Fonda, Montgomery County, New York Property Taxes
Property Taxes in Fonda, New York
Median Fonda, New York effective property tax rate: 2.21%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Fonda, New York home value: $166,230
Median annual Fonda, New York tax bill: $3,665, $1,265 higher than the national median property tax bill of $2,400.
How are property taxes in Montgomery calculated?
Property taxes in Fonda, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Fonda's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fonda, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Fonda, Montgomery County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.21%
Estimate Property Tax Bill
$3,674
$3,409
How Does the Fonda Property Tax Calculator Work?
Use this Fonda property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Fonda's median effective tax rate of 2.21% — based on actual property records in Montgomery County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Fonda's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Fonda: rates range from 3665.00 in 12068 to 3665.00 in 12068, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Fonda.
About Fonda Property Taxes
About Property Taxes in Fonda, Montgomery, New York
Fonda’s median effective property tax rate of 2.21% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Montgomery County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Fonda. Homeowners in ZIP code 12068 carry a median effective rate of 2.21%, while those in the same ZIP also pay 2.21%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Montgomery County. Understanding which part of Fonda you live in can make a meaningful difference to your annual tax bill.
Fonda homeowners who believe their assessed value is too high can file a formal appeal with the Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Fonda, Montgomery County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Fonda’s effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Fonda Tax Rate
2.21%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montgomery County Tax Rate
2.17%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Fonda, Montgomery County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12068 | 1.96% | 2.09% | 2.21% | 2.21% | 2.22% |
Source: Ownwell
Property Tax Assessment Values Across Fonda, Montgomery County, New York
When examining property taxes in Fonda, New York, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montgomery County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Montgomery County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Fonda is $166,230, with tax bills ranging significantly across the county. 12068 has the highest median home price at $166,230.
Property Tax Assessment Values Across Fonda, Montgomery County, New York
Source: Ownwell
$70,370
$148,095
$225,820
Median Fonda Market Value
$166,230
Median Montgomery County Market Value
$135,185
Median New York Market Value
$312,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Fonda, Montgomery County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12068 | $65,705 | $109,672 | $166,230 | $233,934 | $311,475 |
Source: Ownwell
Property Tax Bills Across Fonda, Montgomery County, New York
Property tax bills in Fonda are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. Local taxing authorities use that assessment to determine how much each homeowner owes, and the bill can change when assessments or tax rates change.
With a median home price of $166,230, property taxes can make a meaningful difference in monthly housing costs. The 25th percentile tax bill is $2,477, while the 75th percentile tax bill is $5,067 and the 90th percentile reaches $6,635. That range shows how much tax bills can vary depending on a home’s value and assessment.
For homeowners, a higher assessed value usually means a higher tax bill, even if the property has not been sold. Because property taxes are a recurring expense, they can affect affordability and long-term ownership costs. In Montgomery County, understanding how your assessment is set is key to knowing whether your property tax bill is accurate.
Median Fonda Tax Bill
$3,665
Median Montgomery County Tax Bill
$2,969
Median New York Tax Bill
$5,420
Median United States Tax Bill
$2,400
Property Tax Bills Across Fonda, Montgomery County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12068 | $1,453 | $2,477 | $3,665 | $5,067 | $6,635 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Montgomery Assessment Review Commission | |
| Website | www.co.montgomery.ny.us |