Property Taxes in Brasstown, North Carolina
Median Brasstown, North Carolina effective property tax rate: 0.47%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Brasstown, North Carolina home value: $145,800
Median annual Brasstown, North Carolina tax bill: $853, $1,547 lower than the national median property tax bill of $2,400.
How are property taxes in Clay calculated?
Property taxes in Brasstown, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Brasstown's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Brasstown, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Brasstown Property Tax Calculator Work?
Use this Brasstown property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Brasstown's median effective tax rate of 0.47% — based on actual property records in Clay County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Brasstown's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Brasstown: rates range from $853 in 28902 to $853 in 28902, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Brasstown.
About Brasstown Property Taxes
About Property Taxes in Brasstown, Clay, North Carolina
Brasstown’s median effective property tax rate of 0.47% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Clay County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Brasstown. Homeowners in ZIP code 28902 carry a median effective rate of 0.47%, while those in the lowest ZIP also pay 0.47%. This spread reflects how school district boundaries and local assessment districts are drawn across Clay County. Understanding which part of Brasstown you live in can make a meaningful difference to your annual tax bill.
Brasstown homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 31, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Brasstown, Clay County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Brasstown's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Brasstown Tax Rate
0.47%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clay County Tax Rate
0.46%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Brasstown, Clay County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28902 | 0.46% | 0.47% | 0.47% | 0.47% | 0.48% |
Source: Ownwell
Property Tax Assessment Values Across Brasstown, Clay County, North Carolina
When examining property taxes in Brasstown, North Carolina, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clay County tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Clay County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Brasstown is $145,800, with tax bills ranging significantly across the county. 28902 has the highest median home price at $145,800.
Property Tax Assessment Values Across Brasstown, Clay County, North Carolina
Source: Ownwell
$145,800
$182,150
$218,500
Median Brasstown Market Value
$145,800
Median Clay County Market Value
$213,500
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Brasstown, Clay County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28902 | $62,040 | $109,200 | $145,800 | $319,600 | $506,280 |
Source: Ownwell
Property Tax Bills Across Brasstown, Clay County, North Carolina
Property tax bills in Brasstown are calculated from the assessed value of a home and the local tax rate set by Clay County and other taxing authorities. The assessed value is based on the market value of the property, and that figure is multiplied by the applicable tax rate to determine the annual bill. For homeowners, this means that changes in market value can directly affect what they owe each year.
In Brasstown, the median home price is $145,800, which helps explain why tax bills can vary from one property to another. The 25th percentile tax bill is $534, while the 75th percentile is $1,412 and the 90th percentile is $2,154. The median tax bill in zip code 28902 is $853, showing how location and property value both play a role in the final amount. Compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400, Brasstown homeowners often face lower-than-average bills, though individual results still depend on the assessed value and local rates.
Median Brasstown Tax Bill
$853
Median Clay County Tax Bill
$948
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Brasstown, Clay County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28902 | $477 | $534 | $853 | $1,412 | $2,154 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 31 |
Links | |
|---|---|
| Clay Tax Assessor | |
| Website | bttaxpayerportal.com |