Mooresboro, Cleveland County, North Carolina Property Taxes

Name: Property Tax Bills Across Mooresboro, Cleveland County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Mooresboro, NC effective property tax rate: 0.85%, slightly lower than the national median of 1.02%, but higher than the North Carolina state median of 0.82%.
Median Mooresboro, NC home value: $84,965
Median annual Mooresboro, NC tax bill: $692, $1,708 lower than the national median property tax bill of $2,400.

How are property taxes in Cleveland calculated?

Property taxes in Mooresboro, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Mooresboro’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Mooresboro, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Mooresboro, Cleveland County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.85%

Estimate Property Tax Bill

$722

$670

Ownwell’s Mooresboro Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Mooresboro with just two data points. By entering your property's estimated assessed value, our calculator applies Mooresboro’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cleveland County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Mooresboro, Cleveland County, North Carolina

Local government entities determine tax rates, which can vary significantly within a state. This is because each county annually estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially the annual process.

In Mooresboro, located in Cleveland County, the effective property tax rate is 0.85%. This rate is notably lower than the national median property tax rate of 1.02%, making it an attractive location for property owners looking to save on taxes. Property owners in Mooresboro benefit from this lower rate, which could translate to more manageable annual tax bills compared to the national median property tax bill of $2,400. By choosing Mooresboro, property owners can enjoy the benefits of a lower tax rate while still receiving the necessary local services.

Property Tax Rates Across Mooresboro, Cleveland County, North Carolina

Source: Ownwell

0.82%

1.07%

1.32%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Mooresboro Tax Rate

0.85%

Median Effective Cleveland County Tax Rate

0.90%

Median Effective North Carolina Tax Rate

0.82%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Mooresboro, Cleveland County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
28114	0.67%	0.80%	0.85%	0.90%	0.98%

Source: Ownwell

Property Tax Assessment Values Across Mooresboro, Cleveland County, North Carolina

When examining property taxes in Mooresboro, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cleveland County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Cleveland County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Mooresboro. For example, the median home price in Mooresboro is $84,965, with tax bills ranging significantly across the county. Zip code 28114 has the highest median home price at $84,965.

Property Tax Assessment Values Across Mooresboro, Cleveland County, North Carolina

Source: Ownwell

$55,703

$100,036

$144,368

Median Mooresboro Market Value

$84,965

Median Cleveland County Market Value

$100,046

Median North Carolina Market Value

$197,136

Median United States Market Value

$235,294

Property Tax Assessment Values Across Mooresboro, Cleveland County, North Carolina

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
28114	$25,221	$52,194	$84,965	$145,836	$230,231

Source: Ownwell

Property Tax Bills Across Mooresboro, Cleveland County, North Carolina

In Mooresboro, Cleveland County, NC, property tax bills are calculated based on the assessed value of a home, which is determined by local tax assessors. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. The median home price in Mooresboro is $84,965, with tax bills ranging from $430 at the 25th percentile to $1,738 at the 90th percentile. The highest and lowest median tax bills in the area are both $692, indicating a consistent tax environment. Compared to the national median property tax bill of $2,400, Mooresboro's rates are significantly lower, offering homeowners some financial relief. However, even with lower tax rates, homeowners can still benefit from appealing their property taxes. Ownwell offers expert property tax appeal services that can help homeowners ensure their properties are accurately assessed, potentially lowering their tax bills. By leveraging Ownwell's expertise, homeowners in Mooresboro can maximize their savings and ensure they are not overpaying on their property taxes.

Property Tax Bills Across Mooresboro, Cleveland County, North Carolina

Source: Ownwell

$562

$870

$1,177

Median Mooresboro Tax Bill

$692

Median Cleveland County Tax Bill

$887

Median North Carolina Tax Bill

$1,615

Median United States Tax Bill

$2,400

Property Tax Bills Across Mooresboro, Cleveland County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
28114	$218	$430	$692	$1,148	$1,738

Source: Ownwell