Property Taxes in Montour Falls, New York
Median Montour Falls, New York effective property tax rate: 2.09%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Montour Falls, New York home value: $187,700
Median annual Montour Falls, New York tax bill: $3,996, $1,596 higher than the national median property tax bill of $2,400.
How are property taxes in Schuyler calculated?
Property taxes in Montour Falls, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Montour Falls's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Montour Falls, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Montour Falls Property Tax Calculator Work?
Use this Montour Falls property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Montour Falls's median effective tax rate of 2.09% — based on actual property records in Schuyler County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Montour Falls's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Montour Falls: rates range from $3,996 in 14865 to $3,996 in 14865, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Montour Falls.
About Montour Falls Property Taxes
About Property Taxes in Montour Falls, Schuyler, New York
Montour Falls' median effective property tax rate of 2.09% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Schuyler County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Montour Falls. Homeowners in the 14865 ZIP code carry a median effective rate of 2.09%, while those in the lowest ZIP also pay 2.09%. This spread reflects how school district boundaries and local assessment districts are drawn across Schuyler County. Understanding which part of Montour Falls you live in can make a meaningful difference to your annual tax bill.
Montour Falls homeowners who believe their assessed value is too high can file a formal appeal with the Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Montour Falls, Schuyler County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Montour Falls's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montour Falls Tax Rate
2.09%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Schuyler County Tax Rate
1.79%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Montour Falls, Schuyler County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14865 | 1.52% | 1.74% | 2.09% | 2.61% | 2.71% |
Source: Ownwell
Property Tax Assessment Values Across Montour Falls, Schuyler County, New York
When examining property taxes in Montour Falls, New York, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Schuyler County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Schuyler County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By understanding how assessed and market values are determined, property owners can better navigate their tax responsibilities in Montour Falls.
For example, the median home price in Montour Falls is $187,700, with tax bills ranging significantly across the county. Zip code 14865 has the highest median home price at $187,700.
Property Tax Assessment Values Across Montour Falls, Schuyler County, New York
Source: Ownwell
$108,600
$193,375
$278,150
Median Montour Falls Market Value
$187,700
Median Schuyler County Market Value
$192,400
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Montour Falls, Schuyler County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14865 | $89,460 | $133,900 | $187,700 | $256,900 | $347,240 |
Source: Ownwell
Property Tax Bills Across Montour Falls, Schuyler County, New York
Property tax bills in Montour Falls are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is then used to determine how much tax a homeowner owes to the county, school district, and other local taxing authorities.
For a home with a median price of $187,700, the tax bill can vary depending on how the property is assessed and which local rates apply. In Schuyler County, the median tax bill is $3,996, which is higher than the national median property tax bill of $2,400 and reflects the impact of local assessments and tax rates.
Homeowners with higher assessed values or fewer exemptions often face larger bills, while those with lower assessments may pay less. In Montour Falls, property taxes are a major part of the cost of owning a home and can significantly affect monthly housing expenses.
Median Montour Falls Tax Bill
$3,996
Median Schuyler County Tax Bill
$3,606
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Montour Falls, Schuyler County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14865 | $1,771 | $2,872 | $3,996 | $5,333 | $7,110 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Schuyler Assessment Review Commission | |
| Website | schuylercounty.prosgar.com |