Property Taxes in Pattersonville, New York
Median Pattersonville, New York effective property tax rate: 2.20%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Pattersonville, New York home value: $236,681
Median annual Pattersonville, New York tax bill: $5,278, $2,878 higher than the national median property tax bill of $2,400.
How are property taxes in Schenectady calculated?
Property taxes in Pattersonville, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Pattersonville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pattersonville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Pattersonville Property Tax Calculator Work?
Use this Pattersonville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Pattersonville's median effective tax rate of 2.20% — based on actual property records in Schenectady County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Pattersonville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Pattersonville: rates range from 2.20% in 12137 to 2.20% in 12137, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Pattersonville.
About Pattersonville Property Taxes
About Property Taxes in Pattersonville, Schenectady, New York
Pattersonville’s median effective property tax rate of 2.20% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Schenectady County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Pattersonville. Homeowners in ZIP code 12137 carry a median effective rate of 2.20%, while those in 12137 pay 2.20%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Schenectady County. Understanding which part of Pattersonville you live in can make a meaningful difference to your annual tax bill.
Pattersonville homeowners who believe their assessed value is too high can file a formal appeal with the local Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Pattersonville, Schenectady County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Pattersonville's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Property Tax Rates Across Pattersonville, Schenectady County, New York
Source: Ownwell
0.81%
2.46%
4.11%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pattersonville Tax Rate
2.20%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Schenectady County Tax Rate
2.65%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Pattersonville, Schenectady County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12137 | 1.96% | 1.97% | 2.20% | 2.45% | 2.83% |
Source: Ownwell
Property Tax Assessment Values Across Pattersonville, Schenectady County, New York
When examining property taxes in Pattersonville, New York, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Schenectady County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Schenectady County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Pattersonville is $236,681, with tax bills ranging significantly across the county. ZIP code 12137 has the highest median home price at $236,681.
Property Tax Assessment Values Across Pattersonville, Schenectady County, New York
Source: Ownwell
$100,657
$207,214
$313,770
Median Pattersonville Market Value
$236,681
Median Schenectady County Market Value
$220,984
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Pattersonville, Schenectady County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12137 | $101,230 | $167,624 | $236,681 | $323,522 | $404,533 |
Source: Ownwell
Property Tax Bills Across Pattersonville, Schenectady County, New York
Property tax bills in Pattersonville are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is the starting point for determining how much a homeowner owes, and it can change when the market changes or when the assessment is updated.
For Pattersonville homeowners, the size of the tax bill depends on both the home’s value and the tax rate set by local taxing authorities. A higher assessed value generally leads to a higher bill, while a lower assessed value can reduce what is owed. The median home price in the area is $236,681, and the median tax bill in ZIP code 12137 is $5,278, which is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
This means property taxes can be a major part of housing costs, affecting affordability and monthly budgets for homeowners.
Property Tax Bills Across Pattersonville, Schenectady County, New York
Source: Ownwell
$2,528
$6,304
$10,079
Median Pattersonville Tax Bill
$5,278
Median Schenectady County Tax Bill
$5,500
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Pattersonville, Schenectady County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12137 | $2,824 | $4,041 | $5,278 | $6,858 | $8,735 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Schenectady Assessment Review Commission | |
| Website | schenectady.sdgnys.com |