Property Taxes in Ocean Isle Beach, North Carolina
Median Ocean Isle Beach, North Carolina effective property tax rate: 0.40%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Ocean Isle Beach, North Carolina home value: $451,750
Median annual Ocean Isle Beach, North Carolina tax bill: $1,807, lower than the national median property tax bill of $2,400.
How are property taxes in Brunswick calculated?
Property taxes in Ocean Isle Beach, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ocean Isle Beach's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ocean Isle Beach, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Ocean Isle Beach Property Tax Calculator Work?
Use this Ocean Isle Beach property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Ocean Isle Beach's median effective tax rate of 0.40% — based on actual property records in Brunswick County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Ocean Isle Beach's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Ocean Isle Beach: rates range from 0.40% in 28469 to 0.40% in 28469, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Ocean Isle Beach.
About Ocean Isle Beach Property Taxes
About Property Taxes in Ocean Isle Beach, Brunswick, North Carolina
Ocean Isle Beach's median effective property tax rate of 0.40% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Brunswick County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Ocean Isle Beach. Homeowners in the 28469 ZIP code carry a median effective rate of 0.40%, while those in 28469 pay 0.40%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Brunswick County. Understanding which part of Ocean Isle Beach you live in can make a meaningful difference to your annual tax bill.
Ocean Isle Beach homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Ocean Isle Beach, Brunswick County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Ocean Isle Beach's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Property Tax Rates Across Ocean Isle Beach, Brunswick County, North Carolina
Source: Ownwell
0.40%
0.72%
1.03%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ocean Isle Beach Tax Rate
0.40%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Brunswick County Tax Rate
0.47%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Ocean Isle Beach, Brunswick County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28469 | 0.37% | 0.38% | 0.40% | 0.43% | 0.52% |
| 28467 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Ocean Isle Beach, Brunswick County, North Carolina
When examining property taxes in Ocean Isle Beach, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Brunswick County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Brunswick County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ocean Isle Beach.
For example, the median home price in Ocean Isle Beach is $451,750, with tax bills ranging significantly across the county. 28469 has the highest median home price at $451,805.
Property Tax Assessment Values Across Ocean Isle Beach, Brunswick County, North Carolina
Source: Ownwell
$112,320
$555,225
$998,130
Median Ocean Isle Beach Market Value
$451,750
Median Brunswick County Market Value
$334,580
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Ocean Isle Beach, Brunswick County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28469 | $96,173 | $265,720 | $451,805 | $733,388 | $1,049,495 |
| 28467 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Ocean Isle Beach, Brunswick County, North Carolina
Property tax bills in Ocean Isle Beach are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value reflects what the property is worth for tax purposes, and it can change when market conditions shift or when the property is reassessed. In Brunswick County, this means homeowners’ bills depend on both the value of their home and the tax rate set by local taxing authorities.
For a home with a median price of $451,750, the property tax bill can vary widely depending on the specific assessment and location. The 25th percentile tax bill is $1,087, while the 75th percentile is $2,834 and the 90th percentile reaches $3,991. The median tax bill in the area is $1,807, which is below the national median property tax bill of $2,400. This affects homeowners by influencing monthly housing costs and the overall affordability of owning a home in Ocean Isle Beach.
Property Tax Bills Across Ocean Isle Beach, Brunswick County, North Carolina
Source: Ownwell
$564
$5,431
$10,297
Median Ocean Isle Beach Tax Bill
$1,807
Median Brunswick County Tax Bill
$1,707
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Ocean Isle Beach, Brunswick County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28469 | $456 | $1,087 | $1,807 | $2,834 | $3,991 |
| 28467 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 20 |
Links | |
|---|---|
| Brunswick Tax Assessor | |
| Website | tax.brunsco.net |