Property Taxes in Hudson, North Carolina
Median Hudson, North Carolina effective property tax rate: 0.47%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Hudson, North Carolina home value: $207,400
Median annual Hudson, North Carolina tax bill: $923, lower than the national median property tax bill of $2,400.
How are property taxes in Caldwell calculated?
Property taxes in Hudson, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Hudson's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hudson, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Hudson Property Tax Calculator Work?
Use this Hudson property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Hudson's median effective tax rate of 0.47% — based on actual property records in Caldwell County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Hudson's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Hudson: rates range from 0.47% in 28638 to 0.47% in 28638, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Hudson.
About Hudson Property Taxes
About Property Taxes in Hudson, Caldwell, North Carolina
Hudson's median effective property tax rate of 0.47% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Caldwell County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Hudson. Homeowners in ZIP code 28638 carry a median effective rate of 0.47%, while those in the same ZIP code also pay 0.47%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Caldwell County. Understanding which part of Hudson you live in can make a meaningful difference to your annual tax bill.
Hudson homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Hudson, Caldwell County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Hudson's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hudson Tax Rate
0.47%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Caldwell County Tax Rate
0.45%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Hudson, Caldwell County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28638 | 0.34% | 0.42% | 0.47% | 0.54% | 0.68% |
Source: Ownwell
Property Tax Assessment Values Across Hudson, Caldwell County, North Carolina
When examining property taxes in Hudson, North Carolina, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Caldwell County tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Caldwell County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of January.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hudson.
For example, the median home price in Hudson is $207,400, with tax bills ranging significantly across the county. 28638 has the highest median home price at $207,400.
Property Tax Assessment Values Across Hudson, Caldwell County, North Carolina
Source: Ownwell
$108,450
$339,475
$570,500
Median Hudson Market Value
$207,400
Median Caldwell County Market Value
$185,000
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Hudson, Caldwell County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28638 | $41,400 | $131,050 | $207,400 | $270,500 | $344,900 |
Source: Ownwell
Property Tax Bills Across Hudson, Caldwell County, North Carolina
How are property tax bills calculated in Hudson, Caldwell County, North Carolina?
Property tax bills in Hudson are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value to determine what a homeowner owes each year. For a home with a median price of $207,400, the final bill can vary depending on how the property is classified and how the county assesses it.
What factors affect the bill? The biggest factor is the home’s assessed value, but location within Caldwell County also matters because tax rates and billing outcomes can differ by area. In Hudson, the median property tax bill is $923, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
How does this affect homeowners? A higher assessment can lead to a larger bill, while a lower assessment can reduce the amount owed. Bills in Hudson commonly fall between $537 and $1,284, with some reaching $1,690.
Median Hudson Tax Bill
$923
Median Caldwell County Tax Bill
$756
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Hudson, Caldwell County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28638 | $239 | $537 | $923 | $1,284 | $1,690 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Caldwell Tax Assessor | |
| Website | www.caldwellcountynctax.com |