Property Taxes in Laurens, New York
Median Laurens, New York effective property tax rate: 2.12%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Laurens, New York home value: $161,276
Median annual Laurens, New York tax bill: $3,275, $875 higher than the national median property tax bill of $2,400.
How are property taxes in Otsego calculated?
Property taxes in Laurens, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Laurens's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Laurens, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Laurens Property Tax Calculator Work?
Use this Laurens property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Laurens's median effective tax rate of 2.12% — based on actual property records in Otsego County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Laurens's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Laurens: rates range from 3275.00 in 13796 to 3275.00 in 13796, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Laurens.
About Laurens Property Taxes
About Property Taxes in Laurens, Otsego, New York
Laurens’s median effective property tax rate of 2.12% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Otsego County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Laurens. Homeowners in ZIP code 13796 carry a median effective rate of 2.12%, while those in the same ZIP code pay 2.12%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Otsego County. Understanding which part of Laurens you live in can make a meaningful difference to your annual tax bill.
Laurens homeowners who believe their assessed value is too high can file a formal appeal with the Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Laurens, Otsego County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Laurens's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Laurens Tax Rate
2.12%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Otsego County Tax Rate
1.90%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Laurens, Otsego County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13796 | 1.47% | 1.78% | 2.12% | 2.17% | 2.82% |
Source: Ownwell
Property Tax Assessment Values Across Laurens, Otsego County, New York
When examining property taxes in Laurens, New York, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Otsego County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Otsego County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Laurens.
For example, the median home price in Laurens is $161,276, with tax bills ranging significantly across the county. 13796 has the highest median home price at $161,276.
Property Tax Assessment Values Across Laurens, Otsego County, New York
Source: Ownwell
$93,693
$202,252
$310,811
Median Laurens Market Value
$161,276
Median Otsego County Market Value
$162,338
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Laurens, Otsego County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13796 | $58,126 | $107,801 | $161,276 | $219,828 | $293,546 |
Source: Ownwell
Property Tax Bills Across Laurens, Otsego County, New York
Property tax bills in Laurens are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For a home with a median price of $161,276, the final bill can vary depending on how the property is assessed and which local taxing authorities apply.
Homeowners in Laurens typically see property tax bills that reflect a range of outcomes, with the 25th percentile at $2,112 and the 75th percentile at $4,431. The 90th percentile reaches $6,305, showing how higher assessed values or different tax rates can significantly increase what a homeowner owes.
In Otsego County, property taxes can have a meaningful impact on monthly housing costs and long-term affordability. Laurens’ median tax bill of $3,275 is above the national median property tax bill of $2,400, which means local homeowners may pay more than the typical U.S. homeowner.
Median Laurens Tax Bill
$3,275
Median Otsego County Tax Bill
$3,172
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Laurens, Otsego County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13796 | $1,012 | $2,112 | $3,275 | $4,431 | $6,305 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Otsego Assessment Review Commission | |
| Website | otsegocountygis.mapxpress.net |