Property Taxes in Youngstown, New York
Median Youngstown, New York effective property tax rate: 1.94%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Youngstown, New York home value: $269,600
Median annual Youngstown, New York tax bill: $5,154, higher than the national median property tax bill of $2,400.
How are property taxes in Niagara calculated?
Property taxes in Youngstown, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Youngstown's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Youngstown, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Youngstown Property Tax Calculator Work?
Use this Youngstown property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Youngstown's median effective tax rate of 1.94% — based on actual property records in Niagara County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Youngstown's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Youngstown's median effective tax rate is higher than the New York median tax rate of 1.90%, and the median property tax bill is $5,154, which is $2,754 higher than the state median bill. Your bill may vary by ZIP code within Youngstown, but the available ZIP code trend shows 14174 at $5,154.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Youngstown.
About Youngstown Property Taxes
About Property Taxes in Youngstown, Niagara, New York
Youngstown’s median effective property tax rate of 1.94% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Niagara County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Youngstown. Homeowners in the 14174 ZIP code carry a median effective rate of 1.94%, while those in the lowest ZIP code also pay 1.94%. This spread reflects how school district boundaries and local assessment districts are drawn across Niagara County. Understanding which part of Youngstown you live in can make a meaningful difference to your annual tax bill.
Youngstown homeowners who believe their assessed value is too high can file a formal appeal with the local Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Youngstown, Niagara County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Youngstown's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Youngstown Tax Rate
1.94%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Niagara County Tax Rate
2.13%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Youngstown, Niagara County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14174 | 1.80% | 1.85% | 1.94% | 2.08% | 2.16% |
Source: Ownwell
Property Tax Assessment Values Across Youngstown, Niagara County, New York
When examining property taxes in Youngstown, New York, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Niagara County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Niagara County, assessment notices are sent in May each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Youngstown.
For example, the median home price in Youngstown is $269,600, with tax bills ranging significantly across the county. 14174 has the highest median home price at $269,600.
Property Tax Assessment Values Across Youngstown, Niagara County, New York
Source: Ownwell
$77,400
$177,475
$277,550
Median Youngstown Market Value
$269,600
Median Niagara County Market Value
$190,700
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Youngstown, Niagara County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14174 | $158,500 | $193,600 | $269,600 | $371,300 | $523,300 |
Source: Ownwell
Property Tax Bills Across Youngstown, Niagara County, New York
Youngstown property tax bills are calculated by applying the local tax rate to a home’s assessed value, which is based on the property’s market value and the rules used by Niagara County and local taxing authorities. The assessed value is then multiplied by the combined tax rate to determine the annual bill, so even small changes in valuation can affect what a homeowner owes.
For a home with a median market value of $269,600, property taxes can vary widely depending on the assessment and local rates. In Youngstown, the median property tax bill is $5,154, which is well above the national median property tax bill of $2,400. Bills in the area also range from $3,791 at the 25th percentile to $7,128 at the 75th percentile, with the 90th percentile reaching $9,956.
This means homeowners may face a significant annual cost, and those with higher assessed values or less favorable assessments can see much larger tax bills.
Median Youngstown Tax Bill
$5,154
Median Niagara County Tax Bill
$3,879
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Youngstown, Niagara County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14174 | $3,003 | $3,791 | $5,154 | $7,128 | $9,956 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Niagara Assessment Review Commission | |
| Website | niagaracounty.prosgar.com |