Oswego County, New York Property Taxes
Property Taxes in Oswego County, New York
Median Oswego County effective property tax rate: 2.68%, significantly higher than the national median of 1.02%.
Median Oswego County home value: $142,286
Median annual Oswego County tax bill: $4,072, $1,672 higher than the national median property tax bill of $2,400.
How are property taxes in Oswego County calculated?
Property taxes in Oswego County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Oswego County or another part of Oswego County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Oswego County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.68%
Estimate Property Tax Bill
$3,813
$3,539
How Does the Oswego County Property Tax Calculator Work?
Use this Oswego County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Oswego County's median effective tax rate of 2.68% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessment office assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Oswego County's median tax rate is higher than New York's 1.90% median rate and above the national median property tax rate of 1.02%.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Oswego County.
Property Tax Rates Across Oswego County, New York
What Are Effective Property Tax Rates Across Oswego County?
Local government entities set tax rates, which vary widely across Oswego County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Oswego County's effective property tax rate to other counties in New York or the U.S. median of 1.02%.
Oswego County's median effective rate stands at 2.68%, which is higher than the national median of 1.02%. Within Oswego County, the highest rate is found in Fulton at 3.22%, while Altmar has the lowest at 2.07%.
These variations reflect differences in local school district levies, special district levies assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Oswego County Tax Rate
2.68%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Oswego County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Altmar | 1.88% | 1.98% | 2.07% | 2.21% | 3.06% |
| Bernhards Bay | 2.19% | 2.32% | 2.32% | 2.59% | 3.22% |
| Camden | 2.19% | 2.19% | 2.19% | 2.19% | 2.19% |
| Central Square | 2.26% | 2.34% | 2.49% | 2.68% | 2.98% |
| Cleveland | 2.21% | 2.32% | 2.41% | 2.48% | 3.76% |
| Constantia | 2.27% | 2.32% | 2.51% | 2.75% | 3.38% |
| Fulton | 2.65% | 2.82% | 3.22% | 5.84% | 5.84% |
| Hannibal | 2.39% | 2.51% | 2.70% | 2.97% | 4.14% |
| Hastings | 2.26% | 2.38% | 2.46% | 2.55% | 3.27% |
| Lacona | 1.92% | 2.01% | 2.19% | 2.28% | 2.92% |
| Mallory | 2.31% | 2.31% | 2.51% | 3.20% | 3.54% |
| Mannsville | 2.10% | 2.19% | 2.19% | 2.28% | 3.15% |
| Martville | 2.10% | 2.51% | 2.51% | 2.51% | 4.10% |
| Mexico | 2.37% | 2.55% | 2.78% | 2.93% | 3.92% |
| Minetto | 2.47% | 2.74% | 2.81% | 2.94% | 3.13% |
| Oswego | 2.07% | 2.22% | 3.02% | 3.29% | 3.41% |
| Parish | 1.98% | 2.26% | 2.26% | 2.47% | 3.08% |
| Pennellville | 2.40% | 2.72% | 2.73% | 2.83% | 3.16% |
| Phoenix | 2.63% | 2.72% | 3.02% | 3.28% | 3.28% |
| Pulaski | 1.98% | 2.30% | 2.44% | 2.75% | 3.33% |
| Redfield | 2.18% | 2.18% | 2.18% | 2.22% | 3.22% |
| Richland | 1.98% | 2.14% | 2.14% | 2.76% | 3.19% |
| Sandy Creek | 2.01% | 2.01% | 2.26% | 2.40% | 3.15% |
| West Monroe | 2.10% | 2.26% | 2.31% | 2.42% | 3.00% |
| Williamstown | 2.02% | 2.19% | 2.19% | 2.24% | 3.22% |
| Granby | N/A | N/A | N/A | N/A | N/A |
| New Haven | N/A | N/A | N/A | N/A | N/A |
| Orwell | N/A | N/A | N/A | N/A | N/A |
| Sterling | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Oswego County, New York
When examining property taxes in Oswego County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Oswego County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Oswego County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Oswego County.
For example, the median tax bill in Oswego County is $4,072, with tax bills ranging significantly across the county. Pennellville has the highest median tax bill at $5,279.
