Saratoga County, New York Property Taxes
Property Taxes in Saratoga County, New York
Median Saratoga County effective property tax rate: 1.49%, significantly higher than the national median of 1.02%.
Median Saratoga County home value: $343,400
Median annual Saratoga County tax bill: $5,045, $2,645 higher than the national median property tax bill of $2,400.
How are property taxes in Saratoga County calculated?
Property taxes in Saratoga County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why are property taxes in Saratoga County higher than the national median? The county’s effective property tax rate of 1.49% is above the national median, and the median annual tax bill is also higher than the national median property tax bill.
How can homeowners lower their property tax bill in Saratoga County? Understanding your county’s property tax system, exemptions, and reduction opportunities can lead to significant savings.
Whether you live in Saratoga or another part of Saratoga County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Saratoga County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.49%
Estimate Property Tax Bill
$5,117
$4,748
How Does the Saratoga County Property Tax Calculator Work?
Use this Saratoga County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Saratoga County's median effective tax rate of 1.49% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessment office assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Saratoga County's median property tax bill of $5,045 is higher than the national median property tax bill of $2,400 and the New York median property tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Saratoga County.
Property Tax Rates Across Saratoga County, New York
What Are Effective Property Tax Rates Across Saratoga County?
Local government entities set tax rates, which vary widely across Saratoga County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Saratoga County's effective property tax rate to other counties in New York or the U.S. median of 1.02%.
Saratoga County's median effective rate stands at 1.49%, which is higher than the national median of 1.02%. Within Saratoga County, the highest rate is found in Corinth at 1.77%, while Northville has the lowest at 0.56%.
These variations reflect differences in local school district levies, special district levies assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Saratoga County Tax Rate
1.49%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Saratoga County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Amsterdam | 1.18% | 1.26% | 1.31% | 1.31% | 1.31% |
| Ballston Lake | 1.34% | 1.40% | 1.61% | 1.70% | 1.74% |
| Ballston Spa | 1.20% | 1.40% | 1.41% | 1.47% | 1.56% |
| Broadalbin | 1.23% | 1.26% | 1.26% | 1.64% | 1.64% |
| Burnt Hills | 1.70% | 1.75% | 1.76% | 1.77% | 1.77% |
| Clifton Park | 1.52% | 1.56% | 1.58% | 1.60% | 1.63% |
| Corinth | 1.24% | 1.49% | 1.77% | 1.77% | 1.82% |
| Fort Edward | 1.27% | 1.27% | 1.27% | 1.27% | 1.27% |
| Galway | 1.26% | 1.26% | 1.26% | 1.61% | 1.67% |
| Gansevoort | 1.21% | 1.21% | 1.27% | 1.52% | 1.70% |
| Greenfield Center | 1.34% | 1.40% | 1.40% | 1.40% | 1.58% |
| Hadley | 0.56% | 0.56% | 1.13% | 1.50% | 1.54% |
| Hagaman | 1.23% | 1.26% | 1.26% | 1.26% | 1.26% |
| Halfmoon | 1.51% | 1.51% | 1.54% | 1.61% | 1.61% |
| Malta | 1.41% | 1.41% | 1.41% | 1.41% | 1.44% |
| Mechanicville | 1.44% | 1.54% | 1.58% | 2.10% | 2.24% |
| Middle Grove | 1.05% | 1.36% | 1.40% | 1.67% | 1.67% |
| Northville | 0.56% | 0.56% | 0.56% | 0.56% | 1.36% |
| Porter Corners | 1.40% | 1.40% | 1.40% | 1.71% | 1.77% |
| Rexford | 1.56% | 1.57% | 1.59% | 1.97% | 2.52% |
| Rock City Falls | 1.35% | 1.42% | 1.42% | 1.42% | 1.42% |
| Round Lake | 1.46% | 1.47% | 1.47% | 1.47% | 1.47% |
| Saratoga Springs | 1.22% | 1.43% | 1.43% | 1.43% | 1.55% |
| Schenectady | 1.26% | 1.64% | 1.70% | 1.70% | 1.70% |
| Schuylerville | 1.50% | 1.62% | 1.67% | 1.70% | 1.70% |
| South Glens Falls | 1.27% | 1.27% | 1.27% | 1.56% | 1.56% |
| Stillwater | 1.35% | 1.35% | 1.55% | 1.55% | 1.57% |
| Victory Mills | 1.62% | 1.62% | 1.62% | 1.62% | 1.68% |
| Waterford | 1.41% | 1.41% | 1.61% | 1.94% | 2.24% |
| Charlton | N/A | N/A | N/A | N/A | N/A |
| Edinburg | N/A | N/A | N/A | N/A | N/A |
| Scotia | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Saratoga County, New York
When examining property taxes in Saratoga County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Saratoga County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Saratoga County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saratoga County.
