Chatham County, North Carolina Property Taxes
Property Taxes in Chatham County, North Carolina
Median Chatham County effective property tax rate: 0.89%, significantly lower than the national median of 1.02%.
Median Chatham County home value: $312,558
Median annual Chatham County tax bill: $2,788, higher than the national median property tax bill of $2,400.
How are property taxes in Chatham County calculated?
Property taxes in Chatham County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why does the tax bill matter if the rate is below the national median? Because a lower rate does not always mean a lower bill when home values are higher. Chatham County’s median tax bill is $2,788, which is $388 higher than the state median tax bill of $2,400.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Chatham County or another part of the county, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Chatham County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.89%
Estimate Property Tax Bill
$2,782
$2,581
How Does the Chatham County Property Tax Calculator Work?
Use this Chatham County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Chatham County's median effective tax rate of 0.89% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Chatham County's median tax rate is lower than the state median tax rate of 0.81%, while the county's median tax bill of $2,788 is $388 higher than the state median tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Chatham County.
Property Tax Rates Across Chatham County, North Carolina
What Are Effective Property Tax Rates Across Chatham County?
Local government entities set tax rates, which vary widely across Chatham County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Chatham County's effective property tax rate to other counties in North Carolina or the U.S. median of 1.02%.
Chatham County's median effective rate stands at 0.89%, which is lower than the national median of 1.02%. Within Chatham County, the highest rate is found in Cary at 1.05%, while Durham has the lowest at 0.85%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chatham County Tax Rate
0.89%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Chatham County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apex | 0.85% | 0.86% | 0.88% | 0.91% | 1.05% |
| Bear Creek | 0.72% | 0.83% | 0.88% | 0.94% | 1.04% |
| Bennett | 0.69% | 0.84% | 0.90% | 0.95% | 1.01% |
| Cary | 1.05% | 1.05% | 1.05% | 1.05% | 1.05% |
| Chapel Hill | 0.85% | 0.87% | 0.88% | 0.89% | 0.90% |
| Durham | 0.83% | 0.84% | 0.85% | 0.86% | 0.88% |
| Goldston | 0.79% | 0.84% | 0.98% | 1.12% | 1.31% |
| Liberty | 0.64% | 0.82% | 0.87% | 0.91% | 0.96% |
| Moncure | 0.86% | 0.87% | 0.91% | 0.94% | 0.99% |
| New Hill | 0.86% | 0.86% | 0.89% | 0.92% | 0.97% |
| Pittsboro | 0.85% | 0.87% | 0.89% | 0.95% | 1.24% |
| Sanford | 0.67% | 0.87% | 0.91% | 0.95% | 1.08% |
| Siler City | 0.79% | 0.85% | 0.93% | 1.26% | 1.27% |
| Snow Camp | 0.82% | 0.82% | 0.88% | 0.91% | 0.96% |
| Staley | 0.64% | 0.84% | 0.92% | 0.99% | 1.05% |
| Bonlee | N/A | N/A | N/A | N/A | N/A |
| Holly Springs | N/A | N/A | N/A | N/A | N/A |
| Robbins | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Chatham County, North Carolina
When examining property taxes in Chatham County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chatham County tax authority estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median tax bill in Chatham County is $2,788, compared with the national median property tax bill of $2,400. Tax bills range significantly across the county, with Durham at the highest median home price at $713,796.
Property Tax Assessment Values Across Chatham County, North Carolina
Source: Ownwell
$102,922
$408,359
$713,796
Median Chatham County Market Value
$312,558
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Chatham County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apex | $216,397 | $347,222 | $523,723 | $719,749 | $1,025,034 |
| Bear Creek | $42,009 | $85,358 | $133,474 | $202,152 | $289,280 |
| Bennett | $43,908 | $83,495 | $128,147 | $194,396 | $269,372 |
| Cary | $320,263 | $365,159 | $452,769 | $532,122 | $663,166 |
| Chapel Hill | $232,502 | $344,946 | $432,450 | $554,246 | $723,844 |
| Durham | $257,670 | $465,402 | $713,796 | $1,040,425 | $2,427,652 |
| Goldston | $44,385 | $74,951 | $124,663 | $189,018 | $255,742 |
| Liberty | $59,587 | $86,468 | $111,298 | $193,971 | $232,414 |
| Moncure | $82,911 | $132,957 | $211,059 | $339,602 | $471,772 |
| New Hill | $96,096 | $153,532 | $320,709 | $456,235 | $618,811 |
| Pittsboro | $147,757 | $223,853 | $331,912 | $464,709 | $601,009 |
| Sanford | $67,435 | $134,516 | $219,223 | $314,075 | $425,088 |
| Siler City | $50,843 | $80,880 | $124,183 | $186,936 | $287,873 |
| Snow Camp | $58,613 | $105,753 | $179,946 | $247,863 | $332,037 |
| Staley | $54,312 | $70,316 | $102,922 | $154,353 | $229,848 |
| Bonlee | N/A | N/A | N/A | N/A | N/A |
| Holly Springs | N/A | N/A | N/A | N/A | N/A |
| Robbins | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Chatham County, North Carolina
Property tax bills in Chatham County are calculated by multiplying a home’s assessed value by the local tax rate. The assessed value is based on the market value of the property, along with factors such as location, size, condition, and any improvements that may affect what the home is worth. Once the county determines that value, the tax rate is applied to produce the annual bill.
For many homeowners, this means the property tax bill can change when market conditions shift or when a property is reassessed. In Chatham County, the median home price is $312,558, and tax bills vary widely: the 25th percentile is $1,477, while the 75th percentile is $4,206. At the high end, the 90th percentile reaches $5,588. That range shows how different assessments can affect what homeowners owe each year.
Median Chatham County Tax Bill
$2,788
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Chatham County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apex | $1,773 | $2,959 | $4,906 | $6,224 | $8,844 |
| Bear Creek | $384 | $706 | $1,175 | $1,710 | $2,425 |
| Bennett | $369 | $707 | $1,130 | $1,690 | $2,345 |
| Cary | $3,044 | $3,622 | $4,603 | $5,523 | $6,888 |
| Chapel Hill | $1,900 | $2,880 | $3,743 | $4,738 | $6,168 |
| Durham | $2,089 | $3,697 | $6,035 | $8,456 | $20,353 |
| Goldston | $411 | $707 | $1,215 | $1,826 | $2,609 |
| Liberty | $349 | $767 | $1,030 | $1,708 | $2,052 |
| Moncure | $668 | $1,195 | $1,881 | $2,977 | $4,101 |
| New Hill | $808 | $1,374 | $2,860 | $4,057 | $5,461 |
| Pittsboro | $1,291 | $2,059 | $3,085 | $4,249 | $5,388 |
| Sanford | $620 | $1,096 | $1,854 | $2,689 | $3,631 |
| Siler City | $500 | $781 | $1,214 | $1,832 | $2,554 |
| Snow Camp | $427 | $951 | $1,449 | $2,158 | $2,815 |
| Staley | $467 | $664 | $927 | $1,346 | $1,959 |
| Bonlee | N/A | N/A | N/A | N/A | N/A |
| Holly Springs | N/A | N/A | N/A | N/A | N/A |
| Robbins | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 20 |
Links | |
|---|---|
| Chatham Tax Assessor | |
| Website | chathamnc.devnetwedge.com |