Shelby, Avery County, North Carolina Property Taxes

Name: Property Tax Bills Across Shelby, Avery County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Shelby, NC effective property tax rate: 0.40%, significantly lower than the national median of 1.02%, but lower than the North Carolina state median of 0.82%.
Median Shelby, NC home value: $10,550
Median annual Shelby, NC tax bill: $42, $2,358 lower than the national median property tax bill of $2,400.

How are property taxes in Avery calculated?

Property taxes in Shelby, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Shelby’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Shelby, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Shelby, Avery County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.4%

Estimate Property Tax Bill

$42

$39

Ownwell’s Shelby Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Shelby with just two data points. By entering your property's estimated assessed value, our calculator applies Shelby’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Avery. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Shelby, Avery County, North Carolina

Local government entities are responsible for setting tax rates, which can vary significantly even within the same state. This variation is primarily due to each county's need to estimate its annual budget for providing essential services. The process involves dividing the required budget by the total assessed value of all taxable property within the county, resulting in the property tax rate. While this procedure involves legislative votes and regulations, it generally follows this annual cycle.

In Shelby, located in Cleveland County, North Carolina, the effective property tax rate is 0.73%. This rate is lower than the national median property tax rate of 1.02%, providing some relief to property owners in Shelby compared to the national average. However, when compared to the North Carolina state median property tax rate of 0.77%, Shelby's rate is slightly below average. The median property tax bill in Shelby is $1,470, which is below the national median of $2,400. This comparison highlights Shelby's relatively favorable property tax environment within the context of both the state and the nation.

Property Tax Rates Across Shelby, Avery County, North Carolina

Source: Ownwell

0.40%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Shelby Tax Rate

0.40%

Median Effective Avery County Tax Rate

0.40%

Median Effective North Carolina Tax Rate

0.82%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Shelby, Avery County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
28152	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Shelby, Avery County, North Carolina

When examining property taxes in Shelby, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Avery County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Avery County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Shelby.

For example, the median home price in Shelby is $10,550, with tax bills ranging significantly across the county.

Property Tax Assessment Values Across Shelby, Avery County, North Carolina

Source: Ownwell

$2,200

$366,050

$729,900

Median Shelby Market Value

$10,550

Median Avery County Market Value

$135,500

Median North Carolina Market Value

$197,136

Median United States Market Value

$235,294

Property Tax Assessment Values Across Shelby, Avery County, North Carolina

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
28152	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Shelby, Avery County, North Carolina

In Shelby, located in Avery County, NC, property tax bills are determined by the assessed value of a home, which is a percentage of the market value, multiplied by the local tax rate. Homeowners in Shelby face property tax bills that can vary significantly. For instance, while the national median property tax bill stands at $2,400, many homeowners in Shelby see bills around $51 at the 90th percentile, indicating a much lower burden compared to the national average. However, even these seemingly modest amounts can impact homeowners, especially those on fixed incomes or with limited resources. Factors like market trends and local government budgets can influence these assessments, making it essential for homeowners to stay informed and proactive. Ownwell offers valuable assistance by providing property tax appeal and exemption services. By analyzing local market trends and ensuring accurate assessments, Ownwell helps homeowners in Shelby potentially reduce their tax bills, ensuring they only pay what is fair, and easing the financial strain property taxes can impose.

Property Tax Bills Across Shelby, Avery County, North Carolina

Source: Ownwell

$1,444

$2,879

Median Shelby Tax Bill

$42

Median Avery County Tax Bill

$540

Median North Carolina Tax Bill

$1,615

Median United States Tax Bill

$2,400

Property Tax Bills Across Shelby, Avery County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
28152	N/A	N/A	N/A	N/A	N/A

Source: Ownwell