Property Taxes in Camden, North Carolina
Median Camden, North Carolina effective property tax rate: 0.77%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Camden, North Carolina home value: $286,788
Median annual Camden, North Carolina tax bill: $2,172, lower than the national median property tax bill of $2,400.
How are property taxes in Camden calculated?
Property taxes in Camden, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Camden's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Camden, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Camden Property Tax Calculator Work?
Use this Camden property tax calculator to estimate your annual property tax bill. Enter your property’s assessed value and the calculator applies Camden’s median effective tax rate of 0.77% — based on actual property records in Camden County — to generate your estimate.
Enter your property’s estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home’s market value. The calculator applies Camden’s median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Camden’s median effective tax rate is lower than North Carolina’s 0.81% median rate, and the typical tax bill is $2,172, which is $228 lower than the state median bill.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Camden.
About Camden Property Taxes
About Property Taxes in Camden, Camden, NC
Camden’s median effective property tax rate of 0.77% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Camden County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Camden. Homeowners in the 27921 ZIP code carry a median effective rate of 0.77%, while those in the same ZIP code also pay 0.77%. This spread reflects how school district boundaries and local assessment districts are drawn across Camden County. Understanding which part of Camden you live in can make a meaningful difference to your annual tax bill.
Camden homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before May 4, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Camden, Camden County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Camden's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Camden Tax Rate
0.77%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Camden County Tax Rate
0.77%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Camden, Camden County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 27921 | 0.76% | 0.77% | 0.77% | 0.80% | 0.84% |
Source: Ownwell
Property Tax Assessment Values Across Camden, Camden County, North Carolina
When examining property taxes in Camden, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Camden County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Camden County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Camden.
For example, the median home price in Camden is $286,788, with tax bills ranging significantly across the county. 27921 has the highest median home price at $286,788.
Property Tax Assessment Values Across Camden, Camden County, North Carolina
Source: Ownwell
$185,149
$255,889
$326,628
Median Camden Market Value
$286,788
Median Camden County Market Value
$285,990
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Camden, Camden County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 27921 | $93,463 | $174,258 | $286,788 | $377,364 | $478,666 |
Source: Ownwell
Property Tax Bills Across Camden, Camden County, North Carolina
How are property tax bills calculated in Camden?
Property tax bills in Camden are based on the assessed value of a home and the local tax rate set by the county and other taxing authorities. The assessed value is compared with the market value of the property, and that figure is used to determine how much tax a homeowner owes. For a home with a median value of $286,788, the final bill can vary widely depending on the property’s assessment and the rate applied.
What factors affect the bill?
Location, exemptions, and local levies all play a role in the amount due. In Camden, the 25th percentile tax bill is $1,329, the 75th percentile is $2,849, and the 90th percentile is $3,545. The median tax bill in zip code 27921 is $2,172, which is below the national median property tax bill of $2,400.
How does this affect homeowners?
When assessments rise or tax rates change, homeowners can see their bills increase even if nothing changes about the home itself. That can make property taxes a major part of annual housing costs.
Median Camden Tax Bill
$2,172
Median Camden County Tax Bill
$2,171
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Camden, Camden County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 27921 | $733 | $1,329 | $2,172 | $2,849 | $3,545 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 6 |
Links | |
|---|---|
| Camden Tax Assessor | |
| Website | www.camdencountync.gov |