Median Oswego County Market Value
$142,286
Median New York Market Value
$312,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Oswego County, New York
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Altmar | $42,325 | $70,313 | $118,750 | $171,375 | $227,938 |
| Bernhards Bay | $54,266 | $91,588 | $144,667 | $227,666 | $322,600 |
| Camden | $50,308 | $69,692 | $123,077 | $200,154 | $248,738 |
| Central Square | $75,000 | $127,600 | $180,000 | $236,250 | $313,200 |
| Cleveland | $66,416 | $106,167 | $149,516 | $226,458 | $325,500 |
| Constantia | $70,817 | $121,667 | $181,679 | $255,167 | $338,440 |
| Fulton | $60,060 | $86,163 | $121,012 | $172,619 | $237,500 |
| Hannibal | $48,387 | $82,258 | $129,032 | $180,645 | $238,548 |
| Hastings | $72,650 | $122,500 | $163,750 | $218,750 | $287,500 |
| Lacona | $41,661 | $75,857 | $121,857 | $178,475 | $250,711 |
| Mallory | $27,500 | $89,375 | $148,750 | $204,150 | $243,120 |
| Mannsville | $47,000 | $87,628 | $159,929 | $233,393 | $354,614 |
| Martville | $43,694 | $64,677 | $112,903 | $156,814 | $188,306 |
| Mexico | $51,912 | $100,031 | $152,355 | $223,146 | $290,859 |
| Minetto | $102,429 | $116,071 | $149,286 | $175,714 | $213,029 |
| Oswego | $72,000 | $102,000 | $142,951 | $206,250 | $277,948 |
| Parish | $49,224 | $94,478 | $143,121 | $198,704 | $257,313 |
| Pennellville | $88,100 | $140,000 | $191,000 | $260,700 | $320,000 |
| Phoenix | $80,308 | $118,000 | $158,400 | $210,000 | $284,000 |
| Pulaski | $53,793 | $105,064 | $156,189 | $221,455 | $291,069 |
| Redfield | $32,242 | $51,364 | $82,273 | $133,939 | $188,394 |
| Richland | $34,307 | $55,556 | $95,238 | $142,857 | $222,222 |
| Sandy Creek | $36,100 | $76,286 | $129,714 | $199,036 | $295,472 |
| West Monroe | $65,440 | $127,600 | $191,400 | $254,000 | $326,180 |
| Williamstown | $38,965 | $59,375 | $101,563 | $156,495 | $223,870 |
| Granby | N/A | N/A | N/A | N/A | N/A |
| New Haven | N/A | N/A | N/A | N/A | N/A |
| Orwell | N/A | N/A | N/A | N/A | N/A |
| Sterling | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Oswego County, New York
Property tax bills in Oswego County are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s market value rises, the assessed value can increase too, which often leads to a higher tax bill unless exemptions or other adjustments apply. Homeowners in the county should also expect bills to vary by location, since local budgets and school district needs can affect the final amount owed.
With a median home price of $142,286, Oswego County homeowners face a wide range of tax bills. The 25th percentile tax bill is $2,723, while the 75th percentile is $5,657 and the 90th percentile reaches $7,581. That means many residents pay more than the national median property tax bill of $2,400, even though the exact amount depends on the home’s assessed value and local rates. Bills can differ significantly across the county, from $1,834 in Redfield to $5,279 in Pennellville.
Median Oswego County Tax Bill
$4,072
Median New York Tax Bill
$5,420
Median United States Tax Bill
$2,400
Property Tax Bills Across Oswego County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Altmar | $895 | $1,534 | $2,502 | $3,588 | $4,929 |
| Bernhards Bay | $1,410 | $2,152 | $3,580 | $5,545 | $7,732 |
| Camden | $1,105 | $1,568 | $2,764 | $4,159 | $5,626 |
| Central Square | $2,028 | $3,280 | $4,485 | $5,951 | $7,739 |
| Cleveland | $1,684 | $2,542 | $3,821 | $5,738 | $8,195 |
| Constantia | $1,959 | $3,159 | $4,615 | $6,153 | $8,192 |
| Fulton | $2,079 | $3,443 | $4,937 | $6,607 | $8,972 |
| Hannibal | $1,540 | $2,362 | $3,574 | $4,850 | $6,112 |
| Hastings | $2,060 | $3,104 | $4,110 | $5,285 | $6,946 |
| Lacona | $943 | $1,672 | $2,715 | $3,953 | $5,559 |
| Mallory | $999 | $2,146 | $3,737 | $5,021 | $5,825 |
| Mannsville | $1,042 | $2,020 | $3,810 | $5,143 | $7,597 |
| Martville | $1,204 | $1,654 | $2,936 | $3,901 | $4,671 |
| Mexico | $1,735 | $2,833 | $4,263 | $5,963 | $7,672 |
| Minetto | $2,593 | $3,333 | $4,082 | $4,829 | $5,744 |
| Oswego | $1,988 | $2,945 | $4,018 | $5,404 | $7,185 |
| Parish | $1,197 | $2,175 | $3,381 | $4,604 | $6,206 |
| Pennellville | $2,443 | $3,874 | $5,279 | $7,156 | $8,729 |
| Phoenix | $2,314 | $3,596 | $4,885 | $6,421 | $8,484 |
| Pulaski | $1,444 | $2,648 | $3,943 | $5,478 | $7,212 |
| Redfield | $728 | $1,218 | $1,834 | $3,005 | $4,376 |
| Richland | $792 | $1,317 | $2,217 | $3,526 | $5,242 |
| Sandy Creek | $879 | $1,778 | $3,009 | $4,578 | $6,279 |
| West Monroe | $1,689 | $3,056 | $4,505 | $5,997 | $7,854 |
| Williamstown | $898 | $1,393 | $2,317 | $3,547 | $5,033 |
| Granby | N/A | N/A | N/A | N/A | N/A |
| New Haven | N/A | N/A | N/A | N/A | N/A |
| Orwell | N/A | N/A | N/A | N/A | N/A |
| Sterling | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Oswego Assessment Review Commission | |
| Website | oswegogis.maps.arcgis.com |