Property Taxes in Mooresboro, North Carolina
Median Mooresboro, North Carolina effective property tax rate: 0.85%, significantly lower than the national median of 1.02%, and slightly higher than the North Carolina state median of 0.81%.
Median Mooresboro, North Carolina home value: $84,388
Median annual Mooresboro, North Carolina tax bill: $707, lower than the national median property tax bill of $2,400.
How are property taxes in Cleveland calculated?
Property taxes in Mooresboro, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Mooresboro's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Mooresboro, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Mooresboro Property Tax Calculator Work?
Use this Mooresboro property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Mooresboro's median effective tax rate of 0.85% — based on actual property records in Cleveland County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Mooresboro's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Mooresboro: rates range from 0.85% in 28114 to 0.85% in 28114, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Mooresboro.
About Mooresboro Property Taxes
About Property Taxes in Mooresboro, Cleveland, North Carolina
Mooresboro’s median effective property tax rate of 0.85% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Cleveland County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Mooresboro. Homeowners in the 28114 ZIP code carry a median effective rate of 0.85%, while those in the same ZIP also pay 0.85%. This means the local tax burden is consistent across the area, but your assessed value still plays a major role in what you owe each year. Mooresboro’s median home price is $84,388, and the median property tax bill is $707, which is far below the national median property tax bill of $2,400.
Mooresboro homeowners who believe their assessed value is too high can file a formal appeal with the Cleveland County Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Mooresboro, Cleveland County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Mooresboro's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Property Tax Rates Across Mooresboro, Cleveland County, North Carolina
Source: Ownwell
0.83%
1.07%
1.32%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mooresboro Tax Rate
0.85%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cleveland County Tax Rate
0.90%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Mooresboro, Cleveland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28114 | 0.77% | 0.80% | 0.85% | 0.90% | 0.97% |
Source: Ownwell
Property Tax Assessment Values Across Mooresboro, Cleveland County, North Carolina
When examining property taxes in Mooresboro, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cleveland County tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives a notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Mooresboro is $84,388, with a median tax bill of $707. The 25th percentile tax bill is $441, while the 75th percentile is $1,182 and the 90th percentile is $1,822. The zip code 28114 has the highest median home price at $84,388.
Property Tax Assessment Values Across Mooresboro, Cleveland County, North Carolina
Source: Ownwell
$55,882
$100,459
$145,035
Median Mooresboro Market Value
$84,388
Median Cleveland County Market Value
$101,056
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Mooresboro, Cleveland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28114 | $24,721 | $51,092 | $84,388 | $145,300 | $229,865 |
Source: Ownwell
Property Tax Bills Across Mooresboro, Cleveland County, North Carolina
Mooresboro property tax bills are based on the assessed value of a home and the local tax rate set for Cleveland County. The assessed value is used to calculate how much tax a homeowner owes, so a higher assessed value usually means a higher bill. Local taxing authorities use this value to determine the final amount due each year.
For a home with a median price of $84,388, the property tax bill in this area is typically around $707.00. That is below the national median property tax bill of $2,400, which can make homeownership more affordable for many residents.
Property taxes affect homeowners by adding an ongoing cost that can change if the assessed value changes or if tax rates are adjusted. Bills in this area can vary, with the 25th percentile at $441 and the 75th percentile at $1,182, showing how different home values and assessments can lead to different tax burdens.
Median Mooresboro Tax Bill
$707
Median Cleveland County Tax Bill
$929
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Mooresboro, Cleveland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28114 | $210 | $441 | $707 | $1,182 | $1,822 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 31 |
Links | |
|---|---|
| Cleveland Tax Assessor | |
| Website | www.clevelandcountytaxes.com |