Property Taxes in Morristown, New York
Median Morristown, New York effective property tax rate: 2.38%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Morristown, New York home value: $126,220
Median annual Morristown, New York tax bill: $3,112, $712 higher and higher than the national median property tax bill of $2,400.
How are property taxes in St. Lawrence calculated?
Property taxes in Morristown, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Morristown's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Morristown, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Morristown Property Tax Calculator Work?
Use this Morristown property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Morristown's median effective tax rate of 2.38% — based on actual property records in St. Lawrence County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Morristown's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Morristown: rates range from 3112.00 in 13664 to 3112.00 in 13664, primarily due to differences in school district levies and local assessment districts. Morristown's median tax rate is higher than New York's 1.90% and the median tax bill is higher than the state median by $712.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Morristown.
About Morristown Property Taxes
About Property Taxes in Morristown, St. Lawrence, New York
Morristown’s median effective property tax rate of 2.38% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the St. Lawrence County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Morristown. Homeowners in the 13664 ZIP code carry a median effective rate of 2.38%, while those in the same ZIP code pay 2.38%. This spread reflects how school district boundaries and local assessment districts are drawn across St. Lawrence County. Understanding which part of Morristown you live in can make a meaningful difference to your annual tax bill.
Morristown homeowners who believe their assessed value is too high can file a formal appeal with the Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Morristown, St. Lawrence County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Morristown's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Morristown Tax Rate
2.38%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Lawrence County Tax Rate
2.60%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Morristown, St. Lawrence County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13664 | 1.74% | 2.15% | 2.38% | 2.38% | 3.53% |
Source: Ownwell
Property Tax Assessment Values Across Morristown, St. Lawrence County, New York
When examining property taxes in Morristown, New York, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Lawrence County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In St. Lawrence County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Morristown.
For example, the median home price in Morristown is $126,220, with tax bills ranging significantly across the county. 13664 has the highest median home price at $126,220.
Property Tax Assessment Values Across Morristown, St. Lawrence County, New York
Source: Ownwell
$46,429
$135,072
$223,714
Median Morristown Market Value
$126,220
Median St. Lawrence County Market Value
$98,750
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Morristown, St. Lawrence County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13664 | $38,342 | $69,451 | $126,220 | $176,829 | $272,829 |
Source: Ownwell
Property Tax Bills Across Morristown, St. Lawrence County, New York
How are property tax bills calculated in Morristown?
Property tax bills in Morristown are based on the assessed value of a home and the local tax rate set by taxing authorities. The assessed value is compared with the market value of the property, and that figure is used to determine how much tax a homeowner owes. For a home with a median price of $126,220, the property tax bill can vary widely depending on assessment details and the local rate.
What factors affect the bill? Home size, location, and any changes in market value can all influence the assessed value. In Morristown, the property tax bill at the 25th percentile is $1,511, while the 75th percentile reaches $4,403 and the 90th percentile climbs to $6,449.
How does this affect homeowners? Higher assessed values generally mean higher tax bills, which can make housing costs less predictable. The median tax bill in ZIP code 13664 is $3,112, above the national median property tax bill of $2,400.
Property Tax Bills Across Morristown, St. Lawrence County, New York
Source: Ownwell
$1,065
$2,906
$4,747
Median Morristown Tax Bill
$3,112
Median St. Lawrence County Tax Bill
$2,675
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Morristown, St. Lawrence County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13664 | $873 | $1,511 | $3,112 | $4,403 | $6,449 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| St. Lawrence Assessment Review Commission | |
| Website | beacon.schneidercorp.com |