Seneca County, New York Property Taxes
Property Taxes in Seneca County, New York
Median Seneca County effective property tax rate: 1.97%, significantly higher than the national median of 1.02%.
Median Seneca County home value: $157,400
Median annual Seneca County tax bill: $3,465, $1,065 higher than the national median property tax bill of $2,400.
How are property taxes in Seneca County calculated?
Property taxes in Seneca County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Seneca County or another part of Seneca County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Seneca County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.97%
Estimate Property Tax Bill
$3,101
$2,877
How Does the Seneca County Property Tax Calculator Work?
Use this Seneca County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Seneca County's median effective tax rate of 1.97% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Seneca County's median tax rate is higher than the New York median tax rate of 1.90%, and the median tax bill is $3,465, which is $1,065 higher than the state median tax bill.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Seneca County.
Property Tax Rates Across Seneca County, New York
What Are Effective Property Tax Rates Across Seneca County?
Local government entities set tax rates, which vary widely across Seneca County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Seneca County's effective property tax rate to other counties in New York or the U.S. median of 1.02%.
Seneca County's median effective rate stands at 1.97%, which is higher than the national median of 1.02%. Within Seneca County, the highest rate is found in Seneca Falls at 2.53%, while Lyons has the lowest at 0.82%.
These variations reflect differences in local school district levies, special district levies assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Seneca County Tax Rate
1.97%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Seneca County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clyde | 0.88% | 1.38% | 1.81% | 2.17% | 2.29% |
| Geneva | 1.07% | 1.47% | 1.67% | 1.91% | 2.16% |
| Hector | 1.11% | 1.32% | 1.69% | 1.81% | 1.94% |
| Interlaken | 1.12% | 1.49% | 1.62% | 2.03% | 2.40% |
| Lodi | 1.24% | 1.61% | 1.78% | 1.83% | 2.29% |
| Lyons | 0.79% | 0.81% | 0.82% | 0.84% | 0.87% |
| Ovid | 1.20% | 1.56% | 1.71% | 1.89% | 2.36% |
| Phelps | 0.82% | 0.87% | 1.97% | 2.17% | 2.72% |
| Romulus | 1.19% | 1.53% | 1.70% | 1.81% | 2.07% |
| Seneca Falls | 1.36% | 1.91% | 2.53% | 2.90% | 3.16% |
| Trumansburg | 1.12% | 1.72% | 1.95% | 2.01% | 2.02% |
| Waterloo | 1.29% | 1.81% | 2.20% | 3.16% | 3.39% |
| Fayette | N/A | N/A | N/A | N/A | N/A |
| Savannah | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Seneca County, New York
When examining property taxes in Seneca County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Seneca County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Seneca County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Seneca County.
For example, the median tax bill in Seneca County is $3,465, with tax bills ranging significantly across the county. Trumansburg has the highest median home price at $281,690.
Property Tax Assessment Values Across Seneca County, New York
Source: Ownwell
$112,658
$197,174
$281,690
Median Seneca County Market Value
$157,400
Median New York Market Value
$312,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Seneca County, New York
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clyde | $41,000 | $72,500 | $112,658 | $196,203 | $303,292 |
| Geneva | $91,660 | $129,150 | $219,404 | $401,675 | $638,628 |
| Hector | $68,000 | $121,458 | $160,417 | $258,333 | $357,917 |
| Interlaken | $84,507 | $126,761 | $190,141 | $322,822 | $551,102 |
| Lodi | $68,437 | $129,688 | $234,166 | $385,156 | $511,625 |
| Lyons | $58,228 | $110,760 | $175,316 | $204,114 | $316,456 |
| Ovid | $72,917 | $122,917 | $200,000 | $393,156 | $616,375 |
| Phelps | $47,899 | $78,481 | $140,506 | $202,532 | $242,278 |
| Romulus | $100,612 | $168,627 | $280,521 | $492,034 | $654,232 |
| Seneca Falls | $75,000 | $107,000 | $150,000 | $221,517 | $339,050 |
| Trumansburg | $121,126 | $190,141 | $281,690 | $387,324 | $549,296 |
| Waterloo | $68,790 | $94,000 | $122,800 | $177,186 | $251,500 |
| Fayette | N/A | N/A | N/A | N/A | N/A |
| Savannah | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Seneca County, New York
Property tax bills in Seneca County are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. That means two homes with the same market value can still have different tax bills if their assessments or local taxing jurisdictions differ. Homeowners in the county should also expect taxes to reflect school, municipal, and county levies, which all contribute to the final bill.
With a median home price of $157,400, property taxes can vary widely across the county. The 25th percentile tax bill is $2,251, while the 75th percentile is $5,388 and the 90th percentile reaches $8,349. Trumansburg has the highest median tax bill at $4,969, while Lyons has the lowest at $1,467. For many homeowners, these differences can have a major impact on monthly housing costs and long-term affordability.
Median Seneca County Tax Bill
$3,465
Median New York Tax Bill
$5,420
Median United States Tax Bill
$2,400
Property Tax Bills Across Seneca County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clyde | $660 | $1,341 | $2,030 | $3,495 | $4,040 |
| Geneva | $1,229 | $2,081 | $3,494 | $6,582 | $10,256 |
| Hector | $1,086 | $1,428 | $2,287 | $4,212 | $5,940 |
| Interlaken | $1,324 | $2,201 | $3,324 | $5,276 | $8,062 |
| Lodi | $1,150 | $2,212 | $4,046 | $6,561 | $9,124 |
| Lyons | $500 | $956 | $1,467 | $1,682 | $2,540 |
| Ovid | $1,290 | $2,118 | $3,407 | $6,452 | $10,223 |
| Phelps | $643 | $1,205 | $2,141 | $3,639 | $4,939 |
| Romulus | $1,635 | $2,748 | $4,868 | $7,909 | $10,840 |
| Seneca Falls | $1,341 | $2,439 | $3,718 | $5,556 | $8,259 |
| Trumansburg | $1,589 | $3,414 | $4,969 | $7,153 | $11,112 |
| Waterloo | $1,254 | $2,170 | $3,068 | $4,179 | $5,792 |
| Fayette | N/A | N/A | N/A | N/A | N/A |
| Savannah | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Seneca Assessment Review Commission | |
| Website | i2o.uslandrecords.com |
Frequently Asked Property Tax Questions in Seneca County, New York
How are property taxes calculated in Seneca County, New York?
How do I appeal my property taxes in Seneca County, New York?
What property tax exemptions are available in Seneca County, New York?
When are property taxes due in Seneca County, New York?
How can Ownwell help reduce my property taxes in Seneca County, New York?
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