For example, the median tax bill in Saratoga County is $5,045, with tax bills ranging significantly across the county. Rexford has the highest median home price at $458,784.
Property Tax Assessment Values Across Saratoga County, New York
Source: Ownwell
$160,305
$309,545
$458,784
Median Saratoga County Market Value
$343,400
Median New York Market Value
$312,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Saratoga County, New York
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Amsterdam | $212,471 | $280,686 | $358,765 | $477,738 | $575,886 |
| Ballston Lake | $248,428 | $324,324 | $384,324 | $493,922 | $626,703 |
| Ballston Spa | $206,190 | $255,556 | $335,161 | $438,000 | $560,673 |
| Broadalbin | $83,472 | $146,370 | $234,744 | $330,128 | $438,616 |
| Burnt Hills | $237,871 | $273,450 | $333,486 | $447,160 | $558,642 |
| Clifton Park | $211,273 | $311,622 | $375,946 | $513,514 | $635,676 |
| Corinth | $82,024 | $125,714 | $173,333 | $244,048 | $327,381 |
| Fort Edward | $60,048 | $226,750 | $292,000 | $371,000 | $424,000 |
| Galway | $112,395 | $180,898 | $256,410 | $353,513 | $464,383 |
| Gansevoort | $211,856 | $278,448 | $349,828 | $448,571 | $594,286 |
| Greenfield Center | $155,218 | $253,547 | $331,170 | $466,717 | $681,992 |
| Hadley | $65,909 | $119,262 | $195,954 | $326,591 | $479,003 |
| Hagaman | $147,692 | $190,705 | $282,821 | $378,398 | $468,846 |
| Halfmoon | $161,509 | $244,654 | $332,075 | $490,000 | $646,956 |
| Malta | $240,100 | $280,000 | $347,500 | $369,750 | $458,400 |
| Mechanicville | $177,143 | $218,182 | $315,472 | $493,651 | $607,296 |
| Middle Grove | $86,732 | $149,132 | $261,283 | $377,040 | $520,531 |
| Northville | $90,436 | $170,453 | $284,005 | $419,355 | $600,018 |
| Porter Corners | $102,581 | $199,325 | $297,509 | $369,660 | $469,494 |
| Rexford | $253,784 | $341,284 | $458,784 | $588,919 | $743,243 |
| Rock City Falls | $143,016 | $219,326 | $344,842 | $458,333 | $565,080 |
| Round Lake | $194,000 | $240,000 | $311,000 | $433,000 | $551,500 |
| Saratoga Springs | $277,500 | $343,200 | $458,571 | $638,300 | $867,400 |
| Schenectady | $157,832 | $279,955 | $381,228 | $559,493 | $720,319 |
| Schuylerville | $138,256 | $199,885 | $241,298 | $354,351 | $506,473 |
| South Glens Falls | $171,000 | $200,000 | $237,000 | $286,000 | $349,500 |
| Stillwater | $158,730 | $216,678 | $274,206 | $380,595 | $558,571 |
| Victory Mills | $93,572 | $137,328 | $160,305 | $193,740 | $251,908 |
| Waterford | $180,000 | $220,000 | $278,667 | $355,472 | $475,130 |
| Charlton | N/A | N/A | N/A | N/A | N/A |
| Edinburg | N/A | N/A | N/A | N/A | N/A |
| Scotia | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Saratoga County, New York
Property tax bills in Saratoga County are based on the assessed value of a home and the local tax rate applied to that value. When a property’s market value changes, the assessed value can change too, which can raise or lower the tax bill. Local taxing jurisdictions, including schools and municipal services, also affect the final amount homeowners owe.
