White Oak, Cumberland County, North Carolina Property Taxes

Name: Property Tax Bills Across White Oak, Cumberland County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median WHITE OAK, NC effective property tax rate: 1.16%, significantly higher than the national median of 1.02%, but lower than the NC state median of 0.82%.
Median WHITE OAK, NC home value: $98,134
Median annual WHITE OAK, NC tax bill: $1,092, $1,308 lower than the national median property tax bill of $2,400.

How are property taxes in Cumberland calculated?

Property taxes in WHITE OAK, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding WHITE OAK’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in WHITE OAK, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

White Oak, Cumberland County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.16%

Estimate Property Tax Bill

$1,138

$1,056

Ownwell’s WHITE OAK Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in WHITE OAK with just two data points. By entering your property's estimated assessed value, our calculator applies WHITE OAK’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cumberland. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across White Oak, Cumberland County, North Carolina

Local government entities set tax rates, which can vary widely within a state. The reason for this is that each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare White Oak’s effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S. In White Oak, located in Cumberland County, the property tax rate is 1.16%. This is higher than the national median property tax rate of 1.02%. However, it is important to consider that property tax rates are just one part of the equation. The actual tax bill will depend on the assessed value of the property, which can vary significantly. Understanding these differences can help property owners make informed decisions about their investments and potential tax liabilities.

Property Tax Rates Across White Oak, Cumberland County, North Carolina

Source: Ownwell

1.10%

1.42%

1.75%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective White Oak Tax Rate

1.16%

Median Effective Cumberland County Tax Rate

1.48%

Median Effective North Carolina Tax Rate

0.82%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across White Oak, Cumberland County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
28399	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across White Oak, Cumberland County, North Carolina

When examining property taxes in White Oak, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County Tax Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In Cumberland County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in White Oak. For example, the median home price in White Oak is $98,134, with tax bills ranging significantly across the county.

Property Tax Assessment Values Across White Oak, Cumberland County, North Carolina

Source: Ownwell

$61,026

$105,235

$149,444

Median White Oak Market Value

$98,134

Median Cumberland County Market Value

$115,098

Median North Carolina Market Value

$197,136

Median United States Market Value

$235,294

Property Tax Assessment Values Across White Oak, Cumberland County, North Carolina

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
28399	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across White Oak, Cumberland County, North Carolina

In White Oak, Cumberland County, NC, property tax bills are determined by multiplying the assessed value of a home by the local tax rate. The assessed value is based on the market value of the property, which is determined by the county assessor. Factors such as the size, location, and condition of the property can influence this market value. Homeowners in White Oak face a median property tax bill of $1,531, which is significantly lower than the national median property tax bill of $2,400. However, some homeowners in the area may pay as little as $800, while others could see bills as high as $1,677, depending on their property's assessed value.

Ownwell offers valuable services to help homeowners in White Oak potentially reduce their property tax bills. By providing expert property tax appeal services, Ownwell can assist in challenging over-assessments, ensuring that homeowners pay only their fair share. This can lead to significant savings and provide peace of mind for property owners concerned about rising property taxes.

Property Tax Bills Across White Oak, Cumberland County, North Carolina

Source: Ownwell

$715

$1,647

$2,578

Median White Oak Tax Bill

$1,092

Median Cumberland County Tax Bill

$1,668

Median North Carolina Tax Bill

$1,615

Median United States Tax Bill

$2,400

Property Tax Bills Across White Oak, Cumberland County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
28399	N/A	N/A	N/A	N/A	N/A

Source: Ownwell