Property Taxes in Hammond, New York
Median Hammond, New York effective property tax rate: 2.08%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Hammond, New York home value: $113,659
Median annual Hammond, New York tax bill: $2,485, $85 higher than the national median property tax bill of $2,400.
How are property taxes in St. Lawrence calculated?
Property taxes in Hammond, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Hammond's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hammond, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Hammond Property Tax Calculator Work?
Use this Hammond property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Hammond's median effective tax rate of 2.08% — based on actual property records in St. Lawrence County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Hammond's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Hammond's tax rate is higher than the New York median tax rate of 1.90%, and the median property tax bill is $2,485, which is $85 higher than the state median bill. Your bill may vary by ZIP code within Hammond, though the available ZIP code rate shown here is 13646.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Hammond.
About Hammond Property Taxes
About Property Taxes in Hammond, St. Lawrence, New York
Hammond's median effective property tax rate of 2.08% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the St. Lawrence County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Hammond. Homeowners in the 13646 ZIP code carry a median effective rate of 2.08%, while those in the same ZIP also pay 2.08%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across St. Lawrence County. Understanding which part of Hammond you live in can make a meaningful difference to your annual tax bill.
Hammond homeowners who believe their assessed value is too high can file a formal appeal with the Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Hammond, St. Lawrence County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Hammond's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hammond Tax Rate
2.08%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Lawrence County Tax Rate
2.60%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Hammond, St. Lawrence County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13646 | 1.70% | 2.08% | 2.08% | 2.38% | 2.60% |
Source: Ownwell
Property Tax Assessment Values Across Hammond, St. Lawrence County, New York
When examining property taxes in Hammond, New York, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Lawrence County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the season. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Hammond is $113,659, with a median tax bill of $2,485. Tax bills range significantly across the county, and 13646 has the highest median home price at $113,659.
Property Tax Assessment Values Across Hammond, St. Lawrence County, New York
Source: Ownwell
$46,429
$135,072
$223,714
Median Hammond Market Value
$113,659
Median St. Lawrence County Market Value
$98,750
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Hammond, St. Lawrence County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13646 | $36,707 | $68,415 | $113,659 | $194,805 | $305,195 |
Source: Ownwell
Property Tax Bills Across Hammond, St. Lawrence County, New York
Hammond property tax bills are calculated by applying the local tax rate to the assessed value of a home, which is based on the market value of the property. The amount a homeowner pays depends on the home’s assessed value, the taxing jurisdictions that apply, and any exemptions that may reduce the bill.
With a median home price of $113,659, the typical tax burden in Hammond is shaped by local assessments and school, county, and municipal levies. The median tax bill is $2,485, which is above the national median property tax bill of $2,400 and reflects how local rates can push taxes higher even when home values are moderate.
For homeowners, this means property taxes can take a meaningful share of housing costs. Bills in Hammond vary widely, with the 25th percentile at $1,445 and the 75th percentile at $4,120, showing how differences in assessment and location can affect what each household owes.
Median Hammond Tax Bill
$2,485
Median St. Lawrence County Tax Bill
$2,675
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Hammond, St. Lawrence County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13646 | $728 | $1,445 | $2,485 | $4,120 | $6,645 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| St. Lawrence Assessment Review Commission | |
| Website | beacon.schneidercorp.com |