County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13693 | 2.00% | 2.12% | 2.12% | 2.12% | 2.19% |
Source: Ownwell
Property Tax Assessment Values Across Three Mile Bay, Jefferson County, New York
When examining property taxes in Three Mile Bay, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jefferson County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Jefferson County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Three Mile Bay.
For example, the median home price in Three Mile Bay is $165,658, with tax bills ranging significantly across the county. 13693 has the highest median home price at $165,658.
Property Tax Assessment Values Across Three Mile Bay, Jefferson County, New York
Source: Ownwell
$36,585
$315,168
$593,750
Median Three Mile Bay Market Value
$165,658
Median Jefferson County Market Value
$160,549
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Three Mile Bay, Jefferson County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13693 | $35,132 | $101,118 | $165,658 | $231,513 | $331,447 |
Source: Ownwell
Property Tax Bills Across Three Mile Bay, Jefferson County, New York
Property tax bills in Three Mile Bay are based on the assessed value of a home and the local tax rate set for Jefferson County. When a property is assessed at a higher value, the tax bill generally rises, while a lower assessed value can reduce what a homeowner owes. Local budgets, school funding, and other municipal needs all play a role in determining the final bill.
For a home with a median value of $165,658, the tax burden can be significant. The median property tax bill in the area is $3,493, which is above the national median property tax bill of $2,400 and above the national median property tax rate of 1.02%. Bills also vary widely across homeowners, with the 25th percentile at $2,127 and the 75th percentile at $4,957, showing how differences in assessed value and local taxing decisions can affect what each homeowner pays.
Median Three Mile Bay Tax Bill
$3,493
Median Jefferson County Tax Bill
$2,930
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Three Mile Bay, Jefferson County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13693 | $792 | $2,127 | $3,493 | $4,957 | $7,143 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Jefferson Assessment Review Commission | |
| Website | jefferson.sdgnys.com |