Property Taxes in Piney Creek, North Carolina
Median Piney Creek, North Carolina effective property tax rate: 0.70%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Piney Creek, North Carolina home value: $196,400
Median annual Piney Creek, North Carolina tax bill: $1,315, lower than the national median property tax bill of $2,400.
How are property taxes in Alleghany calculated?
Property taxes in Piney Creek, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Piney Creek's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Piney Creek, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Piney Creek Property Tax Calculator Work?
Use this Piney Creek property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Piney Creek's median effective tax rate of 0.70% — based on actual property records in Alleghany County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Piney Creek's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Piney Creek's median effective tax rate is lower than the North Carolina median of 0.81%, and the typical annual property tax bill is $1,315, which is $1,085 lower than the state median bill.
Your bill may vary by ZIP code within Piney Creek: rates range from 0.70% in 28663 to 0.70% in 28663.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Piney Creek.
About Piney Creek Property Taxes
About Property Taxes in Piney Creek, Alleghany, North Carolina
Piney Creek's median effective property tax rate of 0.70% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Alleghany County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Piney Creek. Homeowners in the 28663 ZIP code carry a median effective rate of 0.70%, while those in the lowest ZIP also pay 0.70%. This spread reflects how school district boundaries and local assessment districts are drawn across Alleghany County. Understanding which part of Piney Creek you live in can make a meaningful difference to your annual tax bill.
Piney Creek homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Piney Creek, Alleghany County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Piney Creek's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Property Tax Rates Across Piney Creek, Alleghany County, North Carolina
Source: Ownwell
0.68%
0.71%
0.74%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Piney Creek Tax Rate
0.70%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Alleghany County Tax Rate
0.70%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Piney Creek, Alleghany County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28663 | 0.50% | 0.69% | 0.70% | 0.73% | 0.79% |
Source: Ownwell
Property Tax Assessment Values Across Piney Creek, Alleghany County, North Carolina
When examining property taxes in Piney Creek, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Alleghany County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Alleghany County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Piney Creek.
For example, the median home price in Piney Creek is $196,400, with tax bills ranging significantly across the county. 28663 has the highest median home price at $196,400.
Property Tax Assessment Values Across Piney Creek, Alleghany County, North Carolina
Source: Ownwell
$111,100
$166,000
$220,900
Median Piney Creek Market Value
$196,400
Median Alleghany County Market Value
$158,600
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Piney Creek, Alleghany County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28663 | $71,820 | $131,000 | $196,400 | $269,700 | $352,100 |
Source: Ownwell
Property Tax Bills Across Piney Creek, Alleghany County, North Carolina
Property tax bills in Piney Creek are based on the assessed value of a home, which is then multiplied by the local tax rate to determine the amount owed. For a home with a median value of $196,400, the bill can vary depending on how the property is classified and how the local assessment is applied. The median tax bill in the area is $1,315, which is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%.
What factors are considered? Home value, local tax rates, and any exemptions or special assessments all play a role in the final bill. Homes with higher assessed values generally face larger tax bills, while lower-valued properties may owe less. The 25th percentile tax bill is $875, and the 75th percentile is $1,709, showing how much bills can differ from one homeowner to another. For many homeowners, property taxes are a meaningful annual expense that can affect monthly budgeting and long-term housing costs.
Property Tax Bills Across Piney Creek, Alleghany County, North Carolina
Source: Ownwell
$828
$1,149
$1,469
Median Piney Creek Tax Bill
$1,315
Median Alleghany County Tax Bill
$1,056
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Piney Creek, Alleghany County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28663 | $512 | $875 | $1,315 | $1,709 | $2,210 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 4 |
Links | |
|---|---|
| Alleghany Tax Assessor | |
| Website | www.bttaxpayerportal.com |