With a median home price of $343,400, the county’s property taxes can vary widely from one homeowner to another. The 25th percentile tax bill is $3,552, while the 75th percentile is $6,966 and the 90th percentile reaches $9,508. That means many homeowners pay well above the national median property tax bill of $2,400, and the county’s tax burden can have a significant impact on monthly housing costs.
Tax bills are highest in places like Rexford, where the median tax bill is $7,635.00, and lowest in Northville, where it is $1,683.00.
Median Saratoga County Tax Bill
$5,045
Median New York Tax Bill
$5,420
Median United States Tax Bill
$2,400
Property Tax Bills Across Saratoga County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Amsterdam | $2,586 | $3,505 | $4,597 | $6,006 | $7,898 |
| Ballston Lake | $4,071 | $5,012 | $5,909 | $7,348 | $10,109 |
| Ballston Spa | $2,855 | $3,587 | $4,688 | $6,105 | $7,982 |
| Broadalbin | $1,069 | $2,063 | $3,107 | $4,269 | $5,803 |
| Burnt Hills | $4,115 | $4,752 | $5,848 | $7,832 | $9,730 |
| Clifton Park | $3,275 | $4,831 | $5,946 | $8,078 | $10,025 |
| Corinth | $1,262 | $1,917 | $2,703 | $4,073 | $5,494 |
| Fort Edward | $2,271 | $2,981 | $3,809 | $4,777 | $5,414 |
| Galway | $1,469 | $2,395 | $3,490 | $4,854 | $6,229 |
| Gansevoort | $2,765 | $3,682 | $4,877 | $6,178 | $7,854 |
| Greenfield Center | $2,177 | $3,464 | $4,619 | $6,560 | $9,528 |
| Hadley | $586 | $1,187 | $2,035 | $3,254 | $4,720 |
| Hagaman | $1,762 | $2,379 | $3,566 | $4,710 | $5,844 |
| Halfmoon | $2,191 | $3,680 | $5,145 | $7,524 | $9,883 |
| Malta | $3,380 | $3,942 | $4,927 | $5,263 | $6,476 |
| Mechanicville | $3,294 | $4,188 | $5,334 | $7,684 | $9,433 |
| Middle Grove | $1,251 | $2,243 | $3,719 | $5,419 | $7,492 |
| Northville | $514 | $1,010 | $1,683 | $2,671 | $4,404 |
| Porter Corners | $1,584 | $2,954 | $4,418 | $5,539 | $7,041 |
| Rexford | $4,436 | $5,832 | $7,635 | $10,352 | $13,951 |
| Rock City Falls | $1,944 | $3,049 | $4,727 | $6,543 | $8,036 |
| Round Lake | $2,564 | $3,416 | $4,557 | $6,344 | $8,139 |
| Saratoga Springs | $3,607 | $4,769 | $6,429 | $9,161 | $12,546 |
| Schenectady | $2,076 | $4,359 | $6,380 | $9,170 | $12,200 |
| Schuylerville | $2,106 | $3,173 | $3,917 | $5,831 | $8,339 |
| South Glens Falls | $2,400 | $2,866 | $3,273 | $3,822 | $4,676 |
| Stillwater | $2,174 | $3,066 | $3,952 | $5,632 | $8,633 |
| Victory Mills | $1,517 | $2,227 | $2,589 | $3,204 | $4,097 |
| Waterford | $3,261 | $3,943 | $4,640 | $5,853 | $7,890 |
| Charlton | N/A | N/A | N/A | N/A | N/A |
| Edinburg | N/A | N/A | N/A | N/A | N/A |
| Scotia | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Saratoga Assessment Review Commission | |
| Website | saratogacounty.prosgar.com |
Frequently Asked Property Tax Questions in Saratoga County, New York
How are property taxes calculated in Saratoga County, New York?
How do I appeal my property taxes in Saratoga County, New York?
What property tax exemptions are available in Saratoga County, New York?
When are property taxes due in Saratoga County, New York?
How can Ownwell help reduce my property taxes in Saratoga County, New York?
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