Property Taxes in Memphis, New York
Median Memphis, New York effective property tax rate: 2.34%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Memphis, New York home value: $198,000
Median annual Memphis, New York tax bill: $4,534, higher than the national median property tax bill of $2,400.
How are property taxes in Onondaga calculated?
Property taxes in Memphis, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Memphis's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Memphis, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Memphis Property Tax Calculator Work?
Use this Memphis property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Memphis's median effective tax rate of 2.34% — based on actual property records in Onondaga County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Memphis's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Memphis: rates range from 2.34% in 13112 to 2.34% in 13112, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Memphis.
About Memphis Property Taxes
About Property Taxes in Memphis, Onondaga, New York
Memphis’s median effective property tax rate of 2.34% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Onondaga County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Memphis. Homeowners in the 13112 ZIP code carry a median effective rate of 2.34%, while those in the same ZIP code also pay 2.34%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Onondaga County. Understanding which part of Memphis you live in can make a meaningful difference to your annual tax bill.
Memphis homeowners who believe their assessed value is too high can file a formal appeal with the Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Memphis, Onondaga County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Memphis's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Memphis Tax Rate
2.34%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Onondaga County Tax Rate
2.59%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Memphis, Onondaga County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13112 | 0.55% | 2.29% | 2.34% | 2.70% | 3.55% |
Source: Ownwell
Property Tax Assessment Values Across Memphis, Onondaga County, New York
When examining property taxes in Memphis, Tennessee, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Onondaga County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Onondaga County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Memphis is $198,000, with tax bills ranging significantly across the county. Zip code 13112 has the highest median home price at $198,000.
Property Tax Assessment Values Across Memphis, Onondaga County, New York
Source: Ownwell
$80,000
$293,880
$507,759
Median Memphis Market Value
$198,000
Median Onondaga County Market Value
$190,000
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Memphis, Onondaga County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13112 | $100,400 | $148,500 | $198,000 | $274,125 | $363,660 |
Source: Ownwell
Property Tax Bills Across Memphis, Onondaga County, New York
Property tax bills in Memphis are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. Local taxing authorities use that assessment to determine how much a homeowner owes each year. Factors such as the home’s location, size, condition, and any changes in market value can all affect the final bill.
For Memphis homeowners, this means a higher assessed value can lead to a larger tax bill, while a lower assessment can reduce what is owed. The median home price in the area is $198,000, and property tax bills vary widely, with the 25th percentile at $2,902, the 75th percentile at $6,956, and the 90th percentile at $9,757. In ZIP code 13112, the median tax bill is $4,534. These taxes help fund local services, but they can also create a significant annual expense for homeowners.
Median Memphis Tax Bill
$4,534
Median Onondaga County Tax Bill
$5,018
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Memphis, Onondaga County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13112 | $1,202 | $2,902 | $4,534 | $6,956 | $9,757 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Onondaga Assessment Review Commission | |
| Website | onondaga.go2gov.net |